{"id":149925,"date":"2025-01-23T10:00:43","date_gmt":"2025-01-23T09:00:43","guid":{"rendered":"https:\/\/www.stuwo.at\/?p=149925"},"modified":"2026-01-29T12:48:58","modified_gmt":"2026-01-29T11:48:58","slug":"how-to-save-money-as-a-student","status":"publish","type":"post","link":"https:\/\/www.stuwo.at\/en\/blog\/how-to-save-money-as-a-student\/","title":{"rendered":"How to save money as a student: 11 Money Saving Tips"},"content":{"rendered":"<section  class='av_textblock_section av-av_textblock-154edf3b81ea89278a85a087be81f544 '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/BlogPosting\" itemprop=\"blogPost\" ><div class='avia_textblock'  itemprop=\"text\" ><\/div><\/section>\n<\/div><\/div><\/div><!-- close content main div --><\/div><\/div><div id='av-layout-grid-1'  class='av-layout-grid-container av-78firl-df8a6369fd89a9bcae78b4eeab658e0e entry-content-wrapper main_color av-flex-cells av-break-at-tablet  avia-builder-el-1  el_after_av_textblock  el_before_av_textblock  grid-row-not-first  container_wrap sidebar_right'  >\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-6bd3tt-48075e9e1cb88b71323016a4e9a63947\">\n.flex_cell.av-6bd3tt-48075e9e1cb88b71323016a4e9a63947{\nvertical-align:top;\nbackground:url(https:\/\/www.stuwo.at\/wp-content\/uploads\/2020\/09\/rosa-Sparschwein--scaled.jpeg) 50% 50% no-repeat scroll ;\n}\n.responsive #top #wrap_all .flex_cell.av-6bd3tt-48075e9e1cb88b71323016a4e9a63947{\npadding:30px 30px 30px 30px !important;\n}\n<\/style>\n<div class='flex_cell av-6bd3tt-48075e9e1cb88b71323016a4e9a63947 av-gridrow-cell av_one_half no_margin  avia-builder-el-2  el_before_av_cell_one_half  avia-builder-el-first  avia-full-stretch'  ><div class='flex_cell_inner'><\/div><\/div>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-dyhr5-99927f5945708bf13e84cb9abee7d045\">\n.flex_cell.av-dyhr5-99927f5945708bf13e84cb9abee7d045{\nvertical-align:top;\n}\n.responsive #top #wrap_all .flex_cell.av-dyhr5-99927f5945708bf13e84cb9abee7d045{\npadding:30px 30px 30px 30px !important;\n}\n<\/style>\n<div class='flex_cell av-dyhr5-99927f5945708bf13e84cb9abee7d045 av-gridrow-cell av_one_half no_margin  avia-builder-el-3  el_after_av_cell_one_half  avia-builder-el-last '  ><div class='flex_cell_inner'><p>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-lail764w-b9f8d19d7707e43175c14edd10737cee\">\n#top .av-special-heading.av-lail764w-b9f8d19d7707e43175c14edd10737cee{\npadding-bottom:0;\n}\nbody .av-special-heading.av-lail764w-b9f8d19d7707e43175c14edd10737cee .av-special-heading-tag .heading-char{\nfont-size:25px;\n}\n.av-special-heading.av-lail764w-b9f8d19d7707e43175c14edd10737cee .av-subheading{\nfont-size:15px;\n}\n<\/style>\n<div  class='av-special-heading av-lail764w-b9f8d19d7707e43175c14edd10737cee av-special-heading-h1 blockquote modern-quote  avia-builder-el-4  el_before_av_hr  avia-builder-el-first '><h1 class='av-special-heading-tag '  itemprop=\"headline\"  >How to save money as a student: 11 Money Saving Tips<\/h1><div class=\"special-heading-border\"><div class=\"special-heading-inner-border\"><\/div><\/div><\/div><br \/>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-jtogly79-ad57aec588c41c3e6e0fd3a450386ad1\">\n#top .hr.hr-invisible.av-jtogly79-ad57aec588c41c3e6e0fd3a450386ad1{\nheight:5px;\n}\n<\/style>\n<div  class='hr av-jtogly79-ad57aec588c41c3e6e0fd3a450386ad1 hr-invisible  avia-builder-el-5  el_after_av_heading  el_before_av_textblock '><span class='hr-inner '><span class=\"hr-inner-style\"><\/span><\/span><\/div><br \/>\n<section  class='av_textblock_section av-jtjtmedc-ce5f497fe1433f1922572aabdd533579 '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/BlogPosting\" itemprop=\"blogPost\" ><div class='avia_textblock'  itemprop=\"text\" ><p>Written by: <strong>Christina Pichler, 23.01.2025<\/strong><\/p>\n<\/div><\/section><br \/>\n<div class='flex_column_table av-bbw9h-e9ea24d4a9970947ae9a10c1728f5755 sc-av_one_full av-break-at-tablet-flextable av-equal-height-column-flextable'>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-bbw9h-e9ea24d4a9970947ae9a10c1728f5755\">\n#top .flex_column_table.av-equal-height-column-flextable.av-bbw9h-e9ea24d4a9970947ae9a10c1728f5755{\nmargin-top:15px;\nmargin-bottom:0px;\n}\n.flex_column.av-bbw9h-e9ea24d4a9970947ae9a10c1728f5755{\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 0px 0px;\n}\n<\/style>\n<div  class='flex_column av-bbw9h-e9ea24d4a9970947ae9a10c1728f5755 av_one_full  avia-builder-el-7  el_after_av_textblock  avia-builder-el-last  first av-break-at-tablet flex_column_table_cell av-equal-height-column av-align-top av-zero-column-padding  column-top-margin'     ><p><section  class='av_textblock_section av-jtjtmedc-36-711916389b42313a5dea68b40d3af7f6 '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/BlogPosting\" itemprop=\"blogPost\" ><div class='avia_textblock'  itemprop=\"text\" ><p><span style=\"font-weight: 400;\">During your studies, time to earn money is often limited, and many jobs are only modestly paid. Temporary jobs can help, but the budget remains tight &#8211; being \u201cshort on cash\u201d is just part of student life.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">That\u2019s why it pays off to follow some smart ideas and easy-to-implement tips that will help you start into a <\/span><b>more frugal lifestyle<\/b><span style=\"font-weight: 400;\">. It gives you financial independence and allows you to save up for bigger investments or important future endeavours. <\/span><span style=\"font-weight: 400;\">Remember to take time for moments of enjoyment \u2013 after all, it\u2019s important to prioritise spending on what truly matters to you.<\/span><span style=\"font-weight: 400;\"> With our numerous tips, we\u2019ll show you how you can save in everyday life without having to make big sacrifices.<\/span><\/p>\n<\/div><\/section><br \/>\n<section  class='av_textblock_section av-lw12zbag-4a1ee70eb2b30ff4f6713b12d0a23bd8 '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/BlogPosting\" itemprop=\"blogPost\" ><div class='avia_textblock'  itemprop=\"text\" ><p><strong>Table of Contents:<\/strong><\/p>\n<ul>\n<li><a href=\"#Everyday Saving Tips: Saving Money as a Student\"><span style=\"font-weight: 400;\">Everyday Saving Tips: Saving Money as a Student<\/span><\/a><\/li>\n<li><a href=\"#Everyday Saving Tips: Saving Money as a Student\"><span style=\"font-weight: 400;\"> Leverage Student Benefits &amp; Plan Smartly<\/span><\/a><\/li>\n<li><a href=\"#Save Money Long-Term During Your Studies\"><span style=\"font-weight: 400;\"> Save Money Long-Term During Your Studies<\/span><\/a><\/li>\n<li><a href=\"#Smart Saving: Make the Most of Your Student Life\"><span style=\"font-weight: 400;\"> Smart Saving: Make the Most of Your Student Life<\/span><\/a><\/li>\n<\/ul>\n<\/div><\/section><\/p><\/div><\/div><!--close column table wrapper. Autoclose: 1 --><\/p>\n<\/div><\/div>\n<\/div><div id='after_grid_row_1'  class='main_color av_default_container_wrap container_wrap sidebar_right'  ><div class='container av-section-cont-open' ><div class='template-page content  av-content-small alpha units'><div class='post-entry post-entry-type-page post-entry-149925'><div class='entry-content-wrapper clearfix'>\n<section  class='av_textblock_section av-av_textblock-154edf3b81ea89278a85a087be81f544 '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/BlogPosting\" itemprop=\"blogPost\" ><div class='avia_textblock'  itemprop=\"text\" ><\/div><\/section>\n<\/div><\/div><\/div><!-- close content main div --><\/div><\/div><div id='av_section_1'  class='avia-section av-5ffnkrfo-5e4a3036c576820daa20d840b4097054 main_color avia-section-default avia-shadow  avia-builder-el-11  el_after_av_textblock  el_before_av_section  avia-bg-style-scroll container_wrap sidebar_right'  ><div class='container av-section-cont-open' ><div class='template-page content  av-content-small alpha units'><div class='post-entry post-entry-type-page post-entry-149925'><div class='entry-content-wrapper clearfix'>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-5a37swdg-e1df2b785ad45c84aea45f7cd4c57a29\">\n.flex_column.av-5a37swdg-e1df2b785ad45c84aea45f7cd4c57a29{\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 0px 0px;\n}\n<\/style>\n<div  class='flex_column av-5a37swdg-e1df2b785ad45c84aea45f7cd4c57a29 av_one_full  avia-builder-el-12  el_before_av_one_full  avia-builder-el-first  first flex_column_div av-zero-column-padding  '     ><section  class='av_textblock_section av-m67yl6kf-bd73a5b2995a1aae21d425ffee6d923f '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/BlogPosting\" itemprop=\"blogPost\" ><div class='avia_textblock'  itemprop=\"text\" ><h2 id=\"Everyday Saving Tips: Saving Money as a Student\"><span style=\"font-weight: 400;\">Everyday Saving Tips: Saving Money as a Student<\/span><\/h2>\n<p><span style=\"font-weight: 400;\">Saving money in everyday life is often easier than it seems at first glance, especially as a student. This phase of life offers <\/span><b>many opportunities to cut costs <\/b><span style=\"font-weight: 400;\">without constantly having to make sacrifices. <\/span><span style=\"font-weight: 400;\">Whether it\u2019s rent, groceries, or leisure activities, a few simple tricks can help you cut costs while still making the most of your student life.<\/span><\/p>\n<\/div><\/section><\/div>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-5792rs9w-1d52e84669724c5f332d5ddd40ce4864\">\n.flex_column.av-5792rs9w-1d52e84669724c5f332d5ddd40ce4864{\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 0px 0px;\n}\n<\/style>\n<div  class='flex_column av-5792rs9w-1d52e84669724c5f332d5ddd40ce4864 av_one_full  avia-builder-el-14  el_after_av_one_full  el_before_av_one_full  first flex_column_div av-zero-column-padding  column-top-margin'     ><section  class='av_textblock_section av-m67ys4x3-e6d72fd14be5867199a5bb8ae75c24cf '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/BlogPosting\" itemprop=\"blogPost\" ><div class='avia_textblock'  itemprop=\"text\" ><h3><span style=\"font-weight: 400;\">Reduce Fixed Costs<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">As a student, you can significantly lower your fixed costs with simple measures. With a bit of planning and the right tricks, you\u2019ll not only save money but also help the environment.<\/span><\/p>\n<\/div><\/section><\/div>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-50n5pvms-6e0be0e073987ed939a417b3079f36b2\">\n.flex_column.av-50n5pvms-6e0be0e073987ed939a417b3079f36b2{\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 0px 0px;\n}\n<\/style>\n<div  class='flex_column av-50n5pvms-6e0be0e073987ed939a417b3079f36b2 av_one_full  avia-builder-el-16  el_after_av_one_full  el_before_av_one_full  first flex_column_div av-zero-column-padding  column-top-margin'     ><section  class='av_textblock_section av-m67yy3il-19668323613f41fc3889bc36f4cb56a3 '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/BlogPosting\" itemprop=\"blogPost\" ><div class='avia_textblock'  itemprop=\"text\" ><h4><span style=\"font-weight: 400;\">Affordable Housing<\/span><\/h4>\n<p><span style=\"font-weight: 400;\">Housing costs are often one of the biggest financial burdens for students. However, there are ways to reduce these expenses significantly:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Shared apartments:<\/b><span style=\"font-weight: 400;\"> Living in a shared flat allows you to split rent and utility costs with roommates, considerably reducing your monthly expenses.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Student dormitories:<\/b> <a href=\"https:\/\/www.stuwo.at\/en\/\" target=\"_blank\" rel=\"noopener\">STUWO<\/a> student dorms are an excellent option. Their <b>all-inclusive rents<\/b> cover utilities such as electricity, heating, water, operating costs, and internet. Dormitories often include furnished rooms and extras like gyms, study areas, or shared kitchens \u2013 perfect for study and leisure.<\/li>\n<\/ul>\n<\/div><\/section><\/div>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-4ygipq5g-6a23c8ac4d2834c049cb9a955b0aeec7\">\n.flex_column.av-4ygipq5g-6a23c8ac4d2834c049cb9a955b0aeec7{\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 0px 0px;\n}\n<\/style>\n<div  class='flex_column av-4ygipq5g-6a23c8ac4d2834c049cb9a955b0aeec7 av_one_full  avia-builder-el-18  el_after_av_one_full  el_before_av_one_half  first flex_column_div av-zero-column-padding  column-top-margin'     ><section  class='av_textblock_section av-m68bdnr7-ff2ecd6b5d05153fc99801971125c126 '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/BlogPosting\" itemprop=\"blogPost\" ><div class='avia_textblock'  itemprop=\"text\" ><h4><span style=\"font-weight: 400;\">Save on Electricity and Water<\/span><\/h4>\n<p><span style=\"font-weight: 400;\">At home, there are many ways to lower your electricity bills and save water. Even small changes in your behaviour can already make a big difference.<\/span><\/p>\n<p><b>Kitchen\u00a0<\/b><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Defrost freezers regularly:<\/b><span style=\"font-weight: 400;\"> This saves energy and ensures your appliances remain efficient.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Boil water in a kettle:<\/b><span style=\"font-weight: 400;\"> Only use as much water as you need<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Preheat the oven only when necessary &#8211; <\/b><span style=\"font-weight: 400;\">and use the oven or stovetop\u2019s residual heat.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Use lids:<\/b><span style=\"font-weight: 400;\"> Cook with lids on pots and pans to save energy.<\/span><\/li>\n<\/ul>\n<p><b>Bathroom<\/b><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Shorter showers:<\/b><span style=\"font-weight: 400;\"> Reduce water consumption by shortening shower times.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Water-saving showerheads:<\/b> Invest in showerheads designed to use less water with the same comfort.<\/li>\n<\/ul>\n<\/div><\/section><\/div><div class='flex_column_table av-4tv8jmec-1e43f5425f2e578472b2533c595dd634 sc-av_one_half av-equal-height-column-flextable'>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-4tv8jmec-1e43f5425f2e578472b2533c595dd634\">\n.flex_column.av-4tv8jmec-1e43f5425f2e578472b2533c595dd634{\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 30px 0px;\n}\n<\/style>\n<div  class='flex_column av-4tv8jmec-1e43f5425f2e578472b2533c595dd634 av_one_half  avia-builder-el-20  el_after_av_one_full  el_before_av_one_half  first flex_column_table_cell av-equal-height-column av-align-middle  column-top-margin'     ><p><section  class='av_textblock_section av-m689e1po-3ecfb14b4c7fb38a90825a90ed54664f '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/BlogPosting\" itemprop=\"blogPost\" ><div class='avia_textblock'  itemprop=\"text\" ><p><b>Electrical Devices<\/b><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>LED bulbs:<\/b><span style=\"font-weight: 400;\"> They use less energy and last longer than traditional bulbs.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Eco-programs:<\/b><span style=\"font-weight: 400;\"> Use eco settings on washing machines and dishwashers to save water and electricity.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Air-dry laundry:<\/b><span style=\"font-weight: 400;\"> Use a drying rack instead of a dryer.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Turn devices off completely:<\/b><span style=\"font-weight: 400;\"> Avoid standby mode and switch devices off entirely.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Energy-efficient appliances:<\/b><span style=\"font-weight: 400;\"> When buying new devices, look for good energy ratings (at least A+).<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Fan vs. air conditioner:<\/b><span style=\"font-weight: 400;\"> On hot days, a fan consumes far less electricity than an air conditioner.<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">Additionally, compare your electricity and gas providers regularly. Platforms like <\/span><a href=\"http:\/\/durchblicker.at\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">durchblicker.at <\/span><\/a><span style=\"font-weight: 400;\">can help you find cheaper tariffs.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">You can find more tips on how to save energy <\/span><a href=\"https:\/\/www.stuwo.at\/en\/blog\/energy-saving-tips\/\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">here.<\/span><\/a><\/p>\n<\/div><\/section><br \/>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-mckv2sfx-368930e4c47600e1901bac3ef85181a6\">\n.avia-image-container.av-mckv2sfx-368930e4c47600e1901bac3ef85181a6 img.avia_image{\nbox-shadow:none;\n}\n.avia-image-container.av-mckv2sfx-368930e4c47600e1901bac3ef85181a6 .av-image-caption-overlay-center{\ncolor:#ffffff;\n}\n<\/style>\n<div  class='avia-image-container av-mckv2sfx-368930e4c47600e1901bac3ef85181a6 av-styling- avia-align-center  avia-builder-el-22  el_after_av_textblock  avia-builder-el-last  av-desktop-hide av-medium-hide av-has-copyright av-copyright-always'   itemprop=\"image\" itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/ImageObject\" ><div class=\"avia-image-container-inner\"><div class=\"avia-image-overlay-wrap\"><img decoding=\"async\" fetchpriority=\"high\" class='wp-image-173616 avia-img-lazy-loading-not-173616 avia_image ' src=\"https:\/\/www.stuwo.at\/wp-content\/uploads\/2020\/09\/spartipps_strom-scaled.jpeg\" alt='' title='saving energy'  height=\"1707\" width=\"2560\"  itemprop=\"thumbnailUrl\" srcset=\"https:\/\/www.stuwo.at\/wp-content\/uploads\/2020\/09\/spartipps_strom-scaled.jpeg 2560w, https:\/\/www.stuwo.at\/wp-content\/uploads\/2020\/09\/spartipps_strom-300x200.jpeg 300w, https:\/\/www.stuwo.at\/wp-content\/uploads\/2020\/09\/spartipps_strom-1030x687.jpeg 1030w, https:\/\/www.stuwo.at\/wp-content\/uploads\/2020\/09\/spartipps_strom-768x512.jpeg 768w, https:\/\/www.stuwo.at\/wp-content\/uploads\/2020\/09\/spartipps_strom-1536x1024.jpeg 1536w, https:\/\/www.stuwo.at\/wp-content\/uploads\/2020\/09\/spartipps_strom-2048x1365.jpeg 2048w, https:\/\/www.stuwo.at\/wp-content\/uploads\/2020\/09\/spartipps_strom-1500x1000.jpeg 1500w, https:\/\/www.stuwo.at\/wp-content\/uploads\/2020\/09\/spartipps_strom-705x470.jpeg 705w\" sizes=\"(max-width: 2560px) 100vw, 2560px\" \/><\/div><small class=\"avia-copyright\">Make smart choices - it\u2019s good for your finances and great for our environment! \u00a9Adobe Stock<\/small><\/div><\/div><\/p><\/div><div class='av-flex-placeholder'><\/div>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-gqniu5g-ae6fc529cbc8a474a5157d0a45b753b7\">\n.flex_column.av-gqniu5g-ae6fc529cbc8a474a5157d0a45b753b7{\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 30px 0px;\n}\n<\/style>\n<div  class='flex_column av-gqniu5g-ae6fc529cbc8a474a5157d0a45b753b7 av_one_half  avia-builder-el-23  el_after_av_one_half  el_before_av_one_full  flex_column_table_cell av-equal-height-column av-align-middle  column-top-margin'     ><style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-m68au6mk-da8430a646461c871dfeaf6a555ccf29\">\n.avia-image-container.av-m68au6mk-da8430a646461c871dfeaf6a555ccf29 img.avia_image{\nbox-shadow:none;\n}\n.avia-image-container.av-m68au6mk-da8430a646461c871dfeaf6a555ccf29 .av-image-caption-overlay-center{\ncolor:#ffffff;\n}\n<\/style>\n<div  class='avia-image-container av-m68au6mk-da8430a646461c871dfeaf6a555ccf29 av-styling- avia-align-center  avia-builder-el-24  avia-builder-el-no-sibling  av-small-hide av-mini-hide av-has-copyright av-copyright-always'   itemprop=\"image\" itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/ImageObject\" ><div class=\"avia-image-container-inner\"><div class=\"avia-image-overlay-wrap\"><img decoding=\"async\" fetchpriority=\"high\" class='wp-image-173616 avia-img-lazy-loading-not-173616 avia_image ' src=\"https:\/\/www.stuwo.at\/wp-content\/uploads\/2020\/09\/spartipps_strom-scaled.jpeg\" alt='' title='saving energy'  height=\"1707\" width=\"2560\"  itemprop=\"thumbnailUrl\" srcset=\"https:\/\/www.stuwo.at\/wp-content\/uploads\/2020\/09\/spartipps_strom-scaled.jpeg 2560w, https:\/\/www.stuwo.at\/wp-content\/uploads\/2020\/09\/spartipps_strom-300x200.jpeg 300w, https:\/\/www.stuwo.at\/wp-content\/uploads\/2020\/09\/spartipps_strom-1030x687.jpeg 1030w, https:\/\/www.stuwo.at\/wp-content\/uploads\/2020\/09\/spartipps_strom-768x512.jpeg 768w, https:\/\/www.stuwo.at\/wp-content\/uploads\/2020\/09\/spartipps_strom-1536x1024.jpeg 1536w, https:\/\/www.stuwo.at\/wp-content\/uploads\/2020\/09\/spartipps_strom-2048x1365.jpeg 2048w, https:\/\/www.stuwo.at\/wp-content\/uploads\/2020\/09\/spartipps_strom-1500x1000.jpeg 1500w, https:\/\/www.stuwo.at\/wp-content\/uploads\/2020\/09\/spartipps_strom-705x470.jpeg 705w\" sizes=\"(max-width: 2560px) 100vw, 2560px\" \/><\/div><small class=\"avia-copyright\">Make smart choices - it\u2019s good for your finances and great for our environment! \u00a9Adobe Stock<\/small><\/div><\/div><\/div><\/div><!--close column table wrapper. Autoclose: 1 -->\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-4kk98odg-26e6abddd9a2fa709e9bcc6ea3828bcb\">\n.flex_column.av-4kk98odg-26e6abddd9a2fa709e9bcc6ea3828bcb{\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 0px 0px;\n}\n<\/style>\n<div  class='flex_column av-4kk98odg-26e6abddd9a2fa709e9bcc6ea3828bcb av_one_full  avia-builder-el-25  el_after_av_one_half  el_before_av_one_full  first flex_column_div av-zero-column-padding  column-top-margin'     ><section  class='av_textblock_section av-m689ezut-311ab5fe3f9ea04473fd71434755d137 '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/BlogPosting\" itemprop=\"blogPost\" ><div class='avia_textblock'  itemprop=\"text\" ><h4><span style=\"font-weight: 400;\">Lower Heating Costs<\/span><\/h4>\n<p><span style=\"font-weight: 400;\">Heating bills tend to rise during colder months, but these tips can keep your home warm without increasing your costs:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Ventilate properly:<\/b><span style=\"font-weight: 400;\"> Ventilate rooms by opening windows fully for a few minutes rather than leaving them ajar. This saves energy and ensures fresh air.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Keep radiators clear:<\/b><span style=\"font-weight: 400;\"> Avoid blocking radiators with furniture or curtains to distribute heat efficiently.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Adjust temperatures:<\/b><span style=\"font-weight: 400;\"> Heat only the rooms you actively use and keep doors to unused rooms closed. In the kitchen, you can use the residual heat from your oven after cooking.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Vent radiators:<\/b><span style=\"font-weight: 400;\"> If your radiator makes noises or doesn\u2019t heat properly, it\u2019s time to vent it. Air in the system reduces efficiency and increases costs.<\/span><\/li>\n<li aria-level=\"1\"><b>Use rugs &#8211; <\/b><span style=\"font-weight: 400;\">they store warmth, add cosiness, and keep your feet warm.<\/span><\/li>\n<\/ul>\n<\/div><\/section><\/div>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-4e57v3dw-f62d94125a65b6464de517f1973a2a2f\">\n.flex_column.av-4e57v3dw-f62d94125a65b6464de517f1973a2a2f{\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 0px 0px;\n}\n<\/style>\n<div  class='flex_column av-4e57v3dw-f62d94125a65b6464de517f1973a2a2f av_one_full  avia-builder-el-27  el_after_av_one_full  el_before_av_one_full  first flex_column_div av-zero-column-padding  column-top-margin'     ><section  class='av_textblock_section av-m689hvly-3bc7c5c2df2b258e1e3990f8e66cc22d '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/BlogPosting\" itemprop=\"blogPost\" ><div class='avia_textblock'  itemprop=\"text\" ><h4><span style=\"font-weight: 400;\">Stay Mobile on a Budget<\/span><\/h4>\n<p><span style=\"font-weight: 400;\">Transport can be expensive, but there are numerous budget-friendly options for students:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Discounted public transport tickets:<\/b><span style=\"font-weight: 400;\"> Many transit operators offer cheaper tickets for students under 26, which are often supported by grants from the cities or municipalities.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><a href=\"https:\/\/www.klimaticket.at\/en\/home\/\" target=\"_blank\" rel=\"noopener\"><b>Climate ticket:<\/b><\/a><span style=\"font-weight: 400;\"> If you frequently travel between federal states, the Climate Ticket might be the perfect option for you. It allows unlimited use of public transport across all of Austria.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Bicycle instead of car:<\/b><span style=\"font-weight: 400;\"> Especially in cities, bicycles save money, avoid traffic, and keep you fit.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Car sharing:<\/b><span style=\"font-weight: 400;\"> Instead of getting your own car, use car-sharing services like <\/span><a href=\"https:\/\/www.free2move.com\/at\/en\/car-sharing\/vienna\/\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">Free2move<\/span><\/a><span style=\"font-weight: 400;\">.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Carpooling: <\/b><span style=\"font-weight: 400;\">Use carpooling to reach your destination affordably and conveniently. Whether through university acquaintances or platforms like <\/span><a href=\"https:\/\/www.blablacar.com\/\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">Blablacar<\/span><\/a><span style=\"font-weight: 400;\">, you can often travel at very low costs while also making new connections. This way, you not only save money but also travel in a more environmentally friendly way.<\/span><\/li>\n<\/ul>\n<\/div><\/section><\/div>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-4aebzpic-9c799670e2de9781ef9e7c5da3f0e580\">\n.flex_column.av-4aebzpic-9c799670e2de9781ef9e7c5da3f0e580{\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 0px 0px;\n}\n<\/style>\n<div  class='flex_column av-4aebzpic-9c799670e2de9781ef9e7c5da3f0e580 av_one_full  avia-builder-el-29  el_after_av_one_full  el_before_av_one_half  first flex_column_div av-zero-column-padding  column-top-margin'     ><section  class='av_textblock_section av-m689kqcw-219fecebfc3c8863ed4d049e90e39c5c '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/BlogPosting\" itemprop=\"blogPost\" ><div class='avia_textblock'  itemprop=\"text\" ><h3><span style=\"font-weight: 400;\">Avoid or Reclaim High Rental Costs<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">Rent is often the biggest financial burden for students. However, there are several types of support and strategies to reduce your housing expenses or even receive refunds.<\/span><\/p>\n<p><strong>Apply for Housing Assistance<\/strong><\/p>\n<p><span style=\"font-weight: 400;\">In Austria, students with a certain minimum income can apply for housing assistance. Here you can check the specific requirements in your federal state to see if you qualify.<\/span><\/p>\n<p><strong>Use Rental Rights Advice<\/strong><\/p>\n<p><span style=\"font-weight: 400;\">In older buildings, Austria has legal limits on rent prices. Platforms like <\/span><a href=\"https:\/\/www.mietheld.at\/\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">Mietheld<\/span><\/a><span style=\"font-weight: 400;\"> or <\/span><a href=\"https:\/\/www.mieterunter.at\/de\/?gad_source=1&amp;gclid=Cj0KCQiA-aK8BhCDARIsAL_-H9nxZv-gyVKUnJERay9AbHQrZPrIAJqlK1nTYvtzbuIjLOwppb4dQFkaApukEALw_wcB\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">Miete Runter<\/span><\/a><span style=\"font-weight: 400;\"> can review your rent and, for a commission on successful claims, determine if you are overpaying. If so, you can get a <\/span><b>refund<\/b><span style=\"font-weight: 400;\"> on excessive rent payments.<\/span><\/p>\n<p><strong>Sublet Your Accommodation<\/strong><\/p>\n<p><span style=\"font-weight: 400;\">If you\u2019re away for an extended period, such as during an internship or semester break, you might be able to sublet your accommodation and save on costs. <\/span><b>Important:<\/b><span style=\"font-weight: 400;\"> Always check your rental contract beforehand to ensure you are allowed to sublet and avoid legal issues.<\/span><\/p>\n<\/div><\/section><\/div><div class='flex_column_table av-46t3qkis-fde413d381e1267fc9332811fc5bf611 sc-av_one_half av-equal-height-column-flextable'>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-46t3qkis-fde413d381e1267fc9332811fc5bf611\">\n.flex_column.av-46t3qkis-fde413d381e1267fc9332811fc5bf611{\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 30px 0px;\n}\n<\/style>\n<div  class='flex_column av-46t3qkis-fde413d381e1267fc9332811fc5bf611 av_one_half  avia-builder-el-31  el_after_av_one_full  el_before_av_one_half  first flex_column_table_cell av-equal-height-column av-align-middle  column-top-margin'     ><style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-m68cr2vo-8db2ea1a02c84ee1c422be62b7e21cfb\">\n.avia-image-container.av-m68cr2vo-8db2ea1a02c84ee1c422be62b7e21cfb img.avia_image{\nbox-shadow:none;\n}\n.avia-image-container.av-m68cr2vo-8db2ea1a02c84ee1c422be62b7e21cfb .av-image-caption-overlay-center{\ncolor:#ffffff;\n}\n<\/style>\n<div  class='avia-image-container av-m68cr2vo-8db2ea1a02c84ee1c422be62b7e21cfb av-styling- avia-align-center  avia-builder-el-32  avia-builder-el-no-sibling  av-small-hide av-mini-hide av-has-copyright av-copyright-always'   itemprop=\"image\" itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/ImageObject\" ><div class=\"avia-image-container-inner\"><div class=\"avia-image-overlay-wrap\"><img decoding=\"async\" fetchpriority=\"high\" class='wp-image-173629 avia-img-lazy-loading-not-173629 avia_image ' src=\"https:\/\/www.stuwo.at\/wp-content\/uploads\/2020\/09\/spartipps_books-scaled.jpeg\" alt='' title='Uni Library'  height=\"1763\" width=\"2560\"  itemprop=\"thumbnailUrl\" srcset=\"https:\/\/www.stuwo.at\/wp-content\/uploads\/2020\/09\/spartipps_books-scaled.jpeg 2560w, https:\/\/www.stuwo.at\/wp-content\/uploads\/2020\/09\/spartipps_books-300x207.jpeg 300w, https:\/\/www.stuwo.at\/wp-content\/uploads\/2020\/09\/spartipps_books-1030x710.jpeg 1030w, https:\/\/www.stuwo.at\/wp-content\/uploads\/2020\/09\/spartipps_books-768x529.jpeg 768w, https:\/\/www.stuwo.at\/wp-content\/uploads\/2020\/09\/spartipps_books-1536x1058.jpeg 1536w, https:\/\/www.stuwo.at\/wp-content\/uploads\/2020\/09\/spartipps_books-2048x1411.jpeg 2048w, https:\/\/www.stuwo.at\/wp-content\/uploads\/2020\/09\/spartipps_books-1500x1033.jpeg 1500w, https:\/\/www.stuwo.at\/wp-content\/uploads\/2020\/09\/spartipps_books-705x486.jpeg 705w\" sizes=\"(max-width: 2560px) 100vw, 2560px\" \/><\/div><small class=\"avia-copyright\">University libraries also have a truly unique vibe! \u00a9Adobe Stock<\/small><\/div><\/div><\/div><div class='av-flex-placeholder'><\/div>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-412fchlw-186d55d7fd8de72b7da7b0cf8625458f\">\n.flex_column.av-412fchlw-186d55d7fd8de72b7da7b0cf8625458f{\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 30px 0px;\n}\n<\/style>\n<div  class='flex_column av-412fchlw-186d55d7fd8de72b7da7b0cf8625458f av_one_half  avia-builder-el-33  el_after_av_one_half  el_before_av_one_full  flex_column_table_cell av-equal-height-column av-align-middle  column-top-margin'     ><section  class='av_textblock_section av-m689okt9-7402443e1d08260110469dfe14510d96 '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/BlogPosting\" itemprop=\"blogPost\" ><div class='avia_textblock'  itemprop=\"text\" ><h3><span style=\"font-weight: 400;\">Minimise Study Material Expenses<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">Study materials can be expensive, but with a few smart tips, you can save money without having to sacrifice what\u2019s important.<\/span><\/p>\n<p><strong>Second-hand over New<\/strong><\/p>\n<p><span style=\"font-weight: 400;\">You often only need textbooks and notes for one or two semesters, so why buy them new? Check out platforms like the <\/span><b>\u00d6H book exchange of your university <\/b><span style=\"font-weight: 400;\">for affordable study materials. Many students also use university groups or online forums to resell their materials at low prices.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Another option: ask your classmates if they can lend or sell you their materials at a lower price.<\/span><\/p>\n<p><strong>Take Advantage of Libraries<\/strong><\/p>\n<p><span style=\"font-weight: 400;\">City and university libraries are real treasure troves for students. As a student, you can borrow books for free and access academic journals as well as digital resources.<\/span><\/p>\n<p><strong>Free Digital Alternatives<\/strong><\/p>\n<p><span style=\"font-weight: 400;\">Many online databases offer free access to study materials, including:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><a href=\"http:\/\/zeno.org\" target=\"_blank\" rel=\"noopener\"><b>Zeno.org<\/b><\/a><b>:<\/b><span style=\"font-weight: 400;\"> Access to a wide range of classical texts and works.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><a href=\"https:\/\/openstax.org\/\" target=\"_blank\" rel=\"noopener\"><b>OpenStax:<\/b><\/a><span style=\"font-weight: 400;\"> Free textbooks across various disciplines.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><a href=\"https:\/\/www.researchgate.net\/\" target=\"_blank\" rel=\"noopener\"><b>ResearchGate<\/b><\/a><b>:<\/b> A platform where researchers share their work, perfect for finding academic articles and studies.<\/li>\n<\/ul>\n<\/div><\/section><br \/>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-mckv4ivi-28b929aedafb49205f2c74252cd7f831\">\n.avia-image-container.av-mckv4ivi-28b929aedafb49205f2c74252cd7f831 img.avia_image{\nbox-shadow:none;\n}\n.avia-image-container.av-mckv4ivi-28b929aedafb49205f2c74252cd7f831 .av-image-caption-overlay-center{\ncolor:#ffffff;\n}\n<\/style>\n<div  class='avia-image-container av-mckv4ivi-28b929aedafb49205f2c74252cd7f831 av-styling- avia-align-center  avia-builder-el-35  el_after_av_textblock  avia-builder-el-last  av-desktop-hide av-medium-hide av-has-copyright av-copyright-always'   itemprop=\"image\" itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/ImageObject\" ><div class=\"avia-image-container-inner\"><div class=\"avia-image-overlay-wrap\"><img decoding=\"async\" fetchpriority=\"high\" class='wp-image-173629 avia-img-lazy-loading-not-173629 avia_image ' src=\"https:\/\/www.stuwo.at\/wp-content\/uploads\/2020\/09\/spartipps_books-scaled.jpeg\" alt='' title='Uni Library'  height=\"1763\" width=\"2560\"  itemprop=\"thumbnailUrl\" srcset=\"https:\/\/www.stuwo.at\/wp-content\/uploads\/2020\/09\/spartipps_books-scaled.jpeg 2560w, https:\/\/www.stuwo.at\/wp-content\/uploads\/2020\/09\/spartipps_books-300x207.jpeg 300w, https:\/\/www.stuwo.at\/wp-content\/uploads\/2020\/09\/spartipps_books-1030x710.jpeg 1030w, https:\/\/www.stuwo.at\/wp-content\/uploads\/2020\/09\/spartipps_books-768x529.jpeg 768w, https:\/\/www.stuwo.at\/wp-content\/uploads\/2020\/09\/spartipps_books-1536x1058.jpeg 1536w, https:\/\/www.stuwo.at\/wp-content\/uploads\/2020\/09\/spartipps_books-2048x1411.jpeg 2048w, https:\/\/www.stuwo.at\/wp-content\/uploads\/2020\/09\/spartipps_books-1500x1033.jpeg 1500w, https:\/\/www.stuwo.at\/wp-content\/uploads\/2020\/09\/spartipps_books-705x486.jpeg 705w\" sizes=\"(max-width: 2560px) 100vw, 2560px\" \/><\/div><small class=\"avia-copyright\">University libraries also have a truly unique vibe! \u00a9Adobe Stock<\/small><\/div><\/div><\/p><\/div><\/div><!--close column table wrapper. Autoclose: 1 -->\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-3xdxsyg4-1c2620b0990efeb229cf5331ecf5c71e\">\n.flex_column.av-3xdxsyg4-1c2620b0990efeb229cf5331ecf5c71e{\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 0px 0px;\n}\n<\/style>\n<div  class='flex_column av-3xdxsyg4-1c2620b0990efeb229cf5331ecf5c71e av_one_full  avia-builder-el-36  el_after_av_one_half  el_before_av_one_full  first flex_column_div av-zero-column-padding  column-top-margin'     ><section  class='av_textblock_section av-m689sq6q-fa7499ce6a65c39d01fdbd2d61e287d1 '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/BlogPosting\" itemprop=\"blogPost\" ><div class='avia_textblock'  itemprop=\"text\" ><h3><span style=\"font-weight: 400;\">Compare Prices to Save More<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">As a student, comparing prices can save you a lot of money. Platforms like <\/span><a href=\"http:\/\/willhaben.at\" target=\"_blank\" rel=\"noopener\"><b>willhaben.at<\/b><\/a><span style=\"font-weight: 400;\">, <\/span><a href=\"http:\/\/geizhals.at\" target=\"_blank\" rel=\"noopener\"><b>Geizhals.at<\/b><\/a><span style=\"font-weight: 400;\">, or<\/span><a href=\"https:\/\/www.idealo.at\/\" target=\"_blank\" rel=\"noopener\"> <b>idealo<\/b><\/a><span style=\"font-weight: 400;\"> make it easy to find the best deals on a wide range of products, from electronics and furniture to books and household items.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Keep an eye out for special events like <\/span><b>Black Friday<\/b><span style=\"font-weight: 400;\">, <\/span><b>student weeks<\/b><span style=\"font-weight: 400;\">, or local discounts. Many stores and platforms offer attractive deals specifically for students &#8211; more on that in the next section. <\/span><b>Important:<\/b><span style=\"font-weight: 400;\"> Only buy what you truly need &#8211; impulse purchases, even if they seem like bargains, can end up costing you more in the long run!<\/span><\/p>\n<\/div><\/section><\/div>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-3l4gvw84-89a62a74fb50d4fb024528936e4549f3\">\n.flex_column.av-3l4gvw84-89a62a74fb50d4fb024528936e4549f3{\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 0px 0px;\n}\n<\/style>\n<div  class='flex_column av-3l4gvw84-89a62a74fb50d4fb024528936e4549f3 av_one_full  avia-builder-el-38  el_after_av_one_full  el_before_av_one_full  first flex_column_div av-zero-column-padding  column-top-margin'     ><section  class='av_textblock_section av-m689wql4-7d8414335727ecb85dff3dc9346c30d9 '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/BlogPosting\" itemprop=\"blogPost\" ><div class='avia_textblock'  itemprop=\"text\" ><h3><span style=\"font-weight: 400;\">Make the Most of Student Discounts and Perks<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">Luckily, there are plenty of discounts and deals for students that let you save money without giving up on the things you love. From tech to culture, here\u2019s how to make the most of your student status:<\/span><\/p>\n<p><b>Tech and Software Discounts<\/b><\/p>\n<p><span style=\"font-weight: 400;\">Students enjoy exclusive deals from major tech companies:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><a href=\"https:\/\/www.apple.com\/at-edu\/store?afid=p238%7CsxC7Ctwc0-dc_mtid_187079nc38483_pcrid_659263804733_pgrid_103858212179_pntwk_g_pchan__pexid__ptid_kwd-317719630221_&amp;cid=aos-at-kwgo-edu--slid--category-product-\" target=\"_blank\" rel=\"noopener\"><b>Apple<\/b><\/a><b>:<\/b><span style=\"font-weight: 400;\"> Discounts on laptops, tablets, and accessories for students.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><a href=\"https:\/\/www.microsoft.com\/de-de\/store\/b\/student\" target=\"_blank\" rel=\"noopener\"><b>Microsoft:<\/b><\/a><span style=\"font-weight: 400;\"> Free or heavily discounted Office packages through Microsoft Education.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><a href=\"https:\/\/www.adobe.com\/at\/creativecloud\/buy\/students.html?gclid=Cj0KCQiA-aK8BhCDARIsAL_-H9mAM_ZhZWq3hMryr5eiJ0VcsyQQNSwAjPjy7LTpYbnCk1I9UlJ9GRoaAniGEALw_wcB&amp;mv=search&amp;mv2=paidsearch&amp;sdid=9DJJ4F4Q&amp;ef_id=Cj0KCQiA-aK8BhCDARIsAL_-H9mAM_ZhZWq3hMryr5eiJ0VcsyQQNSwAjPjy7LTpYbnCk1I9UlJ9GRoaAniGEALw_wcB:G:s&amp;s_kwcid=AL!3085!3!619980615581!e!!g!!adobe%20student%20promo!18214477598!142310203882&amp;gad_source=1\" target=\"_blank\" rel=\"noopener\"><b>Adobe<\/b><\/a><b>:<\/b><span style=\"font-weight: 400;\"> Creative minds can access tools like Photoshop and Premiere at special student rates with the Creative Cloud subscription.<\/span><\/li>\n<\/ul>\n<p><b>Culture and Leisure<\/b><\/p>\n<p><span style=\"font-weight: 400;\">Freetime activities don&#8217;t have to be expensive! Many museums, theatres, and cinemas offer special student rates &#8211; or even free admission days.<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><a href=\"https:\/\/oper-graz.buehnen-graz.com\/\" target=\"_blank\" rel=\"noopener\"><b>Oper Graz:<\/b><\/a><span style=\"font-weight: 400;\"> Last-minute tickets for 8\u20ac (students up to 27) or 1\u20ac tickets for first-semester students.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><a href=\"https:\/\/www.usi.at\/de\/angebot\/\" target=\"_blank\" rel=\"noopener\"><b>USI Courses:<\/b><\/a><span style=\"font-weight: 400;\"> Universities often provide affordable sports courses &#8211; whether you\u2019re into Pilates, climbing, or even archery, there\u2019s something for everyone.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Gyms and Swimming pools:<\/b><span style=\"font-weight: 400;\"> Many offer special student rates &#8211; always worth asking!<\/span><\/li>\n<\/ul>\n<p><b>Online Shopping and Deals<\/b><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><a href=\"https:\/\/www.isic.org\/\" target=\"_blank\" rel=\"noopener\"><b>ISIC<\/b><\/a><b> or <\/b><a href=\"https:\/\/ubook.at\/\" target=\"_blank\" rel=\"noopener\"><b>u:book<\/b><\/a><b>:<\/b><span style=\"font-weight: 400;\"> Platforms that offer exclusive discounts on brand-name products, clothing, and electronics.<\/span><\/li>\n<\/ul>\n<p><b>Important: Keep an eye on age limits!<\/b><span style=\"font-weight: 400;\"><br \/>\n<\/span><span style=\"font-weight: 400;\">In Austria, many student discounts are only available to those <\/span><b>under 27 <\/b><span style=\"font-weight: 400;\">and require a valid student ID. Make sure to check the conditions beforehand to see which benefits you can take advantage of.<\/span><\/p>\n<\/div><\/section><\/div>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-3kglreas-81abcccdf9c96968d2c7cea0396b99ec\">\n.flex_column.av-3kglreas-81abcccdf9c96968d2c7cea0396b99ec{\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 0px 0px;\n}\n<\/style>\n<div  class='flex_column av-3kglreas-81abcccdf9c96968d2c7cea0396b99ec av_one_full  avia-builder-el-40  el_after_av_one_full  el_before_av_one_half  first flex_column_div av-zero-column-padding  column-top-margin'     ><section  class='av_textblock_section av-m68a0n23-e1bb5fb7eed198d743d0e60bfb8c0fb0 '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/BlogPosting\" itemprop=\"blogPost\" ><div class='avia_textblock'  itemprop=\"text\" ><h3><span style=\"font-weight: 400;\">Save on Food and Leisure Activities<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">Amid the occasional university stress, don\u2019t forget to fully enjoy your student life. Here are some tips to stay well-fed and make the most of your free time &#8211; even on a tight budget.<\/span><\/p>\n<p><b>Smart Grocery Shopping<\/b><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Visit <\/span><a href=\"https:\/\/www.stuwo.at\/en\/blog\/farmers-market-vienna\/\" target=\"_blank\" rel=\"noopener\"><b>farmers&#8217; markets<\/b><\/a><span style=\"font-weight: 400;\"> for fresh, local products at lower prices.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Take advantage of <\/span><b>discounts<\/b><span style=\"font-weight: 400;\"> and opt for <\/span><b>store brands<\/b><span style=\"font-weight: 400;\"> to save money.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Avoid food waste by using leftovers &#8211; plan your meals ahead of time.<\/span><\/li>\n<\/ul>\n<p><b>Budget-Friendly Restaurants<\/b><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Try the \u201c<\/span><b>Pay what you can<\/b><span style=\"font-weight: 400;\">\u201d concept at <\/span><a href=\"http:\/\/deewan.at\/\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">Wiener Deewan.<\/span><\/a><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Enjoy affordable menus at <\/span><a href=\"https:\/\/www.erzdioezese-wien.at\/unit\/aai_tuerkenstrasze\/mensa_cafeafro\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">aai Mensa\/Caf\u00e9 Africa<\/span><\/a><span style=\"font-weight: 400;\"> (starter, main course, and dessert for about \u20ac6).<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Check out <\/span><b>university cafeterias<\/b><span style=\"font-weight: 400;\">, which usually offer daily changing menus at reasonable prices.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Use the app <\/span><a href=\"https:\/\/www.toogoodtogo.com\/de-at\/surplus-food-marketplace?utm_medium=search&amp;utm_source=google&amp;utm_campaign=at_b2b_paid_marketing_search_google_brand&amp;utm_content=100108258519&amp;utm_term=too+good+to+go&amp;cq_plac=&amp;cq_net=g&amp;cq_pos=&amp;cq_med=&amp;cq_plt=gp&amp;gad_source=1&amp;gclid=Cj0KCQiA-aK8BhCDARIsAL_-H9nwl0CUaudbeE72dFHsjeVDaQm24Lpw0EKFtTC47uoMQiToqggV5CAaAlTgEALw_wcB\" target=\"_blank\" rel=\"noopener\"><b>TooGoodToGo<\/b><\/a><span style=\"font-weight: 400;\"> to buy leftover food from restaurants or bakeries at discounted prices just before closing time.<\/span><\/li>\n<\/ul>\n<p><b>STUWO Tip:<\/b><span style=\"font-weight: 400;\"> Reserve a table via <\/span><a href=\"http:\/\/thefork.at\" target=\"_blank\" rel=\"noopener\"><b>TheFork.at<\/b><\/a><span style=\"font-weight: 400;\"> and get up to 30% off your restaurant bill &#8211; perfect for enjoying fine dining at fair prices!<\/span><\/p>\n<p><b>Free Activities and Events<\/b><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">In summer, don\u2019t miss out on <\/span><b>open-air cinemas<\/b><span style=\"font-weight: 400;\"> &#8211; some are free or very affordable and provide a unique vibe, like the <\/span><a href=\"https:\/\/filmfestival-rathausplatz.at\/\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">film festival at Vienna\u2019s Rathausplatz.<\/span><\/a><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Take advantage of <\/span><b>free music events<\/b><span style=\"font-weight: 400;\"> in Vienna, such as the classic <\/span><a href=\"https:\/\/donauinselfest.at\/\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">Donauinselfest.<\/span><\/a><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Many museums in Vienna offer <\/span><b>free entry on the first Sunday of each month<\/b><span style=\"font-weight: 400;\">, including the <\/span><a href=\"https:\/\/www.wienmuseum.at\/\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">Wien Museum Karlsplatz<\/span><\/a><span style=\"font-weight: 400;\">, <\/span><a href=\"https:\/\/www.wienmuseum.at\/roemermuseum\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">R\u00f6mermuseum<\/span><\/a><span style=\"font-weight: 400;\">, and <\/span><a href=\"https:\/\/www.wienmuseum.at\/hermesvilla_en\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">Wien Museum Hermesvilla<\/span><\/a><span style=\"font-weight: 400;\">.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Host <\/span><b>cooking and crafting nights<\/b><span style=\"font-weight: 400;\"> with friends &#8211; it\u2019s fun, and everyone can contribute something, saving money while creating great memories.<\/span><\/li>\n<\/ul>\n<\/div><\/section><\/div><div class='flex_column_table av-3c9rfhgk-4b8ac994fd8f2c8be7251df44c44b0df sc-av_one_half av-equal-height-column-flextable'>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-3c9rfhgk-4b8ac994fd8f2c8be7251df44c44b0df\">\n.flex_column.av-3c9rfhgk-4b8ac994fd8f2c8be7251df44c44b0df{\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 30px 0px;\n}\n<\/style>\n<div  class='flex_column av-3c9rfhgk-4b8ac994fd8f2c8be7251df44c44b0df av_one_half  avia-builder-el-42  el_after_av_one_full  el_before_av_one_half  first flex_column_table_cell av-equal-height-column av-align-middle  column-top-margin'     ><p><section  class='av_textblock_section av-m68a17v8-47df4d2f7158d796b072b64fe8725c3b '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/BlogPosting\" itemprop=\"blogPost\" ><div class='avia_textblock'  itemprop=\"text\" ><p><b>Affordable Shopping<\/b><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Flea markets:<\/b><span style=\"font-weight: 400;\"> Discover bargains and rare finds &#8211; check <\/span><a href=\"https:\/\/www.ganz-wien.at\/wien\/maerkte\/flohmaerkte-wien.html\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">here<\/span><\/a><span style=\"font-weight: 400;\"> for the best flea markets in Vienna.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Second-hand shops:<\/b><span style=\"font-weight: 400;\"> Stores like <\/span><a href=\"https:\/\/humana.at\/?srsltid=AfmBOopEergRPYMqCQzyPehq_OSagrs4ONQoACXn-C2HbG0hjwo1FjN8\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">Humana<\/span><\/a><span style=\"font-weight: 400;\"> offer budget-friendly and sustainable clothing.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><a href=\"https:\/\/www.vinted.at\/?utm_source=Search-branded&amp;utm_medium=cpc&amp;utm_term=vinted&amp;utm_campaign=16780491038&amp;utm_adgroup=138762060361&amp;keyword_id=kwd-311599544378&amp;gad_source=1&amp;gclid=Cj0KCQiAqL28BhCrARIsACYJvkfnKF9w_xmYMQBAb4GynDgITlN7EwRDGJRtxaIM9ZB5Ewpd5JJCneQaAlfrEALw_wcB\" target=\"_blank\" rel=\"noopener\"><b>Vinted<\/b><\/a><b>:<\/b> Buy or sell pre-loved clothing, accessories, or party outfits on this popular platform.<\/li>\n<\/ul>\n<\/div><\/section><br \/>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-mckv5gfx-038354531f3639f0d62b3274150c6bbc\">\n.avia-image-container.av-mckv5gfx-038354531f3639f0d62b3274150c6bbc img.avia_image{\nbox-shadow:none;\n}\n.avia-image-container.av-mckv5gfx-038354531f3639f0d62b3274150c6bbc .av-image-caption-overlay-center{\ncolor:#ffffff;\n}\n<\/style>\n<div  class='avia-image-container av-mckv5gfx-038354531f3639f0d62b3274150c6bbc av-styling- avia-align-center  avia-builder-el-44  el_after_av_textblock  avia-builder-el-last  av-desktop-hide av-medium-hide'   itemprop=\"image\" itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/ImageObject\" ><div class=\"avia-image-container-inner\"><div class=\"avia-image-overlay-wrap\"><img decoding=\"async\" fetchpriority=\"high\" class='wp-image-173626 avia-img-lazy-loading-not-173626 avia_image ' src=\"https:\/\/www.stuwo.at\/wp-content\/uploads\/2020\/09\/spartipps_thriftt-scaled.jpeg\" alt='' title='thrift stores'  height=\"1707\" width=\"2560\"  itemprop=\"thumbnailUrl\" srcset=\"https:\/\/www.stuwo.at\/wp-content\/uploads\/2020\/09\/spartipps_thriftt-scaled.jpeg 2560w, https:\/\/www.stuwo.at\/wp-content\/uploads\/2020\/09\/spartipps_thriftt-300x200.jpeg 300w, https:\/\/www.stuwo.at\/wp-content\/uploads\/2020\/09\/spartipps_thriftt-1030x687.jpeg 1030w, https:\/\/www.stuwo.at\/wp-content\/uploads\/2020\/09\/spartipps_thriftt-768x512.jpeg 768w, https:\/\/www.stuwo.at\/wp-content\/uploads\/2020\/09\/spartipps_thriftt-1536x1024.jpeg 1536w, https:\/\/www.stuwo.at\/wp-content\/uploads\/2020\/09\/spartipps_thriftt-2048x1365.jpeg 2048w, https:\/\/www.stuwo.at\/wp-content\/uploads\/2020\/09\/spartipps_thriftt-1500x1000.jpeg 1500w, https:\/\/www.stuwo.at\/wp-content\/uploads\/2020\/09\/spartipps_thriftt-705x470.jpeg 705w\" sizes=\"(max-width: 2560px) 100vw, 2560px\" \/><\/div><\/div><\/div><\/p><\/div><div class='av-flex-placeholder'><\/div>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-3bcae52c-5bcb982ff8e5ea41c9e79dd4f9ce11f5\">\n.flex_column.av-3bcae52c-5bcb982ff8e5ea41c9e79dd4f9ce11f5{\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 30px 0px;\n}\n<\/style>\n<div  class='flex_column av-3bcae52c-5bcb982ff8e5ea41c9e79dd4f9ce11f5 av_one_half  avia-builder-el-45  el_after_av_one_half  el_before_av_hr  flex_column_table_cell av-equal-height-column av-align-middle  column-top-margin'     ><style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-m68c32wp-086dbd261a2958d92bb014761acccc4e\">\n.avia-image-container.av-m68c32wp-086dbd261a2958d92bb014761acccc4e img.avia_image{\nbox-shadow:none;\n}\n.avia-image-container.av-m68c32wp-086dbd261a2958d92bb014761acccc4e .av-image-caption-overlay-center{\ncolor:#ffffff;\n}\n<\/style>\n<div  class='avia-image-container av-m68c32wp-086dbd261a2958d92bb014761acccc4e av-styling- avia-align-center  avia-builder-el-46  avia-builder-el-no-sibling  av-small-hide av-mini-hide'   itemprop=\"image\" itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/ImageObject\" ><div class=\"avia-image-container-inner\"><div class=\"avia-image-overlay-wrap\"><img decoding=\"async\" fetchpriority=\"high\" class='wp-image-173626 avia-img-lazy-loading-not-173626 avia_image ' src=\"https:\/\/www.stuwo.at\/wp-content\/uploads\/2020\/09\/spartipps_thriftt-scaled.jpeg\" alt='' title='thrift stores'  height=\"1707\" width=\"2560\"  itemprop=\"thumbnailUrl\" srcset=\"https:\/\/www.stuwo.at\/wp-content\/uploads\/2020\/09\/spartipps_thriftt-scaled.jpeg 2560w, https:\/\/www.stuwo.at\/wp-content\/uploads\/2020\/09\/spartipps_thriftt-300x200.jpeg 300w, https:\/\/www.stuwo.at\/wp-content\/uploads\/2020\/09\/spartipps_thriftt-1030x687.jpeg 1030w, https:\/\/www.stuwo.at\/wp-content\/uploads\/2020\/09\/spartipps_thriftt-768x512.jpeg 768w, https:\/\/www.stuwo.at\/wp-content\/uploads\/2020\/09\/spartipps_thriftt-1536x1024.jpeg 1536w, https:\/\/www.stuwo.at\/wp-content\/uploads\/2020\/09\/spartipps_thriftt-2048x1365.jpeg 2048w, https:\/\/www.stuwo.at\/wp-content\/uploads\/2020\/09\/spartipps_thriftt-1500x1000.jpeg 1500w, https:\/\/www.stuwo.at\/wp-content\/uploads\/2020\/09\/spartipps_thriftt-705x470.jpeg 705w\" sizes=\"(max-width: 2560px) 100vw, 2560px\" \/><\/div><\/div><\/div><\/div><\/div><!--close column table wrapper. Autoclose: 1 --><div  class='hr av-32zb6esk-05df05c5d31d328732b8585bb84a282b hr-short  avia-builder-el-47  el_after_av_one_half  el_before_av_one_full  hr-left'><span class='hr-inner '><span class=\"hr-inner-style\"><\/span><\/span><\/div>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-2zbwxhk4-4ebf388dfb02e05efe1b0ad403c60667\">\n.flex_column.av-2zbwxhk4-4ebf388dfb02e05efe1b0ad403c60667{\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 0px 0px;\n}\n<\/style>\n<div  class='flex_column av-2zbwxhk4-4ebf388dfb02e05efe1b0ad403c60667 av_one_full  avia-builder-el-48  el_after_av_hr  el_before_av_one_full  first flex_column_div av-zero-column-padding  '     ><section  class='av_textblock_section av-2vh7iyxw-307828453056028d9b0d8d1c41896dfe '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/BlogPosting\" itemprop=\"blogPost\" ><div class='avia_textblock'  itemprop=\"text\" ><h2 id=\"Leverage Student Benefits &amp; Plan Smartly\"><span style=\"font-weight: 400;\">Leverage Student Benefits &amp; Plan Smartly<\/span><\/h2>\n<p><span style=\"font-weight: 400;\">With smart planning and knowledge of your options, you can secure your finances throughout your studies. Here\u2019s an overview of funding opportunities, budgeting tips, and key points for handling taxes as a student.<\/span><\/p>\n<\/div><\/section><\/div>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-2srj8w6c-0d2c85095ab00793bc7c942a8190aa18\">\n.flex_column.av-2srj8w6c-0d2c85095ab00793bc7c942a8190aa18{\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 0px 0px;\n}\n<\/style>\n<div  class='flex_column av-2srj8w6c-0d2c85095ab00793bc7c942a8190aa18 av_one_full  avia-builder-el-50  el_after_av_one_full  el_before_av_one_full  first flex_column_div av-zero-column-padding  column-top-margin'     ><section  class='av_textblock_section av-m68a1ose-f9c832285fb178b662c56123f13c16ae '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/BlogPosting\" itemprop=\"blogPost\" ><div class='avia_textblock'  itemprop=\"text\" ><h3><span style=\"font-weight: 400;\">Financial Management and Support for Students<\/span><\/h3>\n<p>There are many opportunities provided by universities and the state:<\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><a href=\"https:\/\/www.stipendium.at\/stipendien\/studienbeihilfe\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">Study Grants: <\/span><\/a>Austrian students can apply for <b>study grants<\/b>. The amount you\u2019re eligible for depends on your income and your parents\u2019 financial situation. Even if you\u2019re unsure about your eligibility, it\u2019s worth submitting an application!<\/li>\n<\/ul>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><strong>Scholarships: <\/strong>In addition to study grants, there are numerous scholarships that can make your academic journey easier. Websites like <a href=\"http:\/\/stipendium.at\" target=\"_blank\" rel=\"noopener\"><b>stipendium.at<\/b><\/a> can help you find the right scholarship for your needs &#8211; be it a <b>merit-based scholarship<\/b>, <b>mobility scholarship<\/b>, or <a href=\"https:\/\/www.stuwo.at\/en\/blog\/graduation-scholarship\/\" target=\"_blank\" rel=\"noopener\"><b>graduation scholarship<\/b><\/a>.<\/li>\n<\/ul>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><a href=\"https:\/\/www.oeh.ac.at\/service\/foerdertoepfe\/sozialfonds\/\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">Social Fund of the \u00d6H: <\/span><\/a>If you face financial difficulties, the <b>Austrian Students\u2019 Union (\u00d6H)<\/b> offers support through its Social Fund. These one-off payments can help cover unexpected costs, such as rent hikes, medical bills, or other financial challenges during your studies.<\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">For more details on all the funding options available to you, check <\/span><a href=\"https:\/\/www.stuwo.at\/en\/blog\/how-to-finance-studies-austria\/\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">here.<\/span><\/a><\/p>\n<\/div><\/section><\/div>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-2laiw290-d2691b742191b3f5bf21545e68d982d1\">\n.flex_column.av-2laiw290-d2691b742191b3f5bf21545e68d982d1{\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 0px 0px;\n}\n<\/style>\n<div  class='flex_column av-2laiw290-d2691b742191b3f5bf21545e68d982d1 av_one_full  avia-builder-el-52  el_after_av_one_full  el_before_av_one_full  first flex_column_div av-zero-column-padding  column-top-margin'     ><section  class='av_textblock_section av-m68a2bvw-49a0b037ec0199205611e3bc42047e17 '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/BlogPosting\" itemprop=\"blogPost\" ><div class='avia_textblock'  itemprop=\"text\" ><h3><span style=\"font-weight: 400;\">Get Money Back Through Tax Refunds<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">Did you know that as a student with a part-time job, you can get money back through a tax return? The <\/span><b>Employee Tax Assessment (ANV)<\/b><span style=\"font-weight: 400;\"> allows you to recover part of the taxes you\u2019ve paid, or even receive what is called the <\/span><b>Negative Tax<\/b><span style=\"font-weight: 400;\">.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">If you work alongside your studies, you can claim various expenses on your taxes, such as:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Study Costs:<\/b><span style=\"font-weight: 400;\"> Fees, textbooks, and scripts.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Work Equipment:<\/b><span style=\"font-weight: 400;\"> Computers, accessories, and more.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Travel Costs:<\/b><span style=\"font-weight: 400;\"> To your workplace or university.<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">If your annual income is below \u20ac12,000, you don\u2019t have to pay income tax. However, if you\u2019ve made social security contributions, you can get up to <\/span><b>50% of these contributions back<\/b><span style=\"font-weight: 400;\"> through the Negative Tax.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">For more detailed information, check out our blog post on <\/span><a href=\"https:\/\/www.stuwo.at\/en\/blog\/tax-tips-students\/\" target=\"_blank\" rel=\"noopener\"><b>tax tips<\/b><\/a><span style=\"font-weight: 400;\">!<\/span><\/p>\n<\/div><\/section><\/div>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-wbg690-956ca23d1fc783d6ff96d75c67ade624\">\n.flex_column.av-wbg690-956ca23d1fc783d6ff96d75c67ade624{\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 0px 0px;\n}\n<\/style>\n<div  class='flex_column av-wbg690-956ca23d1fc783d6ff96d75c67ade624 av_one_full  avia-builder-el-54  el_after_av_one_full  el_before_av_hr  first flex_column_div av-zero-column-padding  column-top-margin'     ><section  class='av_textblock_section av-m68a41y9-89b04a0d2da89674eea911eade261132 '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/BlogPosting\" itemprop=\"blogPost\" ><div class='avia_textblock'  itemprop=\"text\" ><h3><span style=\"font-weight: 400;\">Create an Effective Money-Saving Plan for Students<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">As a student, the key to saving money is proper budget planning. Here are the best methods:<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Divide your income into three categories:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>50% for fixed costs:<\/b><span style=\"font-weight: 400;\"> Rent, heating, electricity, mobile phone contract.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>30% for leisure:<\/b><span style=\"font-weight: 400;\"> Dining out, cinema, hobbies.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>20% for savings:<\/b><span style=\"font-weight: 400;\"> Reserve funds for emergencies or large purchases.<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">Additionally, you should keep a household book or use apps to track all your expenses &#8211; this helps you stay on top of where your money is going. Good apps like <\/span><a href=\"https:\/\/www.splitwise.com\/\" target=\"_blank\" rel=\"noopener\"><b>Splitwise<\/b><\/a><span style=\"font-weight: 400;\"> or <\/span><a href=\"https:\/\/mint.intuit.com\/\" target=\"_blank\" rel=\"noopener\"><b>Mint<\/b><\/a><span style=\"font-weight: 400;\"> automatically show you where your money is spent and where you can cut back.<\/span><\/p>\n<h4><span style=\"font-weight: 400;\">Choosing the Right Student Bank Account<\/span><\/h4>\n<p><span style=\"font-weight: 400;\">For managing your finances, you\u2019ll need a bank account. Many banks offer free solutions for students, including online banking, account management, and a debit card. For instance, <\/span><a href=\"https:\/\/www.raiffeisen.at\/de\/privatkunden\/konto\/studentenkonto.html\" target=\"_blank\" rel=\"noopener\"><b>Raiffeisenbank<\/b><\/a><span style=\"font-weight: 400;\"> offers a free accident insurance policy for students up to the age of 24.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Other banks, like <\/span><a href=\"https:\/\/www.sparkasse.at\/erstebank\/privatkunden\/konto-karten\/studentenkonto\" target=\"_blank\" rel=\"noopener\"><b>ERSTE<\/b><\/a><span style=\"font-weight: 400;\">, offer a free credit card until your 27th birthday. Check out a comparison of various providers to find the best fit for you <\/span><a href=\"https:\/\/www.stuwo.at\/en\/blog\/student-bank-account-comparison-of-best-options\/\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">here<\/span><\/a><span style=\"font-weight: 400;\">!<\/span><\/p>\n<p><b>Another tip:<\/b><span style=\"font-weight: 400;\"> Many banks offer referral bonuses, so talk to your fellow students if you\u2019re considering switching banks.<\/span><\/p>\n<\/div><\/section><\/div><div  class='hr av-2el4t4kk-e5d10effefea8f6e5d9fb46d3a2255c0 hr-short  avia-builder-el-56  el_after_av_one_full  el_before_av_one_full  hr-left'><span class='hr-inner '><span class=\"hr-inner-style\"><\/span><\/span><\/div>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-2am11b1g-5c6535dac1b38ea46c9bbd751f693206\">\n.flex_column.av-2am11b1g-5c6535dac1b38ea46c9bbd751f693206{\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 0px 0px;\n}\n<\/style>\n<div  class='flex_column av-2am11b1g-5c6535dac1b38ea46c9bbd751f693206 av_one_full  avia-builder-el-57  el_after_av_hr  el_before_av_one_half  first flex_column_div av-zero-column-padding  '     ><section  class='av_textblock_section av-m68a519l-f2d721c16470ad6b40d718b80bd7d71c '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/BlogPosting\" itemprop=\"blogPost\" ><div class='avia_textblock'  itemprop=\"text\" ><h2 id=\"Save Money Long-Term During Your Studies\"><span style=\"font-weight: 400;\">Save Money Long-Term During Your Studies<\/span><\/h2>\n<p><span style=\"font-weight: 400;\">Not only short-term savings help you through your studies, but preparing adequately for the time after graduation can also bring you <\/span><b>long-term financial benefits<\/b><span style=\"font-weight: 400;\">. With the right saving tips, you can already start saving now for a successful and cost-efficient career start.<\/span><\/p>\n<\/div><\/section><\/div><div class='flex_column_table av-22h4yjl0-3d0360b7b3a689884c3feeb507639581 sc-av_one_half av-equal-height-column-flextable'>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-22h4yjl0-3d0360b7b3a689884c3feeb507639581\">\n.flex_column.av-22h4yjl0-3d0360b7b3a689884c3feeb507639581{\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 30px 0px;\n}\n<\/style>\n<div  class='flex_column av-22h4yjl0-3d0360b7b3a689884c3feeb507639581 av_one_half  avia-builder-el-59  el_after_av_one_full  el_before_av_one_half  first flex_column_table_cell av-equal-height-column av-align-middle  column-top-margin'     ><style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-m68ba32i-5b4230542a739d6d7520712d245c0b1b\">\n.avia-image-container.av-m68ba32i-5b4230542a739d6d7520712d245c0b1b img.avia_image{\nbox-shadow:none;\n}\n.avia-image-container.av-m68ba32i-5b4230542a739d6d7520712d245c0b1b .av-image-caption-overlay-center{\ncolor:#ffffff;\n}\n<\/style>\n<div  class='avia-image-container av-m68ba32i-5b4230542a739d6d7520712d245c0b1b av-styling- avia-align-center  avia-builder-el-60  avia-builder-el-no-sibling  av-small-hide av-mini-hide av-has-copyright av-copyright-always'   itemprop=\"image\" itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/ImageObject\" ><div class=\"avia-image-container-inner\"><div class=\"avia-image-overlay-wrap\"><img decoding=\"async\" fetchpriority=\"high\" class='wp-image-173620 avia-img-lazy-loading-not-173620 avia_image ' src=\"https:\/\/www.stuwo.at\/wp-content\/uploads\/2020\/09\/Spartipps_praktikum-scaled.jpeg\" alt='' title='internship'  height=\"1707\" width=\"2560\"  itemprop=\"thumbnailUrl\" srcset=\"https:\/\/www.stuwo.at\/wp-content\/uploads\/2020\/09\/Spartipps_praktikum-scaled.jpeg 2560w, https:\/\/www.stuwo.at\/wp-content\/uploads\/2020\/09\/Spartipps_praktikum-300x200.jpeg 300w, https:\/\/www.stuwo.at\/wp-content\/uploads\/2020\/09\/Spartipps_praktikum-1030x687.jpeg 1030w, https:\/\/www.stuwo.at\/wp-content\/uploads\/2020\/09\/Spartipps_praktikum-768x512.jpeg 768w, https:\/\/www.stuwo.at\/wp-content\/uploads\/2020\/09\/Spartipps_praktikum-1536x1024.jpeg 1536w, https:\/\/www.stuwo.at\/wp-content\/uploads\/2020\/09\/Spartipps_praktikum-2048x1365.jpeg 2048w, https:\/\/www.stuwo.at\/wp-content\/uploads\/2020\/09\/Spartipps_praktikum-1500x1000.jpeg 1500w, https:\/\/www.stuwo.at\/wp-content\/uploads\/2020\/09\/Spartipps_praktikum-705x470.jpeg 705w\" sizes=\"(max-width: 2560px) 100vw, 2560px\" \/><\/div><small class=\"avia-copyright\">Stay committed, and nothing will stand between you and your dream career! \u00a9Adobe Stock<\/small><\/div><\/div><\/div><div class='av-flex-placeholder'><\/div>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-1ykjom04-b84e508f1a0eddb64e81d88dbe697cb9\">\n.flex_column.av-1ykjom04-b84e508f1a0eddb64e81d88dbe697cb9{\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 30px 0px;\n}\n<\/style>\n<div  class='flex_column av-1ykjom04-b84e508f1a0eddb64e81d88dbe697cb9 av_one_half  avia-builder-el-61  el_after_av_one_half  el_before_av_one_full  flex_column_table_cell av-equal-height-column av-align-middle  column-top-margin'     ><section  class='av_textblock_section av-m68a6mfl-cea46992d466b689f678f9c834dd40e8 '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/BlogPosting\" itemprop=\"blogPost\" ><div class='avia_textblock'  itemprop=\"text\" ><h3><span style=\"font-weight: 400;\">Prepare for Your Career: Internships and Networking<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">The first step toward your career begins during your studies. Here are some tips to help you be well-prepared<\/span><\/p>\n<p><b>Finding Internships<\/b><b><br \/>\n<\/b><span style=\"font-weight: 400;\">Internships are the perfect opportunity to gain practical experience &#8211; ideally, paid ones. Luckily, many companies offer paid internships, which not only provide insight into the professional world but also offer some financial support.<\/span><\/p>\n<p><b>STUWO Tip:<\/b><span style=\"font-weight: 400;\"> Check platforms like <\/span><a href=\"http:\/\/absolventen.at\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">absolventen.at<\/span><\/a><span style=\"font-weight: 400;\"> or your university&#8217;s career pages to find suitable job offers.<\/span><\/p>\n<p><b>Networking<\/b><b><br \/>\n<\/b><span style=\"font-weight: 400;\">Build connections that can benefit you! Attend networking events, career fairs, and workshops to meet potential employers. Many universities also organize subject-specific events that can make getting started easier. For more networking tips, visit our <\/span><a href=\"https:\/\/www.stuwo.at\/en\/blog\/career-networks\/\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">networking blog.<\/span><\/a><\/p>\n<p><b>Career Advantages with Additional Qualifications<\/b><b><br \/>\n<\/b><span style=\"font-weight: 400;\">Use your time at university to further your education:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Certification course<\/b><span style=\"font-weight: 400;\">s in fields like languages, IT, or project management can make a significant difference later on.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><a href=\"https:\/\/www.stuwo.at\/en\/blog\/semester-abroad-important-information\/\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">Study abroad semesters or internships<\/span><\/a><span style=\"font-weight: 400;\"> are also great ways to expand your experience. You can find more information on study abroad opportunities here!<\/span><\/li>\n<\/ul>\n<\/div><\/section><br \/>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-mckv70rh-20bf7be53628dc2856212ff6bd3857ea\">\n.avia-image-container.av-mckv70rh-20bf7be53628dc2856212ff6bd3857ea img.avia_image{\nbox-shadow:none;\n}\n.avia-image-container.av-mckv70rh-20bf7be53628dc2856212ff6bd3857ea .av-image-caption-overlay-center{\ncolor:#ffffff;\n}\n<\/style>\n<div  class='avia-image-container av-mckv70rh-20bf7be53628dc2856212ff6bd3857ea av-styling- avia-align-center  avia-builder-el-63  el_after_av_textblock  avia-builder-el-last  av-desktop-hide av-medium-hide av-has-copyright av-copyright-always'   itemprop=\"image\" itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/ImageObject\" ><div class=\"avia-image-container-inner\"><div class=\"avia-image-overlay-wrap\"><img decoding=\"async\" fetchpriority=\"high\" class='wp-image-173620 avia-img-lazy-loading-not-173620 avia_image ' src=\"https:\/\/www.stuwo.at\/wp-content\/uploads\/2020\/09\/Spartipps_praktikum-scaled.jpeg\" alt='' title='internship'  height=\"1707\" width=\"2560\"  itemprop=\"thumbnailUrl\" srcset=\"https:\/\/www.stuwo.at\/wp-content\/uploads\/2020\/09\/Spartipps_praktikum-scaled.jpeg 2560w, https:\/\/www.stuwo.at\/wp-content\/uploads\/2020\/09\/Spartipps_praktikum-300x200.jpeg 300w, https:\/\/www.stuwo.at\/wp-content\/uploads\/2020\/09\/Spartipps_praktikum-1030x687.jpeg 1030w, https:\/\/www.stuwo.at\/wp-content\/uploads\/2020\/09\/Spartipps_praktikum-768x512.jpeg 768w, https:\/\/www.stuwo.at\/wp-content\/uploads\/2020\/09\/Spartipps_praktikum-1536x1024.jpeg 1536w, https:\/\/www.stuwo.at\/wp-content\/uploads\/2020\/09\/Spartipps_praktikum-2048x1365.jpeg 2048w, https:\/\/www.stuwo.at\/wp-content\/uploads\/2020\/09\/Spartipps_praktikum-1500x1000.jpeg 1500w, https:\/\/www.stuwo.at\/wp-content\/uploads\/2020\/09\/Spartipps_praktikum-705x470.jpeg 705w\" sizes=\"(max-width: 2560px) 100vw, 2560px\" \/><\/div><small class=\"avia-copyright\">Stay committed, and nothing will stand between you and your dream career! \u00a9Adobe Stock<\/small><\/div><\/div><\/p><\/div><\/div><!--close column table wrapper. Autoclose: 1 -->\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-1vv6prqc-f99f2644b207a635ac1823c89fa78881\">\n.flex_column.av-1vv6prqc-f99f2644b207a635ac1823c89fa78881{\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 0px 0px;\n}\n<\/style>\n<div  class='flex_column av-1vv6prqc-f99f2644b207a635ac1823c89fa78881 av_one_full  avia-builder-el-64  el_after_av_one_half  el_before_av_hr  first flex_column_div av-zero-column-padding  column-top-margin'     ><section  class='av_textblock_section av-m68a7nmk-37cc5086d28e921b7d6ca2b2d40abdc6 '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/BlogPosting\" itemprop=\"blogPost\" ><div class='avia_textblock'  itemprop=\"text\" ><h3><span style=\"font-weight: 400;\">Insurance for Students: What You Really Need<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">As a student in Austria, it\u2019s important to have the right insurance coverage to ensure financial security. Here are some key points to consider:<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Health Insurance:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Coverage through parents:<\/b><span style=\"font-weight: 400;\"> As a student, you can be covered under your parents&#8217; health insurance until the age of 27 at no cost.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Self-insurance for students:<\/b><span style=\"font-weight: 400;\"> If you cannot be covered through your parents, you can opt for student self-insurance, which costs 73.48\u20ac per month (2025).<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Self-insurance with a part-time job:<\/b><span style=\"font-weight: 400;\"> If you&#8217;re employed in a minor capacity, you can self-insure for 77.81\u20ac per month, which is important if you don&#8217;t have other health coverage.<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">The right insurance for you depends on your specific needs &#8211; more information can be found at the <\/span><a href=\"https:\/\/ooe.arbeiterkammer.at\/beratung\/bildung\/studium\/Versicherung_fuer_Studierende.html\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">Arbeiterkammer!<\/span><\/a><\/p>\n<p><b>Liability and Accident Insurance:<\/b><b><br \/>\n<\/b><span style=\"font-weight: 400;\">Liability insurance is essential, as it covers damages you might accidentally cause to others. Many students are already covered through their parents&#8217; household insurance, so it&#8217;s worth checking existing policies before purchasing additional coverage.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Regarding accident insurance: students are covered for accidents during university-related events through social insurance. However, for accidents in your free time, private accident insurance can be useful, but again, check if you&#8217;re already covered under existing contracts or student accounts.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">This way, you can avoid duplicate coverage and unnecessary costs!<\/span><\/p>\n<\/div><\/section><\/div><div  class='hr av-1peldfvo-7062565c8705539a3519b4d317639dfb hr-short  avia-builder-el-66  el_after_av_one_full  el_before_av_one_full  hr-left'><span class='hr-inner '><span class=\"hr-inner-style\"><\/span><\/span><\/div>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-1kgiz9ic-d43bfa1c64dada66d7588007516d8819\">\n.flex_column.av-1kgiz9ic-d43bfa1c64dada66d7588007516d8819{\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 0px 0px;\n}\n<\/style>\n<div  class='flex_column av-1kgiz9ic-d43bfa1c64dada66d7588007516d8819 av_one_full  avia-builder-el-67  el_after_av_hr  avia-builder-el-last  first flex_column_div av-zero-column-padding  '     ><section  class='av_textblock_section av-m68a8emb-dcc36e64e394c4850e8abc5d1661ce1e '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/BlogPosting\" itemprop=\"blogPost\" ><div class='avia_textblock'  itemprop=\"text\" ><h2 id=\"Smart Saving: Make the Most of Your Student Life\"><span style=\"font-weight: 400;\">Smart Saving: Make the Most of Your Student Life<\/span><\/h2>\n<p><span style=\"font-weight: 400;\">Saving during your studies doesn\u2019t mean sacrificing things, but rather making conscious decisions. With a solid budget plan, you can avoid unnecessary last-minute expenses and save in the long run. At the same time, you should also invest in your student life &#8211; whether it\u2019s for travel, cultural events, or further education.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">A long-term mindset is key: every small amount you save is part of a bigger picture. Use simple savings tips &#8211; compare prices, take advantage of student discounts, and live energy-efficiently.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Saving can be fun &#8211; whether it\u2019s for the next big trip, a special goal, or simply more financial freedom in everyday life.<\/span><\/p>\n<\/div><\/section><\/div><\/div><\/div><\/div><!-- close content main div --><\/div><\/div>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-59uzew4-960dbad1d0e9756ed54594356221ba37\">\n.avia-section.av-59uzew4-960dbad1d0e9756ed54594356221ba37{\nbackground-repeat:no-repeat;\nbackground-image:url(https:\/\/www.stuwo.at\/wp-content\/uploads\/2019\/08\/2000x600px_2b-1500x430.jpg);\nbackground-position:50% 50%;\nbackground-attachment:fixed;\n}\n.avia-section.av-59uzew4-960dbad1d0e9756ed54594356221ba37 .av-section-color-overlay{\nopacity:0.4;\nbackground-color:#000000;\n}\n<\/style>\n<div id='kontakt-fullscreen'  class='avia-section av-59uzew4-960dbad1d0e9756ed54594356221ba37 alternate_color avia-section-huge avia-no-border-styling  avia-builder-el-69  el_after_av_section  avia-builder-el-last  avia-full-stretch avia-bg-style-fixed av-section-color-overlay-active container_wrap sidebar_right'  data-section-bg-repeat='stretch'><div class=\"av-section-color-overlay-wrap\"><div class=\"av-section-color-overlay\"><\/div><div class='container av-section-cont-open' ><div class='template-page content  av-content-small alpha units'><div class='post-entry post-entry-type-page post-entry-149925'><div class='entry-content-wrapper clearfix'>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-4ys2zl0-a0c2c2b6d084186dbce8eb0e7458d3bf\">\n.flex_column.av-4ys2zl0-a0c2c2b6d084186dbce8eb0e7458d3bf{\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 0px 0px;\n}\n<\/style>\n<div  class='flex_column av-4ys2zl0-a0c2c2b6d084186dbce8eb0e7458d3bf av_one_full  avia-builder-el-70  el_before_av_one_half  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.av-special-heading-tag{\nfont-size:0.8em;\n}\n}\n\n@media only screen and (max-width: 479px){ \n#top #wrap_all .av-special-heading.av-17wf8hb8-ba83e735166ec1b3f63a84b638dd79d0 .av-special-heading-tag{\nfont-size:0.8em;\n}\n}\n<\/style>\n<div  class='av-special-heading av-17wf8hb8-ba83e735166ec1b3f63a84b638dd79d0 av-special-heading-h5 custom-color-heading blockquote modern-quote modern-centered  avia-builder-el-71  el_before_av_textblock  avia-builder-el-first  av-inherit-size'><h5 class='av-special-heading-tag '  itemprop=\"headline\"  >Questions?<\/h5><div class=\"special-heading-border\"><div class=\"special-heading-inner-border\"><\/div><\/div><\/div><br \/>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-14f9fz50-3d6c169843224e7f78471ed7df92748a\">\n#top .av_textblock_section.av-14f9fz50-3d6c169843224e7f78471ed7df92748a .avia_textblock{\nfont-size:18px;\ncolor:#ffffff;\n}\n<\/style>\n<section  class='av_textblock_section 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