{"id":10109,"date":"2025-02-13T10:00:31","date_gmt":"2025-02-13T09:00:31","guid":{"rendered":"https:\/\/test.stuwo.at\/study-and-finances\/"},"modified":"2026-04-22T13:26:16","modified_gmt":"2026-04-22T11:26:16","slug":"how-to-finance-studies-austria","status":"publish","type":"post","link":"https:\/\/www.stuwo.at\/en\/blog\/how-to-finance-studies-austria\/","title":{"rendered":"How to finance your studies in Austria: Essential Tips and All Available Option"},"content":{"rendered":"<div id='av-layout-grid-1'  class='av-layout-grid-container av-78firl-c631ae41a668636fcb7900020bc361a5 entry-content-wrapper main_color av-flex-cells av-break-at-tablet  avia-builder-el-0  el_before_av_section  avia-builder-el-first   container_wrap sidebar_right'  >\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-6bd3tt-2ec361134937da74c13de1e8fdaa471f\">\n.flex_cell.av-6bd3tt-2ec361134937da74c13de1e8fdaa471f{\nvertical-align:top;\nbackground:url(https:\/\/www.stuwo.at\/wp-content\/uploads\/2022\/12\/studentin-zettel-rechner-1030x687.jpeg) 50% 50% no-repeat scroll ;\n}\n.responsive #top #wrap_all .flex_cell.av-6bd3tt-2ec361134937da74c13de1e8fdaa471f{\npadding:30px 30px 30px 30px !important;\n}\n<\/style>\n<div class='flex_cell av-6bd3tt-2ec361134937da74c13de1e8fdaa471f av-gridrow-cell av_one_half no_margin  avia-builder-el-1  el_before_av_cell_one_half  avia-builder-el-first  avia-full-stretch'  ><div class='flex_cell_inner'>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-lemplqdk-baeef4ffc2a325a5ee79a9ffbf509334\">\n#top .hr.hr-invisible.av-lemplqdk-baeef4ffc2a325a5ee79a9ffbf509334{\nheight:150px;\n}\n<\/style>\n<div  class='hr av-lemplqdk-baeef4ffc2a325a5ee79a9ffbf509334 hr-invisible  avia-builder-el-2  avia-builder-el-no-sibling '><span class='hr-inner '><span class=\"hr-inner-style\"><\/span><\/span><\/div>\n<\/div><\/div>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-dyhr5-99927f5945708bf13e84cb9abee7d045\">\n.flex_cell.av-dyhr5-99927f5945708bf13e84cb9abee7d045{\nvertical-align:top;\n}\n.responsive #top #wrap_all .flex_cell.av-dyhr5-99927f5945708bf13e84cb9abee7d045{\npadding:30px 30px 30px 30px !important;\n}\n<\/style>\n<div class='flex_cell av-dyhr5-99927f5945708bf13e84cb9abee7d045 av-gridrow-cell av_one_half no_margin  avia-builder-el-3  el_after_av_cell_one_half  avia-builder-el-last '  ><div class='flex_cell_inner'><p>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-ph1ql-0bde9899ca3654ce47963f3c861d7c61\">\n.flex_column.av-ph1ql-0bde9899ca3654ce47963f3c861d7c61{\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 0px 0px;\n}\n<\/style>\n<div  class='flex_column av-ph1ql-0bde9899ca3654ce47963f3c861d7c61 av_one_full  avia-builder-el-4  el_before_av_one_full  avia-builder-el-first  first flex_column_div av-zero-column-padding  '     ><p>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-109kz4l-834c3ca0daab55a8eff7bfd53254288a\">\n#top .av-special-heading.av-109kz4l-834c3ca0daab55a8eff7bfd53254288a{\npadding-bottom:0;\n}\nbody .av-special-heading.av-109kz4l-834c3ca0daab55a8eff7bfd53254288a .av-special-heading-tag .heading-char{\nfont-size:25px;\n}\n.av-special-heading.av-109kz4l-834c3ca0daab55a8eff7bfd53254288a .av-subheading{\nfont-size:15px;\n}\n<\/style>\n<div  class='av-special-heading av-109kz4l-834c3ca0daab55a8eff7bfd53254288a av-special-heading-h1 blockquote modern-quote  avia-builder-el-5  el_before_av_hr  avia-builder-el-first '><h1 class='av-special-heading-tag '  itemprop=\"headline\"  >How to finance your studies in Austria: Essential Tips and All Available Option<\/h1><div class=\"special-heading-border\"><div class=\"special-heading-inner-border\"><\/div><\/div><\/div><br \/>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-jtogly79-ad57aec588c41c3e6e0fd3a450386ad1\">\n#top .hr.hr-invisible.av-jtogly79-ad57aec588c41c3e6e0fd3a450386ad1{\nheight:5px;\n}\n<\/style>\n<div  class='hr av-jtogly79-ad57aec588c41c3e6e0fd3a450386ad1 hr-invisible  avia-builder-el-6  el_after_av_heading  el_before_av_textblock '><span class='hr-inner '><span class=\"hr-inner-style\"><\/span><\/span><\/div><br \/>\n<section  class='av_textblock_section av-jtjtmedc-ce5f497fe1433f1922572aabdd533579 '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/BlogPosting\" itemprop=\"blogPost\" ><div class='avia_textblock'  itemprop=\"text\" ><p>Written by:<strong> Martin H\u00f6gerl, 13.02.2025<\/strong><\/p>\n<\/div><\/section><\/p><\/div><div class='flex_column_table av-bbw9h-e9ea24d4a9970947ae9a10c1728f5755 sc-av_one_full av-break-at-tablet-flextable av-equal-height-column-flextable'>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-bbw9h-e9ea24d4a9970947ae9a10c1728f5755\">\n#top .flex_column_table.av-equal-height-column-flextable.av-bbw9h-e9ea24d4a9970947ae9a10c1728f5755{\nmargin-top:15px;\nmargin-bottom:0px;\n}\n.flex_column.av-bbw9h-e9ea24d4a9970947ae9a10c1728f5755{\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 0px 0px;\n}\n<\/style>\n<div  class='flex_column av-bbw9h-e9ea24d4a9970947ae9a10c1728f5755 av_one_full  avia-builder-el-8  el_after_av_one_full  avia-builder-el-last  first av-break-at-tablet flex_column_table_cell av-equal-height-column av-align-top av-zero-column-padding  column-top-margin'     ><p><section  class='av_textblock_section av-jtjtmedc-25-77f5b672bc3a81513b5c9b2e46019ba5 '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/BlogPosting\" itemprop=\"blogPost\" ><div class='avia_textblock'  itemprop=\"text\" ><p><span style=\"font-weight: 400;\">The costs for rent, food, transportation, and leisure add up &#8211;\u00a0 and on top of that, there are tuition fees and study materials. A student budget can quickly reach its limits. But don\u2019t worry: In Austria, there are numerous ways to financially support your studies.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Scholarships, study grants, part-time jobs, or special funding programs &#8211; here, you\u2019ll find out what options are available and which one suits you best. This way, you can fully focus on your studies without constantly worrying about your finances.<\/span><\/p>\n<\/div><\/section><br \/>\n<section  class='av_textblock_section av-lxtfgt0k-92a5b275d91620bc461ca9da7a0e08a9 '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/BlogPosting\" itemprop=\"blogPost\" ><div class='avia_textblock'  itemprop=\"text\" ><p><strong>Table of Contents<\/strong><\/p>\n<ul>\n<li style=\"list-style-type: none;\"><\/li>\n<li><a href=\"#Tuition Fees and Other Costs: An Overview\"><span style=\"font-weight: 400;\"> Tuition Fees and Other Costs: An Overview<\/span><\/a><\/li>\n<li><a href=\"#Government Support and Support for Students\"><span style=\"font-weight: 400;\"> Government Support and Support for Students<\/span><\/a><\/li>\n<li><a href=\"#Student Loans and Student Accounts\"><span style=\"font-weight: 400;\"> Student Loans and Student Accounts<\/span><\/a><\/li>\n<li><a href=\"#Part-time Jobs and Income\"><span style=\"font-weight: 400;\"> Part-time Jobs and Income<\/span><\/a><\/li>\n<li><a href=\"#Studying with a Scholarship: How to Secure Financial Aid\"><span style=\"font-weight: 400;\"> Studying with a Scholarship: How to Secure Financial Aid<\/span><\/a><\/li>\n<li><a href=\"#Financing Your Studies: Staying Financially Flexible\"><span style=\"font-weight: 400;\">Financing Your Studies: Staying Financially Flexible<\/span><\/a><\/li>\n<\/ul>\n<\/div><\/section><\/p><\/div><\/div><!--close column table wrapper. Autoclose: 1 --><\/p>\n<\/div><\/div>\n<\/div>\n<div id='av_section_1'  class='avia-section av-73734u-e654b2f47cc625f39101c2a047ce5327 main_color avia-section-default avia-shadow  avia-builder-el-11  el_after_av_layout_row  el_before_av_section  avia-bg-style-scroll container_wrap sidebar_right'  ><div class='container av-section-cont-open' ><div class='template-page content  av-content-small alpha units'><div class='post-entry post-entry-type-page post-entry-10109'><div class='entry-content-wrapper clearfix'>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-6kn5ly-10d6ab2bde8a6b8af5445d278dbf0a5d\">\n.flex_column.av-6kn5ly-10d6ab2bde8a6b8af5445d278dbf0a5d{\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 0px 0px;\n}\n<\/style>\n<div  class='flex_column av-6kn5ly-10d6ab2bde8a6b8af5445d278dbf0a5d av_one_full  avia-builder-el-12  el_before_av_one_full  avia-builder-el-first  first flex_column_div av-zero-column-padding  '     ><section  class='av_textblock_section av-60022e-3056b2e5cc65feac7318f4cf52b2daee '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/BlogPosting\" itemprop=\"blogPost\" ><div class='avia_textblock'  itemprop=\"text\" ><h2 id=\"Tuition Fees and Other Costs: An Overview\"><span style=\"font-weight: 400;\">Tuition Fees and Other Costs: An Overview<\/span><\/h2>\n<p><span style=\"font-weight: 400;\">Studying in Austria not only brings new experiences but also some financial challenges. The biggest cost factor is the cost of living, which includes rent, food, clothing, phone, internet, and transportation.<\/span><\/p>\n<p><b>At <\/b><a href=\"https:\/\/www.stuwo.at\/en\/\" target=\"_blank\" rel=\"noopener\"><b>STUWO student housing<\/b><\/a><span style=\"font-weight: 400;\">, you pay an all-inclusive rent that covers all additional costs, including electricity, heating, hot water, and internet. This way, you can keep track of your expenses and avoid unexpected additional payments.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">In addition to general living expenses, <\/span><b>direct study-related costs<\/b><span style=\"font-weight: 400;\"> should also be considered. These include:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Tuition fees<\/b><span style=\"font-weight: 400;\">: Currently around \u20ac363.36 per semester for EU\/EEA students at public universities (as of 2024; fees may be waived under certain conditions).<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>\u00d6H contribution<\/b><span style=\"font-weight: 400;\">: The Austrian Student Union fee, currently around \u20ac22 per semester.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Study materials<\/b><span style=\"font-weight: 400;\">: Books, scripts, technical equipment such as a laptop or software.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Additional fees<\/b><span style=\"font-weight: 400;\"> for language courses, excursions, or exam retakes.<\/span><\/li>\n<\/ul>\n<p><b>Leisure expenses<\/b><span style=\"font-weight: 400;\"> for sports, hobbies, vacations, or gifts should also not be forgotten. To avoid financial difficulties, it is smart to set aside a <\/span><b>buffer<\/b><span style=\"font-weight: 400;\"> for unexpected expenses, such as a new phone or repairs.<\/span><\/p>\n<p><b>Average monthly costs for students in Austria: approximately \u20ac1,200 (as of 2024).<\/b><span style=\"font-weight: 400;\"> Costs may vary depending on the study location &#8211; especially in cities like Vienna or Innsbruck, where rental prices are higher.<\/span><\/p>\n<\/div><\/section><\/div>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-av_one_full-105d76be6f286cb67831ecb900d11bb4\">\n.flex_column.av-av_one_full-105d76be6f286cb67831ecb900d11bb4{\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 0px 0px;\n}\n<\/style>\n<div  class='flex_column av-av_one_full-105d76be6f286cb67831ecb900d11bb4 av_one_full  avia-builder-el-14  el_after_av_one_full  el_before_av_one_full  first flex_column_div av-zero-column-padding  column-top-margin'     ><section  class='av_textblock_section av-m72ywtie-1bd841d41eae877954e785fd699a72e0 '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/BlogPosting\" itemprop=\"blogPost\" ><div class='avia_textblock'  itemprop=\"text\" ><h3><span style=\"font-weight: 400;\">Budget Planning: Keep Track of Your Finances<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">Good budget planning is essential for managing your finances. Use a budgeting app like <\/span><a href=\"https:\/\/www.splitwise.com\/\" target=\"_blank\" rel=\"noopener\"><b>Splitwise<\/b><\/a><span style=\"font-weight: 400;\"> or <\/span><a href=\"https:\/\/monefy.com\/\" target=\"_blank\" rel=\"noopener\"><b>Monefy<\/b><\/a><span style=\"font-weight: 400;\"> to track your income and expenses. This way, you stay on top of your finances, know your fixed costs, and can quickly identify potential savings.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">In addition to planning, you can also adopt more frugal habits in daily life to reduce your expenses. Maybe you skip the daily <\/span><b>coffee-to-go<\/b><span style=\"font-weight: 400;\"> or look for more affordable alternatives for leisure activities. Small adjustments can have a big impact on your budget. <\/span><b>Check out more everyday saving tips <\/b><a href=\"https:\/\/www.stuwo.at\/en\/blog\/how-to-save-money-as-a-student\/\" target=\"_blank\" rel=\"noopener\"><b>here!<\/b><\/a><\/p>\n<\/div><\/section><\/div>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-av_one_full-105d76be6f286cb67831ecb900d11bb4\">\n.flex_column.av-av_one_full-105d76be6f286cb67831ecb900d11bb4{\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 0px 0px;\n}\n<\/style>\n<div  class='flex_column av-av_one_full-105d76be6f286cb67831ecb900d11bb4 av_one_full  avia-builder-el-16  el_after_av_one_full  el_before_av_hr  first flex_column_div av-zero-column-padding  column-top-margin'     ><section  class='av_textblock_section av-m72yxk44-74d5260f2e3bfdf65793e00d96f09b5a '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/BlogPosting\" itemprop=\"blogPost\" ><div class='avia_textblock'  itemprop=\"text\" ><h3><span style=\"font-weight: 400;\">Tax Tips for Students<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">With the <\/span><b>employee tax assessment (ANV)<\/b><span style=\"font-weight: 400;\">, you can claim various expenses for tax purposes and get money back for your studies. Purchases related to your studies fall under <\/span><b>\u201cwork-related expenses\u201d (Werbungskosten)<\/b><span style=\"font-weight: 400;\">, so make sure to keep all receipts.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">If you have multiple <\/span><b>marginal jobs<\/b><span style=\"font-weight: 400;\">, you may also qualify for a <\/span><b>negative tax refund<\/b><span style=\"font-weight: 400;\">, which allows you to reclaim part of your social security contributions. <\/span><b>Find more <\/b><a href=\"https:\/\/www.stuwo.at\/en\/blog\/tax-tips-students\/\" target=\"_blank\" rel=\"noopener\"><b>tax tips for students here<\/b><\/a><b>!<\/b><\/p>\n<\/div><\/section><\/div><div  class='hr av-67ddri-41246adb82eb20f9271331161b8c66cb hr-short  avia-builder-el-18  el_after_av_one_full  el_before_av_one_full  hr-left'><span class='hr-inner '><span class=\"hr-inner-style\"><\/span><\/span><\/div>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-av_one_full-105d76be6f286cb67831ecb900d11bb4\">\n.flex_column.av-av_one_full-105d76be6f286cb67831ecb900d11bb4{\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 0px 0px;\n}\n<\/style>\n<div  class='flex_column av-av_one_full-105d76be6f286cb67831ecb900d11bb4 av_one_full  avia-builder-el-19  el_after_av_hr  el_before_av_one_half  first flex_column_div av-zero-column-padding  '     ><section  class='av_textblock_section av-m72yy66j-834fcc60406834705d6c044a81a1870f '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/BlogPosting\" itemprop=\"blogPost\" ><div class='avia_textblock'  itemprop=\"text\" ><h2 id=\"Government Support and Support for Students\"><span style=\"font-weight: 400;\">Government Support and Support for Students<\/span><\/h2>\n<p><span style=\"font-weight: 400;\">Fortunately, Austria offers several government grants to support you financially. Whether it\u2019s <\/span><b>study grants, housing assistance, or child benefits <\/b><span style=\"font-weight: 400;\">\u2013 many students are eligible for financial aid. And if things get tight, <\/span><b>social funds<\/b><span style=\"font-weight: 400;\"> can also provide help.<\/span><\/p>\n<\/div><\/section><br \/>\n<div class='avia-data-table-wrap av-av_table-50e186637ed9ed16c605214627a3a44d avia_responsive_table avia-table-1'><table  class='avia-table avia-data-table avia_pricing_default  avia-builder-el-21  el_after_av_textblock  el_before_av_textblock '  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/Table\" ><tbody><tr class='avia-heading-row'><th class='avia-highlight-col'>Allowance<\/th><th class='avia-highlight-col'>Explanation<\/th><th class='avia-highlight-col'>Requirements<\/th><th class='avia-highlight-col'>Details<\/th><\/tr><tr class=''><td class='avia-highlight-col'>Child benefit<\/td><td class='avia-highlight-col'><span style=\"font-weight: 400;\">All students under the age of 24 and whose parents\u2018 main interest of life is in Austria receive a monthly allowance via their parents, which can also be transferred to the students\u2018 bank account.<\/span><\/td><td class='avia-highlight-col'><\/p>\n<ul>\n<li><span style=\"font-weight: 400;\"> Parents\u2018 main interest of life in Austria<\/span><\/li>\n<li><span style=\"font-weight: 400;\"> Inscribed at university<\/span><\/li>\n<li><span style=\"font-weight: 400;\"> Under the age of 24<\/span><\/li>\n<li><span style=\"font-weight: 400;\"> Proof of academic progress (at least 16 ECTS per academic year)<\/span><\/li>\n<\/ul>\n<p><\/td><td class='avia-highlight-col'><span style=\"font-weight: 400;\">Until the age of 18, your legal guardians receive <\/span><b>the child benefit<\/b><span style=\"font-weight: 400;\">. After that, you can have the payment transferred directly to your own account.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">The amount of <\/span><b>child benefit <\/b><span style=\"font-weight: 400;\">depends on the number of children. <\/span><b>Find all the details in <\/b><a href=\"https:\/\/www.stuwo.at\/en\/blog\/child-benefit-for-students\/\"><b>our article!<\/b><\/a><\/td><\/tr><tr class=''><td class='avia-highlight-col'>Study grant<\/td><td class='avia-highlight-col'><span style=\"font-weight: 400;\">If parents cannot support their children financially during their studies, students can claim a study grant. Find more info on the amount<\/span><a href=\"https:\/\/www.stipendium.at\/stipendien\/studienbeihilfe\"><span style=\"font-weight: 400;\"> here!<\/span><\/a><\/td><td class='avia-highlight-col'><\/p>\n<ul>\n<li><span style=\"font-weight: 400;\"> Social eligibility (family income)<\/span><\/li>\n<li><span style=\"font-weight: 400;\">Started studying before the age of 33<\/span><\/li>\n<li>The <b>standard period of study<\/b> may be exceeded by a maximum of <b>one semester<\/b>.<\/li>\n<\/ul>\n<p><\/td><td class='avia-highlight-col'><span style=\"font-weight: 400;\">The amount of the study grant depends on your parents\u2018 income and living situation. Even if you are unsure whether you meet these requirements, you should send an application!<\/span><\/td><\/tr><tr class=''><td class='avia-highlight-col'><span style=\"font-weight: 400;\">Foreign grant<\/span><\/td><td class='avia-highlight-col'><span style=\"font-weight: 400;\">Students who receive study grants can apply for an additional financial support for studying abroad.<\/span><\/td><td class='avia-highlight-col'><\/p>\n<ul>\n<li><span style=\"font-weight: 400;\">Recipients of the study grant<\/span><\/li>\n<li>Application in due time &#8211; no later than <b>3 months<\/b> after the start of your studies abroad.<\/li>\n<li>Proof of successful studies &#8211; at least <b>15 ECTS per academic year<\/b><\/li>\n<\/ul>\n<p><\/td><td class='avia-highlight-col'><span style=\"font-weight: 400;\">This financial aid is meant to allow students on a tight budget to get this experience. The amount of the foreign grant depends on your target country. The maximum duration is 20 months. You can apply online via <\/span><a href=\"http:\/\/stipendium.at\"><span style=\"font-weight: 400;\">stipendium.at<\/span><\/a><span style=\"font-weight: 400;\"> for a foreign grant!<\/span><\/td><\/tr><\/tbody><\/table><\/div><style type='text\/css'>.avia-table-1 td:nth-of-type(1):before { content: 'Allowance'; } .avia-table-1 td:nth-of-type(2):before { content: 'Explanation'; } .avia-table-1 td:nth-of-type(3):before { content: 'Requirements'; } .avia-table-1 td:nth-of-type(4):before { content: 'Details'; } <\/style><br \/>\n<section  class='av_textblock_section av-m72z9aff-6f3eba167d4b03c2317ac652573e9ee1 '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/BlogPosting\" itemprop=\"blogPost\" ><div class='avia_textblock'  itemprop=\"text\" ><p><span style=\"font-weight: 400;\">To make sure you don\u2019t lose your funding or have to pay it back, keep an eye on the minimum requirements and <\/span><b>plan your proof of achievement <\/b><span style=\"font-weight: 400;\">early. It also pays off to submit applications <\/span><b>ahead of time<\/b><span style=\"font-weight: 400;\"> so the money arrives when you need it.<\/span><\/p>\n<\/div><\/section><\/p><\/div>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-6kn5ly-19-ae6b81bcda96a9ccb4462b6c5c05097b\">\n.flex_column.av-6kn5ly-19-ae6b81bcda96a9ccb4462b6c5c05097b{\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 30px 0px;\n}\n<\/style>\n<div  class='flex_column av-6kn5ly-19-ae6b81bcda96a9ccb4462b6c5c05097b av_one_half  avia-builder-el-23  el_after_av_one_full  el_before_av_one_half  first flex_column_div  column-top-margin'     ><section  class='av_textblock_section av-60022e-18-4d4b65b48a88ef712eacf943c910b7a7 '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/BlogPosting\" itemprop=\"blogPost\" ><div class='avia_textblock'  itemprop=\"text\" ><h3><span style=\"font-weight: 400;\">Housing Allowance for Students: Financial Support for Your Home<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">Housing assistance is available across Austria for people with <\/span><b>low incomes<\/b><span style=\"font-weight: 400;\">, but the exact conditions <\/span><b>depend on the respective federal state<\/b><span style=\"font-weight: 400;\">. You can find detailed information and requirements on your state\u2019s official website. The amount you receive depends on the size of your apartment, housing costs, and household size. But keep in mind that if you live in a student dormitory or with your parents, you are not eligible for housing assistance.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">To check if you qualify and what documents you need for your application, just visit your federal state\u2019s website &#8211; <\/span><b>you can even apply online<\/b><span style=\"font-weight: 400;\">.<\/span><\/p>\n<p><b>Tip:<\/b><span style=\"font-weight: 400;\"> You can often combine housing assistance with other government benefits like <\/span><b>student grants<\/b><span style=\"font-weight: 400;\"> to help your budget!<\/span><\/p>\n<\/div><\/section><br \/>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-mc80qph6-6f02f5ddbcf7f94693bd2790e81badf8\">\n.avia-image-container.av-mc80qph6-6f02f5ddbcf7f94693bd2790e81badf8 img.avia_image{\nbox-shadow:none;\n}\n.avia-image-container.av-mc80qph6-6f02f5ddbcf7f94693bd2790e81badf8 .av-image-caption-overlay-center{\ncolor:#ffffff;\n}\n<\/style>\n<div  class='avia-image-container av-mc80qph6-6f02f5ddbcf7f94693bd2790e81badf8 av-styling- avia-align-center  avia-builder-el-25  el_after_av_textblock  avia-builder-el-last  av-desktop-hide av-medium-hide av-has-copyright av-copyright-always'   itemprop=\"image\" itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/ImageObject\" ><div class=\"avia-image-container-inner\"><div class=\"avia-image-overlay-wrap\"><img decoding=\"async\" fetchpriority=\"high\" class='wp-image-165198 avia-img-lazy-loading-not-165198 avia_image ' src=\"https:\/\/www.stuwo.at\/wp-content\/uploads\/2022\/12\/studentin-wohnung-845x684.jpeg\" alt='' title='studentin-wohnung'  height=\"684\" width=\"845\"  itemprop=\"thumbnailUrl\" srcset=\"https:\/\/www.stuwo.at\/wp-content\/uploads\/2022\/12\/studentin-wohnung-845x684.jpeg 845w, https:\/\/www.stuwo.at\/wp-content\/uploads\/2022\/12\/studentin-wohnung-495x400.jpeg 495w\" sizes=\"(max-width: 845px) 100vw, 845px\" \/><\/div><small class=\"avia-copyright\">Don&#039;t worry - you are not completely left to your own devices when it comes to financing your studies! \u00a9Adobe Stock<\/small><\/div><\/div><\/p><\/div>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-2g99i-9fca3ceec6da77bc09128878e9910b62\">\n.flex_column.av-2g99i-9fca3ceec6da77bc09128878e9910b62{\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 30px 0px;\n}\n<\/style>\n<div  class='flex_column av-2g99i-9fca3ceec6da77bc09128878e9910b62 av_one_half  avia-builder-el-26  el_after_av_one_half  el_before_av_one_full  flex_column_div  column-top-margin'     ><style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-m0q6a39z-4c43acb6128f0d43f4a541dda85f7085\">\n.avia-image-container.av-m0q6a39z-4c43acb6128f0d43f4a541dda85f7085 img.avia_image{\nbox-shadow:none;\n}\n.avia-image-container.av-m0q6a39z-4c43acb6128f0d43f4a541dda85f7085 .av-image-caption-overlay-center{\ncolor:#ffffff;\n}\n<\/style>\n<div  class='avia-image-container av-m0q6a39z-4c43acb6128f0d43f4a541dda85f7085 av-styling- avia-align-center  avia-builder-el-27  avia-builder-el-no-sibling  av-small-hide av-mini-hide av-has-copyright av-copyright-always'   itemprop=\"image\" itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/ImageObject\" ><div class=\"avia-image-container-inner\"><div class=\"avia-image-overlay-wrap\"><img decoding=\"async\" fetchpriority=\"high\" class='wp-image-165198 avia-img-lazy-loading-not-165198 avia_image ' src=\"https:\/\/www.stuwo.at\/wp-content\/uploads\/2022\/12\/studentin-wohnung-845x684.jpeg\" alt='' title='studentin-wohnung'  height=\"684\" width=\"845\"  itemprop=\"thumbnailUrl\" srcset=\"https:\/\/www.stuwo.at\/wp-content\/uploads\/2022\/12\/studentin-wohnung-845x684.jpeg 845w, https:\/\/www.stuwo.at\/wp-content\/uploads\/2022\/12\/studentin-wohnung-495x400.jpeg 495w\" sizes=\"(max-width: 845px) 100vw, 845px\" \/><\/div><small class=\"avia-copyright\">Don&#039;t worry - you are not completely left to your own devices when it comes to financing your studies! \u00a9Adobe Stock<\/small><\/div><\/div><\/div>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-6kn5ly-22-e92d879dac8c7d72f0ceffb9501f5f76\">\n.flex_column.av-6kn5ly-22-e92d879dac8c7d72f0ceffb9501f5f76{\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 0px 0px;\n}\n<\/style>\n<div  class='flex_column av-6kn5ly-22-e92d879dac8c7d72f0ceffb9501f5f76 av_one_full  avia-builder-el-28  el_after_av_one_half  el_before_av_hr  first flex_column_div av-zero-column-padding  column-top-margin'     ><section  class='av_textblock_section av-60022e-21-9df81577ec535639e2b51f2c66bf275e '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/BlogPosting\" itemprop=\"blogPost\" ><div class='avia_textblock'  itemprop=\"text\" ><h3><span style=\"font-weight: 400;\">Social Fund from the \u00d6H (Austrian Students&#8217; Union): Help in case of Emergencies<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">The Austrian Student Union (\u00d6H) supports you in case of financial emergencies through its social fund. If you find yourself in financial difficulty due to rent increases, illness, study costs, or caring for children or relatives, the \u00d6H can provide a one-time payment every 12 months.<\/span><\/p>\n<p><b>Requirements<\/b><span style=\"font-weight: 400;\"> for one-time financial support:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Social need according to the \u00d6H social fund guidelines<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Not living with parents<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Not receiving a student grant<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Completion of 16 ECTS in the last academic year<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Cooperation with the local student representation of the \u00d6H<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Within double the minimum study duration<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Enrolled in a regular degree program<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">You can download the application form <\/span><a href=\"https:\/\/www.oeh.ac.at\/en\/service\/funding-pots\/social-fund\/\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">here<\/span><\/a><span style=\"font-weight: 400;\"> and send it by post or email to the responsible office.<\/span><\/p>\n<p><b>Tip:<\/b><span style=\"font-weight: 400;\"> Even if your financial hardship seems minor, it\u2019s worth asking &#8211; many funds are flexible and also offer support in unexpected situations!<\/span><\/p>\n<\/div><\/section><\/div><div  class='hr av-67ddri-20-e1b07e30e1c8f8cc3843eb3f240298e0 hr-short  avia-builder-el-30  el_after_av_one_full  el_before_av_one_full  hr-left'><span class='hr-inner '><span class=\"hr-inner-style\"><\/span><\/span><\/div>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-av_one_full-105d76be6f286cb67831ecb900d11bb4\">\n.flex_column.av-av_one_full-105d76be6f286cb67831ecb900d11bb4{\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 0px 0px;\n}\n<\/style>\n<div  class='flex_column av-av_one_full-105d76be6f286cb67831ecb900d11bb4 av_one_full  avia-builder-el-31  el_after_av_hr  el_before_av_one_full  first flex_column_div av-zero-column-padding  '     ><section  class='av_textblock_section av-m72zcmyj-06efe0eb8016a5121b8c3aa9dc280af3 '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/BlogPosting\" itemprop=\"blogPost\" ><div class='avia_textblock'  itemprop=\"text\" ><h2 id=\"Student Loans and Student Accounts\"><span style=\"font-weight: 400;\">Student Loans and Student Accounts<\/span><\/h2>\n<p><span style=\"font-weight: 400;\">Savings, part-time jobs, or government grants aren\u2019t always enough to cover the costs of studying. In such cases, <\/span><b>student loans<\/b><span style=\"font-weight: 400;\"> or a good <\/span><b>student bank account<\/b><span style=\"font-weight: 400;\"> can help you bridge financial gaps.<\/span><\/p>\n<\/div><\/section><\/div>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-av_one_full-105d76be6f286cb67831ecb900d11bb4\">\n.flex_column.av-av_one_full-105d76be6f286cb67831ecb900d11bb4{\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 0px 0px;\n}\n<\/style>\n<div  class='flex_column av-av_one_full-105d76be6f286cb67831ecb900d11bb4 av_one_full  avia-builder-el-33  el_after_av_one_full  el_before_av_one_half  first flex_column_div av-zero-column-padding  column-top-margin'     ><section  class='av_textblock_section av-m72zddsk-0af835ebca5cf6d09115e34a7434f128 '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/BlogPosting\" itemprop=\"blogPost\" ><div class='avia_textblock'  itemprop=\"text\" ><h3><span style=\"font-weight: 400;\">Student Loan in Austria: Your Options at a Glance<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">A<\/span><b> student loan<\/b><span style=\"font-weight: 400;\"> gives you more financial flexibility by providing monthly payments over a longer period. Repayment usually starts only after graduation, often with better conditions than regular loans. However, it\u2019s important to <\/span><b>compare different offers<\/b><span style=\"font-weight: 400;\"> to find the most affordable option. To apply for a student loan, you must be between <\/span><b>18 and 30<\/b><span style=\"font-weight: 400;\"> years old, <\/span><b>enrolled at a university<\/b><span style=\"font-weight: 400;\">, and have your residence in Austria.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Before taking out a student loan, you should think carefully about<\/span><b> how much money you actually need<\/b><span style=\"font-weight: 400;\">. A loan should always be the last resort &#8211; it\u2019s often smarter to first explore government grants, scholarships, or parental support to keep your future financial burden as low as possible.<\/span><\/p>\n<p><b>Tips for repayment:<\/b><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Keep the loan amount as low as possible to minimise debt<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Compare offers and pay close attention to<\/span><b> interest rates<\/b><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">If you\u2019re self-employed during your studies, you can <\/span><b>deduct interest as a business expense for tax purposes<\/b><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">You can find more tips and detailed information about student loans <\/span><a href=\"https:\/\/www.stuwo.at\/en\/blog\/student-loan-austria\/\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">here!<\/span><\/a><\/p>\n<\/div><\/section><\/div>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-mc80rx96-ff65b96af2c44d01bd305219edac0242\">\n.flex_column.av-mc80rx96-ff65b96af2c44d01bd305219edac0242{\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 30px 0px;\n}\n<\/style>\n<div  class='flex_column av-mc80rx96-ff65b96af2c44d01bd305219edac0242 av_one_half  avia-builder-el-35  el_after_av_one_full  el_before_av_one_half  first flex_column_div  column-top-margin'     ><style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-m730a405-79be18fe02a9be893a44776ed307a7d9\">\n.avia-image-container.av-m730a405-79be18fe02a9be893a44776ed307a7d9 img.avia_image{\nbox-shadow:none;\n}\n.avia-image-container.av-m730a405-79be18fe02a9be893a44776ed307a7d9 .av-image-caption-overlay-center{\ncolor:#ffffff;\n}\n<\/style>\n<div  class='avia-image-container av-m730a405-79be18fe02a9be893a44776ed307a7d9 av-styling- avia-align-center  avia-builder-el-36  avia-builder-el-no-sibling  av-small-hide av-mini-hide'   itemprop=\"image\" itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/ImageObject\" ><div class=\"avia-image-container-inner\"><div class=\"avia-image-overlay-wrap\"><img decoding=\"async\" fetchpriority=\"high\" class='wp-image-173736 avia-img-lazy-loading-not-173736 avia_image ' src=\"https:\/\/www.stuwo.at\/wp-content\/uploads\/2022\/12\/studienfinnzierung_bank-scaled.jpeg\" alt='' title='Piggy bank with a black graduation hat with coins as educational loan symbol'  height=\"1707\" width=\"2560\"  itemprop=\"thumbnailUrl\" srcset=\"https:\/\/www.stuwo.at\/wp-content\/uploads\/2022\/12\/studienfinnzierung_bank-scaled.jpeg 2560w, https:\/\/www.stuwo.at\/wp-content\/uploads\/2022\/12\/studienfinnzierung_bank-300x200.jpeg 300w, https:\/\/www.stuwo.at\/wp-content\/uploads\/2022\/12\/studienfinnzierung_bank-1030x687.jpeg 1030w, https:\/\/www.stuwo.at\/wp-content\/uploads\/2022\/12\/studienfinnzierung_bank-768x512.jpeg 768w, https:\/\/www.stuwo.at\/wp-content\/uploads\/2022\/12\/studienfinnzierung_bank-1536x1024.jpeg 1536w, https:\/\/www.stuwo.at\/wp-content\/uploads\/2022\/12\/studienfinnzierung_bank-2048x1365.jpeg 2048w, https:\/\/www.stuwo.at\/wp-content\/uploads\/2022\/12\/studienfinnzierung_bank-1500x1000.jpeg 1500w, https:\/\/www.stuwo.at\/wp-content\/uploads\/2022\/12\/studienfinnzierung_bank-705x470.jpeg 705w\" sizes=\"(max-width: 2560px) 100vw, 2560px\" \/><\/div><\/div><\/div><\/div>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-mc80sfiq-95a8439fd4a1daee4c1e344e51545bfc\">\n.flex_column.av-mc80sfiq-95a8439fd4a1daee4c1e344e51545bfc{\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 30px 0px;\n}\n<\/style>\n<div  class='flex_column av-mc80sfiq-95a8439fd4a1daee4c1e344e51545bfc av_one_half  avia-builder-el-37  el_after_av_one_half  el_before_av_hr  flex_column_div  column-top-margin'     ><section  class='av_textblock_section av-m72zedrc-ecd0bf01f5a4bc8cfda6b3d2c780957b '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/BlogPosting\" itemprop=\"blogPost\" ><div class='avia_textblock'  itemprop=\"text\" ><h3><span style=\"font-weight: 400;\">Student Account: Save Fees and Benefit from Extras<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">A student bank account is the best choice for saving fees and benefiting from special conditions during your studies. Many banks offer <\/span><b>free accounts<\/b><span style=\"font-weight: 400;\"> with little to no fees. Plus, you often get perks like <\/span><b>low-interest overdrafts<\/b><span style=\"font-weight: 400;\">, free debit and credit cards, as well as discounts or welcome gifts.<\/span><\/p>\n<p><b>Requirements:<\/b><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Age limit usually<\/span><b> 26 or 27 years<\/b><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Proof of enrollment with a <\/span><b>student registration certificate<\/b><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">When comparing accounts, watch out for hidden fees, especially for<\/span><b> cash withdrawals abroad<\/b><span style=\"font-weight: 400;\">. Some banks also offer better interest rates for savings accounts or loans, which can be beneficial in the long run.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Want to find the best deal for you? Check out our in-depth comparison of the <\/span><a href=\"https:\/\/www.stuwo.at\/en\/blog\/student-bank-account-comparison-of-best-options\/\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">best student bank accounts!<\/span><\/a><\/p>\n<\/div><\/section><br \/>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-mc80s4o5-e815a5e8f5766dfa3d7fae9960513fb2\">\n.avia-image-container.av-mc80s4o5-e815a5e8f5766dfa3d7fae9960513fb2 img.avia_image{\nbox-shadow:none;\n}\n.avia-image-container.av-mc80s4o5-e815a5e8f5766dfa3d7fae9960513fb2 .av-image-caption-overlay-center{\ncolor:#ffffff;\n}\n<\/style>\n<div  class='avia-image-container av-mc80s4o5-e815a5e8f5766dfa3d7fae9960513fb2 av-styling- avia-align-center  avia-builder-el-39  el_after_av_textblock  avia-builder-el-last  av-desktop-hide av-medium-hide'   itemprop=\"image\" itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/ImageObject\" ><div class=\"avia-image-container-inner\"><div class=\"avia-image-overlay-wrap\"><img decoding=\"async\" fetchpriority=\"high\" class='wp-image-173736 avia-img-lazy-loading-not-173736 avia_image ' src=\"https:\/\/www.stuwo.at\/wp-content\/uploads\/2022\/12\/studienfinnzierung_bank-scaled.jpeg\" alt='' title='Piggy bank with a black graduation hat with coins as educational loan symbol'  height=\"1707\" width=\"2560\"  itemprop=\"thumbnailUrl\" srcset=\"https:\/\/www.stuwo.at\/wp-content\/uploads\/2022\/12\/studienfinnzierung_bank-scaled.jpeg 2560w, https:\/\/www.stuwo.at\/wp-content\/uploads\/2022\/12\/studienfinnzierung_bank-300x200.jpeg 300w, https:\/\/www.stuwo.at\/wp-content\/uploads\/2022\/12\/studienfinnzierung_bank-1030x687.jpeg 1030w, https:\/\/www.stuwo.at\/wp-content\/uploads\/2022\/12\/studienfinnzierung_bank-768x512.jpeg 768w, https:\/\/www.stuwo.at\/wp-content\/uploads\/2022\/12\/studienfinnzierung_bank-1536x1024.jpeg 1536w, https:\/\/www.stuwo.at\/wp-content\/uploads\/2022\/12\/studienfinnzierung_bank-2048x1365.jpeg 2048w, https:\/\/www.stuwo.at\/wp-content\/uploads\/2022\/12\/studienfinnzierung_bank-1500x1000.jpeg 1500w, https:\/\/www.stuwo.at\/wp-content\/uploads\/2022\/12\/studienfinnzierung_bank-705x470.jpeg 705w\" sizes=\"(max-width: 2560px) 100vw, 2560px\" \/><\/div><\/div><\/div><\/p><\/div><div  class='hr av-av_hr-d44fc39111d0c978a5983dec14bfcf71 hr-short  avia-builder-el-40  el_after_av_one_half  el_before_av_one_full  hr-left'><span class='hr-inner '><span class=\"hr-inner-style\"><\/span><\/span><\/div>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-av_one_full-105d76be6f286cb67831ecb900d11bb4\">\n.flex_column.av-av_one_full-105d76be6f286cb67831ecb900d11bb4{\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 0px 0px;\n}\n<\/style>\n<div  class='flex_column av-av_one_full-105d76be6f286cb67831ecb900d11bb4 av_one_full  avia-builder-el-41  el_after_av_hr  el_before_av_one_full  first flex_column_div av-zero-column-padding  '     ><section  class='av_textblock_section av-m72zf6bs-7edcfd34354210cd758b02a5abfa36a0 '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/BlogPosting\" itemprop=\"blogPost\" ><div class='avia_textblock'  itemprop=\"text\" ><h2 id=\"Part-time Jobs and Income\"><span style=\"font-weight: 400;\">Part-time Jobs and Income<\/span><\/h2>\n<p><span style=\"font-weight: 400;\">A part-time job can not only boost your budget but also give you <\/span><b>valuable work experience<\/b><span style=\"font-weight: 400;\">. Whether it\u2019s a typical student job or a position in your field, choosing the right one doesn\u2019t just secure your income &#8211; it also strengthens your career opportunities.<\/span><\/p>\n<\/div><\/section><\/div>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-av_one_full-105d76be6f286cb67831ecb900d11bb4\">\n.flex_column.av-av_one_full-105d76be6f286cb67831ecb900d11bb4{\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 0px 0px;\n}\n<\/style>\n<div  class='flex_column av-av_one_full-105d76be6f286cb67831ecb900d11bb4 av_one_full  avia-builder-el-43  el_after_av_one_full  el_before_av_one_full  first flex_column_div av-zero-column-padding  column-top-margin'     ><section  class='av_textblock_section av-m72zfyiu-b6021b526e88f1cd761796a919701615 '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/BlogPosting\" itemprop=\"blogPost\" ><div class='avia_textblock'  itemprop=\"text\" ><h3><span style=\"font-weight: 400;\">Finding a Part-time Job: How to Finance Your Studies<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">Many students work alongside their studies to improve their finances &#8211; whether it&#8217;s because parental support or government grants aren&#8217;t enough, or simply because they want to be financially independent. A good part-time job should offer <\/span><b>flexible hours<\/b><span style=\"font-weight: 400;\"> so you can easily balance it with your studies.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Platforms like <\/span><a href=\"https:\/\/studo.com\/at\" target=\"_blank\" rel=\"noopener\"><b>Studo<\/b><\/a><b>, <\/b><a href=\"http:\/\/studentjob.at\" target=\"_blank\" rel=\"noopener\"><b>Studentjob.at<\/b><\/a><b>, or <\/b><a href=\"http:\/\/unijobs.at\" target=\"_blank\" rel=\"noopener\"><b>unijobs.at<\/b><\/a><span style=\"font-weight: 400;\"> can help you find suitable positions. Also, make sure to choose a job that not only boosts your budget but also works with your study life.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Here\u2019s a list of <\/span><a href=\"https:\/\/www.stuwo.at\/en\/blog\/jobs-for-students\/\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">13, usually well-paid, part-time jobs!<\/span><\/a><\/p>\n<\/div><\/section><\/div>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-av_one_full-105d76be6f286cb67831ecb900d11bb4\">\n.flex_column.av-av_one_full-105d76be6f286cb67831ecb900d11bb4{\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 0px 0px;\n}\n<\/style>\n<div  class='flex_column av-av_one_full-105d76be6f286cb67831ecb900d11bb4 av_one_full  avia-builder-el-45  el_after_av_one_full  el_before_av_hr  first flex_column_div av-zero-column-padding  column-top-margin'     ><section  class='av_textblock_section av-m72zghxl-ea1ffd272231e577613f077f150afd42 '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/BlogPosting\" itemprop=\"blogPost\" ><div class='avia_textblock'  itemprop=\"text\" ><h3><span style=\"font-weight: 400;\">Working Student? Earn Money and Gain Experience<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">A student internship job is the perfect mix of <\/span><b>earning money <\/b><span style=\"font-weight: 400;\">and <\/span><b>gaining valuable work experience<\/b><span style=\"font-weight: 400;\">. Unlike regular part-time jobs, an internship gives you insights into your industry while you\u2019re still studying. It can even lead to a job offer after graduation.<\/span><\/p>\n<p><b>Tip:<\/b><span style=\"font-weight: 400;\"> Use the job as a career stepping stone &#8211; network, learn from experienced colleagues, and gather practical experience to make your job search easier later on.<\/span><\/p>\n<\/div><\/section><\/div><div  class='hr av-av_hr-d44fc39111d0c978a5983dec14bfcf71 hr-short  avia-builder-el-47  el_after_av_one_full  el_before_av_one_full  hr-left'><span class='hr-inner '><span class=\"hr-inner-style\"><\/span><\/span><\/div>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-av_one_full-105d76be6f286cb67831ecb900d11bb4\">\n.flex_column.av-av_one_full-105d76be6f286cb67831ecb900d11bb4{\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 0px 0px;\n}\n<\/style>\n<div  class='flex_column av-av_one_full-105d76be6f286cb67831ecb900d11bb4 av_one_full  avia-builder-el-48  el_after_av_hr  el_before_av_hr  first flex_column_div av-zero-column-padding  '     ><section  class='av_textblock_section av-m72zgzgo-2bc8fe0d83fe5fe2a4ce9e8819af2bc2 '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/BlogPosting\" itemprop=\"blogPost\" ><div class='avia_textblock'  itemprop=\"text\" ><h2 id=\"Studying with a Scholarship: How to Secure Financial Aid\"><span style=\"font-weight: 400;\">Studying with a Scholarship: How to Secure Financial Aid<\/span><\/h2>\n<p><span style=\"font-weight: 400;\">In Austria, there are plenty of scholarships available &#8211; and you don\u2019t have to be a straight-A student to qualify. Still, many students aren\u2019t aware that they might be eligible for one. So, it\u2019s definitely worth checking out the different options and applying in time.<\/span><\/p>\n<\/div><\/section><br \/>\n<div class='avia-data-table-wrap av-av_table-50e186637ed9ed16c605214627a3a44d avia_responsive_table avia-table-2'><table  class='avia-table avia-data-table avia_pricing_default  avia-builder-el-50  el_after_av_textblock  avia-builder-el-last '  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/Table\" ><tbody><tr class='avia-heading-row'><th class='avia-highlight-col'>Scholarship<\/th><th class='avia-highlight-col'>For whom?<\/th><th class='avia-highlight-col'>Requirements<\/th><th class='avia-highlight-col'>Explanation<\/th><\/tr><tr class=''><td class='avia-highlight-col'><a href=\"https:\/\/www.stuwo.at\/en\/blog\/graduation-scholarship\/\"><span style=\"font-weight: 400;\">Graduation Scholarship <\/span><\/a><\/td><td class='avia-highlight-col'><span style=\"font-weight: 400;\">Students nearing the end of their studies can apply for a graduation scholarship<\/span><\/td><td class='avia-highlight-col'><\/p>\n<ul>\n<li><span style=\"font-weight: 400;\">At least 36 months employed<\/span><\/li>\n<li><span style=\"font-weight: 400;\"> No study grant<\/span><\/li>\n<li><span style=\"font-weight: 400;\"> Under the age of 41<\/span><\/li>\n<li><span style=\"font-weight: 400;\"> Max. 30 ECTS or thesis to be completed<\/span><\/li>\n<\/ul>\n<p><\/td><td class='avia-highlight-col'><span style=\"font-weight: 400;\">Are you about to graduate and need financial support? A graduation scholarship can help. You can find all the details about the scholarship and the requirements in <\/span><a href=\"https:\/\/www.stuwo.at\/en\/blog\/graduation-scholarship\/\"><span style=\"font-weight: 400;\">our article!<\/span><\/a><\/td><\/tr><tr class=''><td class='avia-highlight-col'><a href=\"https:\/\/www.stuwo.at\/en\/blog\/erasmus-grant\/\"><span style=\"font-weight: 400;\">Mobility Scholarship<\/span><\/a><\/td><td class='avia-highlight-col'><span style=\"font-weight: 400;\">Students who want to study abroad can apply for a mobility scholarship.<\/span><\/td><td class='avia-highlight-col'><\/p>\n<ul>\n<li><span style=\"font-weight: 400;\">15 ECTS as proof of work<\/span><\/li>\n<li><span style=\"font-weight: 400;\"> Application in due time<\/span><\/li>\n<\/ul>\n<p><\/td><td class='avia-highlight-col'><span style=\"font-weight: 400;\">Studying in another country can be an interesting experience for you. In this case, a mobility scholarship can help you finance your studies abroad. You can apply for this scholarship after your first academic year. You can find more information on studying abroad in our articles!<\/span><\/td><\/tr><tr class=''><td class='avia-highlight-col'><span style=\"font-weight: 400;\">Scholarship for working students<\/span><\/td><td class='avia-highlight-col'><span style=\"font-weight: 400;\">Some universities offer scholarships for working students.<\/span><\/td><td class='avia-highlight-col'><span style=\"font-weight: 400;\">Depends on the university<\/span><br \/>\n<\/td><td class='avia-highlight-col'><span style=\"font-weight: 400;\">It can be challenging to combine work and university. That\u2019s why some universities offer scholarships for working students, which should reduce this burden. Get information directly from your university!<\/span><\/td><\/tr><tr class=''><td class='avia-highlight-col'><span style=\"font-weight: 400;\">Scholarship for students who earn their own living<\/span><\/td><td class='avia-highlight-col'><span style=\"font-weight: 400;\">Students who were employed before their studies can apply for a Self-supporting Scholarship to finance their education.<\/span> <\/td><td class='avia-highlight-col'><\/p>\n<ul>\n<li><span style=\"font-weight: 400;\"> 4 years of employment<\/span><\/li>\n<li><span style=\"font-weight: 400;\"> Minimum income per year: 11,000\u20ac<\/span><\/li>\n<\/ul>\n<p><\/td><td class='avia-highlight-col'><span style=\"font-weight: 400;\">If you have been employed at least four years before your studies and have received a minimum income of 11,000\u20ac per year, then you can apply for a scholarship for students who earn their own living. The maximum amount of money is 891\u20ac per month. You can apply via stipendium.at!<\/span><\/td><\/tr><tr class=''><td class='avia-highlight-col'><a href=\"https:\/\/www.stuwo.at\/en\/blog\/performance-scholarship-austria\/\"><span style=\"font-weight: 400;\">Merit-based scholarship<\/span><\/a> <\/td><td class='avia-highlight-col'><span style=\"font-weight: 400;\">Students with good grades can apply for a merit-based scholarship afterwards.<\/span> <\/td><td class='avia-highlight-col'><\/p>\n<ul>\n<li><span style=\"font-weight: 400;\">Minimum amount of ETCS<\/span><\/li>\n<li><span style=\"font-weight: 400;\"> Good grade average<\/span><\/li>\n<li><span style=\"font-weight: 400;\"> Application in due time<\/span><\/li>\n<\/ul>\n<p><\/td><td class='avia-highlight-col'><span style=\"font-weight: 400;\">This scholarship is calculated and paid out retroactively for an entire academic year. It It is based on your grade point average and ECTS. You can find all the details about the merit-based scholarship in our article!<\/span><\/td><\/tr><\/tbody><\/table><\/div><style type='text\/css'>.avia-table-2 td:nth-of-type(1):before { content: 'Scholarship'; } .avia-table-2 td:nth-of-type(2):before { content: 'For whom?'; } .avia-table-2 td:nth-of-type(3):before { content: 'Requirements'; } .avia-table-2 td:nth-of-type(4):before { content: 'Explanation'; } <\/style><\/p><\/div><div  class='hr av-67ddri-17-94e9775c0a868770603d27e4804dd66a hr-short  avia-builder-el-51  el_after_av_one_full  el_before_av_one_full  hr-left'><span class='hr-inner '><span class=\"hr-inner-style\"><\/span><\/span><\/div>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-av_one_full-105d76be6f286cb67831ecb900d11bb4\">\n.flex_column.av-av_one_full-105d76be6f286cb67831ecb900d11bb4{\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 0px 0px;\n}\n<\/style>\n<div  class='flex_column av-av_one_full-105d76be6f286cb67831ecb900d11bb4 av_one_full  avia-builder-el-52  el_after_av_hr  avia-builder-el-last  first flex_column_div av-zero-column-padding  '     ><section  class='av_textblock_section av-m72zo0u2-3255ae3622e7d39d5d159d175046ddc9 '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/BlogPosting\" itemprop=\"blogPost\" ><div class='avia_textblock'  itemprop=\"text\" ><h2 id=\"Financing Your Studies: Staying Financially Flexible\"><span style=\"font-weight: 400;\">Financing Your Studies: Staying Financially Flexible<\/span><\/h2>\n<p><span style=\"font-weight: 400;\">The financing of your studies doesn\u2019t have to rely on just one income source. A combination of parental support, part-time jobs, housing benefits, and scholarships provides more financial security.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Additionally, it\u2019s worth scheduling a <\/span><b>free consultation<\/b><span style=\"font-weight: 400;\"> with the <\/span><a href=\"https:\/\/wien.arbeiterkammer.at\/kontakt\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">Arbeiterkammer<\/span><\/a> <b>or a tax advisor<\/b><span style=\"font-weight: 400;\"> &#8211; this way, you won\u2019t miss out on any financial benefits.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">With the right planning and a thoughtful combination of different funding sources, you can smoothly manage your studies and focus fully on your success.<\/span><\/p>\n<\/div><\/section><\/div>\n\n<\/div><\/div><\/div><!-- close content main div --><\/div><\/div>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-jtkaeqc6-39f2be0b15b578b61b6c34ef0d9581a0\">\n.avia-section.av-jtkaeqc6-39f2be0b15b578b61b6c34ef0d9581a0{\nbackground-repeat:no-repeat;\nbackground-image:url(https:\/\/www.stuwo.at\/wp-content\/uploads\/2019\/08\/2000x600px_2b-1500x430.jpg);\nbackground-position:50% 50%;\nbackground-attachment:fixed;\n}\n.avia-section.av-jtkaeqc6-39f2be0b15b578b61b6c34ef0d9581a0 .av-section-color-overlay{\nopacity:0.4;\nbackground-color:#000000;\n}\n<\/style>\n<div id='kontakt-fullscreen'  class='avia-section av-jtkaeqc6-39f2be0b15b578b61b6c34ef0d9581a0 alternate_color avia-section-huge avia-no-border-styling  avia-builder-el-54  el_after_av_section  avia-builder-el-last  avia-full-stretch avia-bg-style-fixed av-section-color-overlay-active container_wrap sidebar_right'  data-section-bg-repeat='stretch'><div class=\"av-section-color-overlay-wrap\"><div class=\"av-section-color-overlay\"><\/div><div class='container av-section-cont-open' ><div class='template-page content  av-content-small alpha units'><div class='post-entry post-entry-type-page post-entry-10109'><div class='entry-content-wrapper clearfix'>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-ddnct-5808f882b4da4842ba9b215ef4df32b5\">\n.flex_column.av-ddnct-5808f882b4da4842ba9b215ef4df32b5{\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 0px 0px;\n}\n<\/style>\n<div  class='flex_column av-ddnct-5808f882b4da4842ba9b215ef4df32b5 av_one_full  avia-builder-el-55  el_before_av_one_half  avia-builder-el-first  first flex_column_div av-zero-column-padding  '     ><p>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-6pi2t-e47687105728def4e77ff774328020a4\">\n#top .av-special-heading.av-6pi2t-e47687105728def4e77ff774328020a4{\npadding-bottom:20px;\ncolor:#ffffff;\nfont-size:40px;\n}\nbody .av-special-heading.av-6pi2t-e47687105728def4e77ff774328020a4 .av-special-heading-tag .heading-char{\nfont-size:25px;\n}\n#top #wrap_all .av-special-heading.av-6pi2t-e47687105728def4e77ff774328020a4 .av-special-heading-tag{\nfont-size:40px;\n}\n.av-special-heading.av-6pi2t-e47687105728def4e77ff774328020a4 .special-heading-inner-border{\nborder-color:#ffffff;\n}\n.av-special-heading.av-6pi2t-e47687105728def4e77ff774328020a4 .av-subheading{\nfont-size:15px;\n}\n\n@media only screen and (min-width: 480px) and (max-width: 767px){ \n#top #wrap_all .av-special-heading.av-6pi2t-e47687105728def4e77ff774328020a4 .av-special-heading-tag{\nfont-size:0.8em;\n}\n}\n\n@media only screen and (max-width: 479px){ \n#top #wrap_all .av-special-heading.av-6pi2t-e47687105728def4e77ff774328020a4 .av-special-heading-tag{\nfont-size:0.8em;\n}\n}\n<\/style>\n<div  class='av-special-heading av-6pi2t-e47687105728def4e77ff774328020a4 av-special-heading-h5 custom-color-heading blockquote modern-quote modern-centered  avia-builder-el-56  el_before_av_textblock  avia-builder-el-first  av-inherit-size'><h5 class='av-special-heading-tag '  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