{"id":162011,"date":"2022-01-20T08:00:32","date_gmt":"2022-01-20T07:00:32","guid":{"rendered":"https:\/\/www.stuwo.at\/?p=162011"},"modified":"2025-07-07T21:03:42","modified_gmt":"2025-07-07T19:03:42","slug":"student-bank-account-comparison-of-best-options","status":"publish","type":"post","link":"https:\/\/www.stuwo.at\/en\/blog\/student-bank-account-comparison-of-best-options\/","title":{"rendered":"Student bank account: Comparison of the best options"},"content":{"rendered":"<div id='av-layout-grid-1'  class='av-layout-grid-container av-78firl-c631ae41a668636fcb7900020bc361a5 entry-content-wrapper main_color av-flex-cells av-break-at-tablet  avia-builder-el-0  el_before_av_section  avia-builder-el-first   container_wrap sidebar_right'  >\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-6bd3tt-06ecdba59f725a02c43aab7506610a0a\">\n.flex_cell.av-6bd3tt-06ecdba59f725a02c43aab7506610a0a{\nvertical-align:top;\nbackground:url(https:\/\/www.stuwo.at\/wp-content\/uploads\/2022\/01\/STUWO-Blog-Studentenkontos-1030x717.jpeg) 50% 0% no-repeat scroll ;\n}\n.responsive #top #wrap_all .flex_cell.av-6bd3tt-06ecdba59f725a02c43aab7506610a0a{\npadding:30px 30px 30px 30px !important;\n}\n<\/style>\n<div class='flex_cell av-6bd3tt-06ecdba59f725a02c43aab7506610a0a av-gridrow-cell av_one_half no_margin  avia-builder-el-1  el_before_av_cell_one_half  avia-builder-el-first  avia-full-stretch'  ><div class='flex_cell_inner'><p>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-jtogly79-a89aae1a7debf9f0a9a3fc1437fa16c5\">\n#top .hr.hr-invisible.av-jtogly79-a89aae1a7debf9f0a9a3fc1437fa16c5{\nheight:250px;\n}\n<\/style>\n<div  class='hr av-jtogly79-a89aae1a7debf9f0a9a3fc1437fa16c5 hr-invisible  avia-builder-el-2  el_before_av_hr  avia-builder-el-first  av-desktop-hide av-medium-hide'><span class='hr-inner '><span class=\"hr-inner-style\"><\/span><\/span><\/div><br \/>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-jtogly79-072d4ecb4020ede7917831b64bdd83be\">\n#top .hr.hr-invisible.av-jtogly79-072d4ecb4020ede7917831b64bdd83be{\nheight:350px;\n}\n<\/style>\n<div  class='hr av-jtogly79-072d4ecb4020ede7917831b64bdd83be hr-invisible  avia-builder-el-3  el_after_av_hr  avia-builder-el-last  av-small-hide av-mini-hide'><span class='hr-inner '><span class=\"hr-inner-style\"><\/span><\/span><\/div><\/p>\n<\/div><\/div>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-dyhr5-99927f5945708bf13e84cb9abee7d045\">\n.flex_cell.av-dyhr5-99927f5945708bf13e84cb9abee7d045{\nvertical-align:top;\n}\n.responsive #top #wrap_all .flex_cell.av-dyhr5-99927f5945708bf13e84cb9abee7d045{\npadding:30px 30px 30px 30px !important;\n}\n<\/style>\n<div class='flex_cell av-dyhr5-99927f5945708bf13e84cb9abee7d045 av-gridrow-cell av_one_half no_margin  avia-builder-el-4  el_after_av_cell_one_half  avia-builder-el-last '  ><div class='flex_cell_inner'><p>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-kyiizrax-9d84d9ee9f2762b2548c97762682b079\">\n#top .av-special-heading.av-kyiizrax-9d84d9ee9f2762b2548c97762682b079{\npadding-bottom:0;\n}\nbody .av-special-heading.av-kyiizrax-9d84d9ee9f2762b2548c97762682b079 .av-special-heading-tag .heading-char{\nfont-size:25px;\n}\n.av-special-heading.av-kyiizrax-9d84d9ee9f2762b2548c97762682b079 .av-subheading{\nfont-size:15px;\n}\n<\/style>\n<div  class='av-special-heading av-kyiizrax-9d84d9ee9f2762b2548c97762682b079 av-special-heading-h1 blockquote modern-quote  avia-builder-el-5  el_before_av_hr  avia-builder-el-first '><h1 class='av-special-heading-tag '  itemprop=\"headline\"  >Student bank account: Explanation, benefits <span class='special_amp'>&amp;<\/span> comparison of the best options <\/h1><div class=\"special-heading-border\"><div class=\"special-heading-inner-border\"><\/div><\/div><\/div><br \/>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-jtogly79-ad57aec588c41c3e6e0fd3a450386ad1\">\n#top .hr.hr-invisible.av-jtogly79-ad57aec588c41c3e6e0fd3a450386ad1{\nheight:5px;\n}\n<\/style>\n<div  class='hr av-jtogly79-ad57aec588c41c3e6e0fd3a450386ad1 hr-invisible  avia-builder-el-6  el_after_av_heading  el_before_av_textblock '><span class='hr-inner '><span class=\"hr-inner-style\"><\/span><\/span><\/div><br \/>\n<section  class='av_textblock_section av-jtjtmedc-32aa8e1c6ffcbae42d838925d9b3f0a9 '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/BlogPosting\" itemprop=\"blogPost\" ><div class='avia_textblock'  itemprop=\"text\" ><p>Written by <b>Kerstin Lakits<\/b><strong>, Jan 20, 2022<br \/>\n<\/strong><\/p>\n<\/div><\/section><br \/>\n<div class='flex_column_table av-bbw9h-e9ea24d4a9970947ae9a10c1728f5755 sc-av_one_full av-break-at-tablet-flextable av-equal-height-column-flextable'>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-bbw9h-e9ea24d4a9970947ae9a10c1728f5755\">\n#top .flex_column_table.av-equal-height-column-flextable.av-bbw9h-e9ea24d4a9970947ae9a10c1728f5755{\nmargin-top:15px;\nmargin-bottom:0px;\n}\n.flex_column.av-bbw9h-e9ea24d4a9970947ae9a10c1728f5755{\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 0px 0px;\n}\n<\/style>\n<div  class='flex_column av-bbw9h-e9ea24d4a9970947ae9a10c1728f5755 av_one_full  avia-builder-el-8  el_after_av_textblock  avia-builder-el-last  first av-break-at-tablet flex_column_table_cell av-equal-height-column av-align-top av-zero-column-padding  column-top-margin'     ><p><section  class='av_textblock_section av-jtjtmedc-32aa8e1c6ffcbae42d838925d9b3f0a9 '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/BlogPosting\" itemprop=\"blogPost\" ><div class='avia_textblock'  itemprop=\"text\" ><p>As a student you take first steps towards being an adult. One of these steps is getting your own bank account for dealing with your finances yourself. Maybe you already have a job and get a regular salary. Maybe you have to make monthly transactions for your rent. A lot of bank institutes have special student accounts with a lot of benefits for students. We have gathered all the important information for you, so that you get a good overview of the best offers.<\/p>\n<\/div><\/section><br \/>\n<section  class='av_textblock_section av-lysiz6rs-c4355c4cf3d8318d0cf63d7e392713f9 '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/BlogPosting\" itemprop=\"blogPost\" ><div class='avia_textblock'  itemprop=\"text\" ><p><strong>Table of Contents:<\/strong><\/p>\n<ul>\n<li><a href=\"#What is a student bank account?\">What is a student bank account?<\/a><\/li>\n<li><a href=\"#An overview of providers\">An overview of providers<\/a><\/li>\n<li><a href=\"#Student bank account: Erste Bank &amp; Sparkasse\">Student bank account: Erste Bank &amp; Sparkasse<\/a><\/li>\n<li><a href=\"#Student bank account: Raiffeisen\">Student bank account: Raiffeisen<\/a><\/li>\n<li><a href=\"#Student bank account: Oberbank\">Student bank account: Oberbank<\/a><\/li>\n<li><a href=\"#Student bank account: Bank Austria\">Student bank account: Bank Austria<\/a><\/li>\n<li><a href=\"#Student bank account: BAWAG PSK\">Student bank account: BAWAG PSK<\/a><\/li>\n<li><a href=\"#Student bank account: Volksbank\">Student bank account: Volksbank<\/a><\/li>\n<\/ul>\n<\/div><\/section><\/p><\/div><\/div><!--close column table wrapper. Autoclose: 1 --><\/p>\n<\/div><\/div>\n<\/div>\n<div id='av_section_1'  class='avia-section av-73734u-e654b2f47cc625f39101c2a047ce5327 main_color avia-section-default avia-shadow  avia-builder-el-11  el_after_av_layout_row  el_before_av_section  avia-bg-style-scroll container_wrap sidebar_right'  ><div class='container av-section-cont-open' ><div class='template-page content  av-content-small alpha units'><div class='post-entry post-entry-type-page post-entry-162011'><div class='entry-content-wrapper clearfix'>\n<div class='flex_column_table av-6kn5ly-97d7b0311ea64352f2c5408ed97957c0 sc-av_one_half av-equal-height-column-flextable'>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-6kn5ly-97d7b0311ea64352f2c5408ed97957c0\">\n.flex_column.av-6kn5ly-97d7b0311ea64352f2c5408ed97957c0{\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 30px 0px;\n}\n<\/style>\n<div  class='flex_column av-6kn5ly-97d7b0311ea64352f2c5408ed97957c0 av_one_half  avia-builder-el-12  el_before_av_one_half  avia-builder-el-first  first flex_column_table_cell av-equal-height-column av-align-middle  '     ><section  class='av_textblock_section av-60022e-3056b2e5cc65feac7318f4cf52b2daee '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/BlogPosting\" itemprop=\"blogPost\" ><div class='avia_textblock'  itemprop=\"text\" ><h2 id=\"What is a student bank account?\">What is a student bank account?<\/h2>\n<p>A student bank account is a giro account that is especially designed for the <strong>needs of students<\/strong>. For example, that means that students don\u2019t have to pay anything or very little for the bank account itself because they have no or a small income. There are also a lot of special offers and discounts in many cases. However, often student bank accounts are bound to requirements like age and enrolment at a university.<\/p>\n<\/div><\/section><br \/>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-k3r9zx38-6e74171728208e5c7133696b4cbc052c\">\n.avia-image-container.av-k3r9zx38-6e74171728208e5c7133696b4cbc052c img.avia_image{\nbox-shadow:none;\n}\n.avia-image-container.av-k3r9zx38-6e74171728208e5c7133696b4cbc052c .av-image-caption-overlay-center{\ncolor:#ffffff;\n}\n<\/style>\n<div  class='avia-image-container av-k3r9zx38-6e74171728208e5c7133696b4cbc052c av-styling- avia-align-center  avia-builder-el-14  el_after_av_textblock  avia-builder-el-last  av-desktop-hide av-medium-hide av-has-copyright av-copyright-always'   itemprop=\"image\" itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/ImageObject\" ><div class=\"avia-image-container-inner\"><div class=\"avia-image-overlay-wrap\"><img decoding=\"async\" fetchpriority=\"high\" class='wp-image-161981 avia-img-lazy-loading-not-161981 avia_image ' src=\"https:\/\/www.stuwo.at\/wp-content\/uploads\/2022\/01\/STUWO-Blog-Onlinebanking-845x684.jpeg\" alt='' title='STUWO Blog Onlinebanking'  height=\"684\" width=\"845\"  itemprop=\"thumbnailUrl\" srcset=\"https:\/\/www.stuwo.at\/wp-content\/uploads\/2022\/01\/STUWO-Blog-Onlinebanking-845x684.jpeg 845w, https:\/\/www.stuwo.at\/wp-content\/uploads\/2022\/01\/STUWO-Blog-Onlinebanking-495x400.jpeg 495w\" sizes=\"(max-width: 845px) 100vw, 845px\" \/><\/div><small class=\"avia-copyright\">Students enjoy many advantages \u2013 even at the bank! \u00a9Adobe Stock<\/small><\/div><\/div><\/p><\/div><div class='av-flex-placeholder'><\/div>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-2g99i-9fca3ceec6da77bc09128878e9910b62\">\n.flex_column.av-2g99i-9fca3ceec6da77bc09128878e9910b62{\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 30px 0px;\n}\n<\/style>\n<div  class='flex_column av-2g99i-9fca3ceec6da77bc09128878e9910b62 av_one_half  avia-builder-el-15  el_after_av_one_half  el_before_av_hr  flex_column_table_cell av-equal-height-column av-align-middle  '     ><style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-k3r9zx38-61cc0ab2e7eb461ca396265ad2f28f71\">\n.avia-image-container.av-k3r9zx38-61cc0ab2e7eb461ca396265ad2f28f71 img.avia_image{\nbox-shadow:none;\n}\n.avia-image-container.av-k3r9zx38-61cc0ab2e7eb461ca396265ad2f28f71 .av-image-caption-overlay-center{\ncolor:#ffffff;\n}\n<\/style>\n<div  class='avia-image-container av-k3r9zx38-61cc0ab2e7eb461ca396265ad2f28f71 av-styling- avia-align-center  avia-builder-el-16  avia-builder-el-no-sibling  av-small-hide av-mini-hide av-has-copyright av-copyright-always'   itemprop=\"image\" itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/ImageObject\" ><div class=\"avia-image-container-inner\"><div class=\"avia-image-overlay-wrap\"><img decoding=\"async\" fetchpriority=\"high\" class='wp-image-161981 avia-img-lazy-loading-not-161981 avia_image ' src=\"https:\/\/www.stuwo.at\/wp-content\/uploads\/2022\/01\/STUWO-Blog-Onlinebanking-1030x687.jpeg\" alt='' title='STUWO Blog Onlinebanking'  height=\"687\" width=\"1030\"  itemprop=\"thumbnailUrl\" srcset=\"https:\/\/www.stuwo.at\/wp-content\/uploads\/2022\/01\/STUWO-Blog-Onlinebanking-1030x687.jpeg 1030w, https:\/\/www.stuwo.at\/wp-content\/uploads\/2022\/01\/STUWO-Blog-Onlinebanking-300x200.jpeg 300w, https:\/\/www.stuwo.at\/wp-content\/uploads\/2022\/01\/STUWO-Blog-Onlinebanking-768x512.jpeg 768w, https:\/\/www.stuwo.at\/wp-content\/uploads\/2022\/01\/STUWO-Blog-Onlinebanking-1536x1025.jpeg 1536w, https:\/\/www.stuwo.at\/wp-content\/uploads\/2022\/01\/STUWO-Blog-Onlinebanking-2048x1366.jpeg 2048w, https:\/\/www.stuwo.at\/wp-content\/uploads\/2022\/01\/STUWO-Blog-Onlinebanking-1500x1001.jpeg 1500w, https:\/\/www.stuwo.at\/wp-content\/uploads\/2022\/01\/STUWO-Blog-Onlinebanking-705x470.jpeg 705w\" sizes=\"(max-width: 1030px) 100vw, 1030px\" \/><\/div><small class=\"avia-copyright\">Students enjoy many advantages \u2013 even at the bank! \u00a9Adobe Stock<\/small><\/div><\/div><\/div><\/div><!--close column table wrapper. Autoclose: 1 --><div  class='hr av-67ddri-41246adb82eb20f9271331161b8c66cb hr-short  avia-builder-el-17  el_after_av_one_half  el_before_av_textblock  hr-left'><span class='hr-inner '><span class=\"hr-inner-style\"><\/span><\/span><\/div>\n<section  class='av_textblock_section av-jy4ae4sq-f5c2a1847752e6904de183e2b2b39e3a '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/BlogPosting\" itemprop=\"blogPost\" ><div class='avia_textblock'  itemprop=\"text\" ><h3>Requirements<\/h3>\n<p>The requirements for student bank accounts vary from bank to bank. But in general, there are three requirements that apply to all banks:<\/p>\n<ul>\n<li><strong>Age limit<\/strong>: until your 26\/27<sup>th<\/sup> birthday (sometimes longer)<\/li>\n<li><strong>Proof of enrolment<\/strong>: at an Austrian university or UAS<\/li>\n<li><strong>Proof of studies<\/strong>: sometimes you need to prove throughout your studies that you\u2019re still a student<\/li>\n<\/ul>\n<p>You can find more detailed information on requirements on the website of the bank institute in question.<\/p>\n<\/div><\/section>\n<div  class='hr av-67ddri-41246adb82eb20f9271331161b8c66cb hr-short  avia-builder-el-19  el_after_av_textblock  el_before_av_textblock  hr-left'><span class='hr-inner '><span class=\"hr-inner-style\"><\/span><\/span><\/div>\n<section  class='av_textblock_section av-jy4ae4sq-f5c2a1847752e6904de183e2b2b39e3a '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/BlogPosting\" itemprop=\"blogPost\" ><div class='avia_textblock'  itemprop=\"text\" ><h3>Advantages<\/h3>\n<p>Compared to a normal giro account, a student bank account offers many advantages. The biggest advantages is definitely that you <strong>don\u2019t have to pay for your bank account<\/strong>. So your bank account is <strong>free<\/strong>. Often times the <strong>interest terms<\/strong> are better than with other giro accounts and most of the times there is a possibility to install an <strong>overdraft agreement<\/strong>. Many banks have <strong>offers<\/strong>, <strong>goodies<\/strong> and special <strong>discounts<\/strong> for students.<\/p>\n<\/div><\/section>\n<div  class='hr av-67ddri-41246adb82eb20f9271331161b8c66cb hr-short  avia-builder-el-21  el_after_av_textblock  el_before_av_textblock  hr-left'><span class='hr-inner '><span class=\"hr-inner-style\"><\/span><\/span><\/div>\n<section  class='av_textblock_section av-jy4ae4sq-6ab8a152f2767636b4ec976215df964a '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/BlogPosting\" itemprop=\"blogPost\" ><div class='avia_textblock'  itemprop=\"text\" ><h2 id=\"An overview of providers\">An overview of providers<\/h2>\n<p>Here we have a selection of bank institutes who offer student bank accounts, and information and advantages for you. You can also use the <a href=\"https:\/\/www.bankenrechner.at\/\" target=\"_blank\" rel=\"noopener noreferrer\">bank comparison tool<\/a> to look at all the offers.<\/p>\n<\/div><\/section>\n<div class='avia-data-table-wrap av-4pl3nz5u-21c0cf001e00f8a0d827eb10556249d8 avia_responsive_table avia-table-1'><table  class='avia-table avia-data-table avia_pricing_default  avia-builder-el-23  el_after_av_textblock  el_before_av_hr '  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/Table\" ><tbody><tr class='avia-heading-row'><th class='avia-highlight-col'>Provider<\/th><th class='avia-highlight-col'>Requirements<\/th><th class='avia-highlight-col'>Card options<\/th><th class='avia-highlight-col'>Special features and benefits<\/th><\/tr><tr class=''><td class='avia-highlight-col'>Erste Bank &amp; Sparkasse<\/td><td class='avia-highlight-col'>Younger than 27 years + proof of enrolment <\/td><td class='avia-highlight-col'>Bank card + credit card for free <\/td><td class='avia-highlight-col'>ISIC ID, Bank Card sticker, signing bonus, service for changing accounts <\/td><\/tr><tr class=''><td class='avia-highlight-col'>Raiffeisen <\/td><td class='avia-highlight-col'>Younger than 27 years + proof of enrolment <\/td><td class='avia-highlight-col'>Bank card + credit card for free for 1st year<\/td><td class='avia-highlight-col'>Casualty insurance, discount for binding your thesis, discounts for tickets<\/td><\/tr><tr class=''><td class='avia-highlight-col'>Oberbank<\/td><td class='avia-highlight-col'>Younger than 26 years + proof of enrolment <\/td><td class='avia-highlight-col'>Bank card + credit card for free <\/td><td class='avia-highlight-col'>Oberbank App<\/td><\/tr><tr class=''><td class='avia-highlight-col'>Bank Austria <\/td><td class='avia-highlight-col'>Younger than 30 years + proof of enrolment <\/td><td class='avia-highlight-col'>Bank card + credit card for free for 1st year<\/td><td class='avia-highlight-col'>Signing bonus, discount for tickets, CashBack <\/td><\/tr><tr class=''><td class='avia-highlight-col'>BAWAG PSK<\/td><td class='avia-highlight-col'>Younger than 27 years + proof of enrolment <\/td><td class='avia-highlight-col'>Bank card + credit card for free for 1st year<\/td><td class='avia-highlight-col'>Discounts for tickets, edustore signing bonus<\/td><\/tr><tr class=''><td class='avia-highlight-col'>Volksbank<\/td><td class='avia-highlight-col'>Younger than 27 years + proof of enrolment <\/td><td class='avia-highlight-col'>Bank card<\/td><td class='avia-highlight-col'>Bonus points, mobile banking <\/td><\/tr><\/tbody><\/table><\/div><style type='text\/css'>.avia-table-1 td:nth-of-type(1):before { content: 'Provider'; } .avia-table-1 td:nth-of-type(2):before { content: 'Requirements'; } .avia-table-1 td:nth-of-type(3):before { content: 'Card options'; } .avia-table-1 td:nth-of-type(4):before { content: 'Special features and benefits'; } <\/style>\n<div  class='hr av-67ddri-41246adb82eb20f9271331161b8c66cb hr-short  avia-builder-el-24  el_after_av_table  el_before_av_one_half  hr-left'><span class='hr-inner '><span class=\"hr-inner-style\"><\/span><\/span><\/div>\n<div class='flex_column_table av-6kn5ly-97d7b0311ea64352f2c5408ed97957c0 sc-av_one_half av-equal-height-column-flextable'>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-6kn5ly-97d7b0311ea64352f2c5408ed97957c0\">\n.flex_column.av-6kn5ly-97d7b0311ea64352f2c5408ed97957c0{\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 30px 0px;\n}\n<\/style>\n<div  class='flex_column av-6kn5ly-97d7b0311ea64352f2c5408ed97957c0 av_one_half  avia-builder-el-25  el_after_av_hr  el_before_av_one_half  first flex_column_table_cell av-equal-height-column av-align-middle  '     ><section  class='av_textblock_section av-60022e-3056b2e5cc65feac7318f4cf52b2daee '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/BlogPosting\" itemprop=\"blogPost\" ><div class='avia_textblock'  itemprop=\"text\" ><h2 id=\"Student bank account: Erste Bank &amp; Sparkasse\">Student bank account: Erste Bank &amp; Sparkasse<\/h2>\n<p>The <a href=\"https:\/\/www.sparkasse.at\/erstebank\/privatkunden\/konto-karten\/studentenkonto\" target=\"_blank\" rel=\"noopener noreferrer\">Erste Bank &amp; Sparkasse<\/a> offer a free student bank account until the age of 27. This includes all costs for the bank account, all transactions and online banking. The offer is available to all Austrians who study at an Austrian university or UAS. The debit interest is 9.5% and the credit interest is 0.01%.<\/p>\n<h3>Benefits<\/h3>\n<ul>\n<li>Free service to change accounts<\/li>\n<li>Mobile payment with your smartphone<\/li>\n<li>George \u2013 the most modern internet banking in Austria<\/li>\n<li>Debit card StudentID: your debit card is also your ISIC ID<\/li>\n<li>150 000 different discounts via ISIC (e.g. discounts for Flixbus, museums\u2026)<\/li>\n<li>Open bank account online<\/li>\n<\/ul>\n<\/div><\/section><br \/>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-k3r9zx38-39a4a7a220f0887aadc895b6d8318ab8\">\n.avia-image-container.av-k3r9zx38-39a4a7a220f0887aadc895b6d8318ab8 img.avia_image{\nbox-shadow:none;\n}\n.avia-image-container.av-k3r9zx38-39a4a7a220f0887aadc895b6d8318ab8 .av-image-caption-overlay-center{\ncolor:#ffffff;\n}\n<\/style>\n<div  class='avia-image-container av-k3r9zx38-39a4a7a220f0887aadc895b6d8318ab8 av-styling- avia-align-center  avia-builder-el-27  el_after_av_textblock  avia-builder-el-last  av-desktop-hide av-medium-hide av-has-copyright av-copyright-always'   itemprop=\"image\" itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/ImageObject\" ><div class=\"avia-image-container-inner\"><div class=\"avia-image-overlay-wrap\"><img decoding=\"async\" fetchpriority=\"high\" class='wp-image-161972 avia-img-lazy-loading-not-161972 avia_image ' src=\"https:\/\/www.stuwo.at\/wp-content\/uploads\/2022\/01\/STUWO-Blog-Bankkarten-Geldb\u00f6rse-845x684.jpeg\" alt='' title='STUWO Blog Bankkarten Geldb\u00f6rse'  height=\"684\" width=\"845\"  itemprop=\"thumbnailUrl\" srcset=\"https:\/\/www.stuwo.at\/wp-content\/uploads\/2022\/01\/STUWO-Blog-Bankkarten-Geldb\u00f6rse-845x684.jpeg 845w, https:\/\/www.stuwo.at\/wp-content\/uploads\/2022\/01\/STUWO-Blog-Bankkarten-Geldb\u00f6rse-495x400.jpeg 495w\" sizes=\"(max-width: 845px) 100vw, 845px\" \/><\/div><small class=\"avia-copyright\">If you are a student then nothing stands between you and your free bank account! \u00a9Adobe Stock<\/small><\/div><\/div><\/p><\/div><div class='av-flex-placeholder'><\/div>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-2g99i-9fca3ceec6da77bc09128878e9910b62\">\n.flex_column.av-2g99i-9fca3ceec6da77bc09128878e9910b62{\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 30px 0px;\n}\n<\/style>\n<div  class='flex_column av-2g99i-9fca3ceec6da77bc09128878e9910b62 av_one_half  avia-builder-el-28  el_after_av_one_half  el_before_av_hr  flex_column_table_cell av-equal-height-column av-align-middle  '     ><style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-k3r9zx38-c4d1dba854d6a5d60720360434620ad6\">\n.avia-image-container.av-k3r9zx38-c4d1dba854d6a5d60720360434620ad6 img.avia_image{\nbox-shadow:none;\n}\n.avia-image-container.av-k3r9zx38-c4d1dba854d6a5d60720360434620ad6 .av-image-caption-overlay-center{\ncolor:#ffffff;\n}\n<\/style>\n<div  class='avia-image-container av-k3r9zx38-c4d1dba854d6a5d60720360434620ad6 av-styling- avia-align-center  avia-builder-el-29  avia-builder-el-no-sibling  av-small-hide av-mini-hide av-has-copyright av-copyright-always'   itemprop=\"image\" itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/ImageObject\" ><div class=\"avia-image-container-inner\"><div class=\"avia-image-overlay-wrap\"><img decoding=\"async\" fetchpriority=\"high\" class='wp-image-161972 avia-img-lazy-loading-not-161972 avia_image ' src=\"https:\/\/www.stuwo.at\/wp-content\/uploads\/2022\/01\/STUWO-Blog-Bankkarten-Geldb\u00f6rse-1030x685.jpeg\" alt='' title='STUWO Blog Bankkarten Geldb\u00f6rse'  height=\"685\" width=\"1030\"  itemprop=\"thumbnailUrl\" srcset=\"https:\/\/www.stuwo.at\/wp-content\/uploads\/2022\/01\/STUWO-Blog-Bankkarten-Geldb\u00f6rse-1030x685.jpeg 1030w, https:\/\/www.stuwo.at\/wp-content\/uploads\/2022\/01\/STUWO-Blog-Bankkarten-Geldb\u00f6rse-300x200.jpeg 300w, https:\/\/www.stuwo.at\/wp-content\/uploads\/2022\/01\/STUWO-Blog-Bankkarten-Geldb\u00f6rse-768x511.jpeg 768w, https:\/\/www.stuwo.at\/wp-content\/uploads\/2022\/01\/STUWO-Blog-Bankkarten-Geldb\u00f6rse-1536x1022.jpeg 1536w, https:\/\/www.stuwo.at\/wp-content\/uploads\/2022\/01\/STUWO-Blog-Bankkarten-Geldb\u00f6rse-2048x1363.jpeg 2048w, https:\/\/www.stuwo.at\/wp-content\/uploads\/2022\/01\/STUWO-Blog-Bankkarten-Geldb\u00f6rse-1500x998.jpeg 1500w, https:\/\/www.stuwo.at\/wp-content\/uploads\/2022\/01\/STUWO-Blog-Bankkarten-Geldb\u00f6rse-705x469.jpeg 705w\" sizes=\"(max-width: 1030px) 100vw, 1030px\" \/><\/div><small class=\"avia-copyright\">If you are a student then nothing stands between you and your free bank account! \u00a9Adobe Stock<\/small><\/div><\/div><\/div><\/div><!--close column table wrapper. Autoclose: 1 --><div  class='hr av-67ddri-41246adb82eb20f9271331161b8c66cb hr-short  avia-builder-el-30  el_after_av_one_half  el_before_av_textblock  hr-left'><span class='hr-inner '><span class=\"hr-inner-style\"><\/span><\/span><\/div>\n<section  class='av_textblock_section av-jy4ae4sq-6ab8a152f2767636b4ec976215df964a '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/BlogPosting\" itemprop=\"blogPost\" ><div class='avia_textblock'  itemprop=\"text\" ><h2 id=\"Student bank account: Raiffeisen\">Student bank account: Raiffeisen<\/h2>\n<p>The student bank account at <a href=\"https:\/\/www.raiffeisen.at\/de\/privatkunden\/konto\/studentenkonto.html\" target=\"_blank\" rel=\"noopener noreferrer\">Raiffeisen<\/a> is free until you turn 24 years. To open a student bank account you need your proof of enrolment. The offer includes all costs for the bank account, the card and online banking. The debit interest is 9.5% and the credit interest is 0.01%.<\/p>\n<h3>Benefits<\/h3>\n<ul>\n<li>Raiffeisen club with many discounts and offers<\/li>\n<li>10\u20ac voucher for binding your thesis at facultas<\/li>\n<li>Free accident insurance<\/li>\n<li>ELBA \u2013 modern internet banking<\/li>\n<li>Mobile payment<\/li>\n<li>Service for changing accounts<\/li>\n<li>Open bank account online<\/li>\n<\/ul>\n<\/div><\/section>\n<div  class='hr av-67ddri-41246adb82eb20f9271331161b8c66cb hr-short  avia-builder-el-32  el_after_av_textblock  el_before_av_one_half  hr-left'><span class='hr-inner '><span class=\"hr-inner-style\"><\/span><\/span><\/div>\n<div class='flex_column_table av-2g99i-e0e275a464f5ebe3a043892ff33dfd7a sc-av_one_half av-equal-height-column-flextable'>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-2g99i-e0e275a464f5ebe3a043892ff33dfd7a\">\n.flex_column.av-2g99i-e0e275a464f5ebe3a043892ff33dfd7a{\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 30px 0px;\n}\n<\/style>\n<div  class='flex_column av-2g99i-e0e275a464f5ebe3a043892ff33dfd7a av_one_half  avia-builder-el-33  el_after_av_hr  el_before_av_one_half  first flex_column_table_cell av-equal-height-column av-align-middle  '     ><style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-k3r9zx38-552b116003cb106e16af2c5c6db7e1fe\">\n.avia-image-container.av-k3r9zx38-552b116003cb106e16af2c5c6db7e1fe img.avia_image{\nbox-shadow:none;\n}\n.avia-image-container.av-k3r9zx38-552b116003cb106e16af2c5c6db7e1fe .av-image-caption-overlay-center{\ncolor:#ffffff;\n}\n<\/style>\n<div  class='avia-image-container av-k3r9zx38-552b116003cb106e16af2c5c6db7e1fe av-styling- avia-align-center  avia-builder-el-34  avia-builder-el-no-sibling  av-small-hide av-mini-hide av-has-copyright av-copyright-always'   itemprop=\"image\" itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/ImageObject\" ><div class=\"avia-image-container-inner\"><div class=\"avia-image-overlay-wrap\"><img decoding=\"async\" fetchpriority=\"high\" class='wp-image-161975 avia-img-lazy-loading-not-161975 avia_image ' src=\"https:\/\/www.stuwo.at\/wp-content\/uploads\/2022\/01\/STUWO-Blog-mit-Karte-zahlen-845x684.jpeg\" alt='' title='STUWO Blog mit Karte zahlen'  height=\"684\" width=\"845\"  itemprop=\"thumbnailUrl\" srcset=\"https:\/\/www.stuwo.at\/wp-content\/uploads\/2022\/01\/STUWO-Blog-mit-Karte-zahlen-845x684.jpeg 845w, https:\/\/www.stuwo.at\/wp-content\/uploads\/2022\/01\/STUWO-Blog-mit-Karte-zahlen-495x400.jpeg 495w\" sizes=\"(max-width: 845px) 100vw, 845px\" \/><\/div><small class=\"avia-copyright\">Keeping an eye on your finances can be that simple! \u00a9Adobe Stock<\/small><\/div><\/div><\/div><div class='av-flex-placeholder'><\/div>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-6kn5ly-fc4e6371b44ac72833c714d4b6433deb\">\n.flex_column.av-6kn5ly-fc4e6371b44ac72833c714d4b6433deb{\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 30px 0px;\n}\n<\/style>\n<div  class='flex_column av-6kn5ly-fc4e6371b44ac72833c714d4b6433deb av_one_half  avia-builder-el-35  el_after_av_one_half  el_before_av_hr  flex_column_table_cell av-equal-height-column av-align-middle  '     ><section  class='av_textblock_section av-60022e-3056b2e5cc65feac7318f4cf52b2daee '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/BlogPosting\" itemprop=\"blogPost\" ><div class='avia_textblock'  itemprop=\"text\" ><h2 id=\"Student bank account: Oberbank\">Student bank account: Oberbank<\/h2>\n<p>The b(e)e green student bank account at the <a href=\"https:\/\/www.oberbank.at\/studentenkonto\" target=\"_blank\" rel=\"noopener noreferrer\">Oberbank<\/a> is free for students under 26 and includes costs for the bank account, online transactions, a credit card and a debit card. You also have access to internet banking. The credit interest is 0.01% and the debit interest is 7.75%.<\/p>\n<h3>Benefits<\/h3>\n<ul>\n<li>Oberbank App<\/li>\n<li>Debit card gold<\/li>\n<\/ul>\n<\/div><\/section><br \/>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-mctgy6k2-1f9afee355b1a911b38db7aba5b7c4b7\">\n.avia-image-container.av-mctgy6k2-1f9afee355b1a911b38db7aba5b7c4b7 img.avia_image{\nbox-shadow:none;\n}\n.avia-image-container.av-mctgy6k2-1f9afee355b1a911b38db7aba5b7c4b7 .av-image-caption-overlay-center{\ncolor:#ffffff;\n}\n<\/style>\n<div  class='avia-image-container av-mctgy6k2-1f9afee355b1a911b38db7aba5b7c4b7 av-styling- avia-align-center  avia-builder-el-37  el_after_av_textblock  avia-builder-el-last  av-desktop-hide av-medium-hide av-has-copyright av-copyright-always'   itemprop=\"image\" itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/ImageObject\" ><div class=\"avia-image-container-inner\"><div class=\"avia-image-overlay-wrap\"><img decoding=\"async\" fetchpriority=\"high\" class='wp-image-161975 avia-img-lazy-loading-not-161975 avia_image ' src=\"https:\/\/www.stuwo.at\/wp-content\/uploads\/2022\/01\/STUWO-Blog-mit-Karte-zahlen-845x684.jpeg\" alt='' title='STUWO Blog mit Karte zahlen'  height=\"684\" width=\"845\"  itemprop=\"thumbnailUrl\" srcset=\"https:\/\/www.stuwo.at\/wp-content\/uploads\/2022\/01\/STUWO-Blog-mit-Karte-zahlen-845x684.jpeg 845w, https:\/\/www.stuwo.at\/wp-content\/uploads\/2022\/01\/STUWO-Blog-mit-Karte-zahlen-495x400.jpeg 495w\" sizes=\"(max-width: 845px) 100vw, 845px\" \/><\/div><small class=\"avia-copyright\">Keeping an eye on your finances can be that simple! \u00a9Adobe Stock<\/small><\/div><\/div><\/p><\/div><\/div><!--close column table wrapper. Autoclose: 1 --><div  class='hr av-67ddri-41246adb82eb20f9271331161b8c66cb hr-short  avia-builder-el-38  el_after_av_one_half  el_before_av_textblock  hr-left'><span class='hr-inner '><span class=\"hr-inner-style\"><\/span><\/span><\/div>\n<section  class='av_textblock_section av-jy4ae4sq-6ab8a152f2767636b4ec976215df964a '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/BlogPosting\" itemprop=\"blogPost\" ><div class='avia_textblock'  itemprop=\"text\" ><h2 id=\"Student bank account: Bank Austria\">Student bank account: Bank Austria<\/h2>\n<p>The student bank account at the <a href=\"https:\/\/www.bankaustria.at\/privatkunden-konto-und-karten-studentenkonto.jsp\" target=\"_blank\" rel=\"noopener noreferrer\">Bank Austria<\/a> is free for students under 30. The offer includes all costs for the bank account, bank card and internet banking. The debit interest is 9% and the credit interest is 0%.<\/p>\n<h3>Benefits<\/h3>\n<ul>\n<li>Free credit card in the 1<sup>st<\/sup> year<\/li>\n<li>Cashback<\/li>\n<li>Discounts for tickets in the ticketingshop of the Bank Austria<\/li>\n<li>Debit card<\/li>\n<li>Apple Pay<\/li>\n<li>24YouBanking (internet banking)<\/li>\n<\/ul>\n<\/div><\/section>\n<div  class='hr av-67ddri-41246adb82eb20f9271331161b8c66cb hr-short  avia-builder-el-40  el_after_av_textblock  el_before_av_one_half  hr-left'><span class='hr-inner '><span class=\"hr-inner-style\"><\/span><\/span><\/div>\n<div class='flex_column_table av-6kn5ly-97d7b0311ea64352f2c5408ed97957c0 sc-av_one_half av-equal-height-column-flextable'>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-6kn5ly-97d7b0311ea64352f2c5408ed97957c0\">\n.flex_column.av-6kn5ly-97d7b0311ea64352f2c5408ed97957c0{\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 30px 0px;\n}\n<\/style>\n<div  class='flex_column av-6kn5ly-97d7b0311ea64352f2c5408ed97957c0 av_one_half  avia-builder-el-41  el_after_av_hr  el_before_av_one_half  first flex_column_table_cell av-equal-height-column av-align-middle  '     ><section  class='av_textblock_section av-60022e-3056b2e5cc65feac7318f4cf52b2daee '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/BlogPosting\" itemprop=\"blogPost\" ><div class='avia_textblock'  itemprop=\"text\" ><h2 id=\"Student bank account: BAWAG PSK\">Student bank account: BAWAG PSK<\/h2>\n<p>The student bank account at the <a href=\"https:\/\/www.bawagpsk.com\/BAWAGPSK\/PK\/Konto\/119856\/studenten-kontobox.html\" target=\"_blank\" rel=\"noopener noreferrer\">BAWAG PSK<\/a> is free for all Austrian students under 27 and includes account costs, bank card and online banking. The debit interest is 10% and the credit interest is 0%.<\/p>\n<h3>Benefits<\/h3>\n<ul>\n<li>10 000 educoins (100\u20ac) for the edustore &amp; educome<\/li>\n<li>Service to change accounts<\/li>\n<li>SparBox Flex<\/li>\n<li>Free credit card in the first year<\/li>\n<li>Discounts for the j\u00f6 club<\/li>\n<li>ApplePay<\/li>\n<\/ul>\n<\/div><\/section><br \/>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-k3r9zx38-8504213d01e8893132f0313e6743edfb\">\n.avia-image-container.av-k3r9zx38-8504213d01e8893132f0313e6743edfb img.avia_image{\nbox-shadow:none;\n}\n.avia-image-container.av-k3r9zx38-8504213d01e8893132f0313e6743edfb .av-image-caption-overlay-center{\ncolor:#ffffff;\n}\n<\/style>\n<div  class='avia-image-container av-k3r9zx38-8504213d01e8893132f0313e6743edfb av-styling- avia-align-center  avia-builder-el-43  el_after_av_textblock  avia-builder-el-last  av-desktop-hide av-medium-hide av-has-copyright av-copyright-always'   itemprop=\"image\" itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/ImageObject\" ><div class=\"avia-image-container-inner\"><div class=\"avia-image-overlay-wrap\"><img decoding=\"async\" fetchpriority=\"high\" class='wp-image-161978 avia-img-lazy-loading-not-161978 avia_image ' src=\"https:\/\/www.stuwo.at\/wp-content\/uploads\/2022\/01\/STUWO-Blog-Mobile-Pay-845x684.jpeg\" alt='' title='STUWO Blog Mobile Pay'  height=\"684\" width=\"845\"  itemprop=\"thumbnailUrl\" srcset=\"https:\/\/www.stuwo.at\/wp-content\/uploads\/2022\/01\/STUWO-Blog-Mobile-Pay-845x684.jpeg 845w, https:\/\/www.stuwo.at\/wp-content\/uploads\/2022\/01\/STUWO-Blog-Mobile-Pay-495x400.jpeg 495w\" sizes=\"(max-width: 845px) 100vw, 845px\" \/><\/div><small class=\"avia-copyright\">Choose which student account offers the best benefits for you! \u00a9Adobe Stock<\/small><\/div><\/div><\/p><\/div><div class='av-flex-placeholder'><\/div>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-2g99i-9fca3ceec6da77bc09128878e9910b62\">\n.flex_column.av-2g99i-9fca3ceec6da77bc09128878e9910b62{\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 30px 0px;\n}\n<\/style>\n<div  class='flex_column av-2g99i-9fca3ceec6da77bc09128878e9910b62 av_one_half  avia-builder-el-44  el_after_av_one_half  el_before_av_hr  flex_column_table_cell av-equal-height-column av-align-middle  '     ><style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-k3r9zx38-9e5d0c461aed63046eaecd368fd163f6\">\n.avia-image-container.av-k3r9zx38-9e5d0c461aed63046eaecd368fd163f6 img.avia_image{\nbox-shadow:none;\n}\n.avia-image-container.av-k3r9zx38-9e5d0c461aed63046eaecd368fd163f6 .av-image-caption-overlay-center{\ncolor:#ffffff;\n}\n<\/style>\n<div  class='avia-image-container av-k3r9zx38-9e5d0c461aed63046eaecd368fd163f6 av-styling- avia-align-center  avia-builder-el-45  avia-builder-el-no-sibling  av-small-hide av-mini-hide av-has-copyright av-copyright-always'   itemprop=\"image\" itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/ImageObject\" ><div class=\"avia-image-container-inner\"><div class=\"avia-image-overlay-wrap\"><img decoding=\"async\" fetchpriority=\"high\" class='wp-image-161978 avia-img-lazy-loading-not-161978 avia_image ' src=\"https:\/\/www.stuwo.at\/wp-content\/uploads\/2022\/01\/STUWO-Blog-Mobile-Pay-1030x579.jpeg\" alt='' title='STUWO Blog Mobile Pay'  height=\"579\" width=\"1030\"  itemprop=\"thumbnailUrl\" srcset=\"https:\/\/www.stuwo.at\/wp-content\/uploads\/2022\/01\/STUWO-Blog-Mobile-Pay-1030x579.jpeg 1030w, https:\/\/www.stuwo.at\/wp-content\/uploads\/2022\/01\/STUWO-Blog-Mobile-Pay-300x169.jpeg 300w, https:\/\/www.stuwo.at\/wp-content\/uploads\/2022\/01\/STUWO-Blog-Mobile-Pay-768x432.jpeg 768w, https:\/\/www.stuwo.at\/wp-content\/uploads\/2022\/01\/STUWO-Blog-Mobile-Pay-1536x864.jpeg 1536w, https:\/\/www.stuwo.at\/wp-content\/uploads\/2022\/01\/STUWO-Blog-Mobile-Pay-2048x1152.jpeg 2048w, https:\/\/www.stuwo.at\/wp-content\/uploads\/2022\/01\/STUWO-Blog-Mobile-Pay-1500x844.jpeg 1500w, https:\/\/www.stuwo.at\/wp-content\/uploads\/2022\/01\/STUWO-Blog-Mobile-Pay-705x397.jpeg 705w\" sizes=\"(max-width: 1030px) 100vw, 1030px\" \/><\/div><small class=\"avia-copyright\">Choose which student account offers the best benefits for you! \u00a9Adobe Stock<\/small><\/div><\/div><\/div><\/div><!--close column table wrapper. Autoclose: 1 --><div  class='hr av-67ddri-41246adb82eb20f9271331161b8c66cb hr-short  avia-builder-el-46  el_after_av_one_half  el_before_av_textblock  hr-left'><span class='hr-inner '><span class=\"hr-inner-style\"><\/span><\/span><\/div>\n<section  class='av_textblock_section av-jy4ae4sq-6ab8a152f2767636b4ec976215df964a '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/BlogPosting\" itemprop=\"blogPost\" ><div class='avia_textblock'  itemprop=\"text\" ><h2 id=\"Student bank account: Volksbank\">Student bank account: Volksbank<\/h2>\n<p>The free student bank account at the <a href=\"https:\/\/www.volksbank.at\/m101\/volksbank\/zib\/de\/individuelle_seite\/regionale_Inhalte\/private_konto\/studenten_konto.jsp?branch=volksbank_at\" target=\"_blank\" rel=\"noopener noreferrer\">Volksbank<\/a> is for students under the age of 27 and includes the account costs, bank card, online banking and transactions. The dredit interest is 0.01% and the debit interest is 8%.<\/p>\n<h3>Benefits<\/h3>\n<ul>\n<li>Bonus points to get vouchers and discounts<\/li>\n<li>Internet banking<\/li>\n<li>Credit card<\/li>\n<li>Free debit card<\/li>\n<\/ul>\n<\/div><\/section>\n<div  class='hr av-67ddri-939d1151fce71b060d2f0663923ad01a hr-short  avia-builder-el-48  el_after_av_textblock  el_before_av_textblock  hr-center'><span class='hr-inner '><span class=\"hr-inner-style\"><\/span><\/span><\/div>\n<section  class='av_textblock_section av-jy4ae4sq-f5c2a1847752e6904de183e2b2b39e3a '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/BlogPosting\" itemprop=\"blogPost\" ><div class='avia_textblock'  itemprop=\"text\" ><p>As you can see, there is a big variety of offers with different conditions and benefits. You should chose the student bank account that fits your personal needs best. If you\u2019re not sure, you can make an appointment at the bank institute to get more information. Here are <a href=\"https:\/\/www.stuwo.at\/en\/blog\/how-to-save-money-as-a-student\/\">tips for saving money<\/a>, so that theirs is always something on your bank account!<\/p>\n<\/div><\/section>\n<\/div><\/div><\/div><!-- close content main div --><\/div><\/div>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-jtkaeqc6-39f2be0b15b578b61b6c34ef0d9581a0\">\n.avia-section.av-jtkaeqc6-39f2be0b15b578b61b6c34ef0d9581a0{\nbackground-repeat:no-repeat;\nbackground-image:url(https:\/\/www.stuwo.at\/wp-content\/uploads\/2019\/08\/2000x600px_2b-1500x430.jpg);\nbackground-position:50% 50%;\nbackground-attachment:fixed;\n}\n.avia-section.av-jtkaeqc6-39f2be0b15b578b61b6c34ef0d9581a0 .av-section-color-overlay{\nopacity:0.4;\nbackground-color:#000000;\n}\n<\/style>\n<div id='kontakt-fullscreen'  class='avia-section av-jtkaeqc6-39f2be0b15b578b61b6c34ef0d9581a0 alternate_color avia-section-huge avia-no-border-styling  avia-builder-el-50  el_after_av_section  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class='entry-content-wrapper clearfix'><\/p>\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":29,"featured_media":161984,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[161],"tags":[],"class_list":["post-162011","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-financetips"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v24.4 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Student bank account: Comparison of the best options \u2758 STUWO<\/title>\n<meta name=\"description\" content=\"Which student bank account is best for you? 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