{"id":179926,"date":"2026-08-13T10:00:29","date_gmt":"2026-08-13T08:00:29","guid":{"rendered":"https:\/\/www.stuwo.at\/?p=179926"},"modified":"2026-07-26T22:10:18","modified_gmt":"2026-07-26T20:10:18","slug":"home-insurance-for-students","status":"publish","type":"post","link":"https:\/\/www.stuwo.at\/en\/blog\/home-insurance-for-students\/","title":{"rendered":"Home Insurance for Students: What you really need"},"content":{"rendered":"<div id='av-layout-grid-1'  class='av-layout-grid-container av-6hzor6wz-3cb025c0331dea55bc5b11ac62f85728 entry-content-wrapper main_color av-flex-cells av-break-at-tablet  avia-builder-el-0  el_before_av_section  avia-builder-el-first   container_wrap sidebar_right'  >\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-6adv57yb-4e7581069397386f33d8f0e85d02bc50\">\n.flex_cell.av-6adv57yb-4e7581069397386f33d8f0e85d02bc50{\nvertical-align:top;\nbackground:url(https:\/\/www.stuwo.at\/wp-content\/uploads\/2026\/08\/Haushaltsversicherung_beitragsbild2-scaled.jpeg) 50% 50% no-repeat scroll ;\n}\n.responsive #top #wrap_all .flex_cell.av-6adv57yb-4e7581069397386f33d8f0e85d02bc50{\npadding:30px 30px 30px 30px !important;\n}\n<\/style>\n<div class='flex_cell av-6adv57yb-4e7581069397386f33d8f0e85d02bc50 av-gridrow-cell av_one_half no_margin  avia-builder-el-1  el_before_av_cell_one_half  avia-builder-el-first  content-align-top avia-full-stretch'  ><div class='flex_cell_inner'>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-67qi7tvn-ba262fe9aff0787a7374c608dbb0fb3b\">\n#top .hr.hr-invisible.av-67qi7tvn-ba262fe9aff0787a7374c608dbb0fb3b{\nheight:150px;\n}\n<\/style>\n<div  class='hr av-67qi7tvn-ba262fe9aff0787a7374c608dbb0fb3b hr-invisible  avia-builder-el-2  avia-builder-el-no-sibling '><span class='hr-inner '><span class=\"hr-inner-style\"><\/span><\/span><\/div>\n<\/div><\/div>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-60v1mt6r-aa0f4ed30aa2165613ac55760cee7cff\">\n.flex_cell.av-60v1mt6r-aa0f4ed30aa2165613ac55760cee7cff{\nvertical-align:top;\n}\n.responsive #top #wrap_all .flex_cell.av-60v1mt6r-aa0f4ed30aa2165613ac55760cee7cff{\npadding:30px 30px 30px 30px !important;\n}\n<\/style>\n<div class='flex_cell av-60v1mt6r-aa0f4ed30aa2165613ac55760cee7cff av-gridrow-cell av_one_half no_margin  avia-builder-el-3  el_after_av_cell_one_half  avia-builder-el-last  content-align-top'  ><div class='flex_cell_inner'><p>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-ms0qkbiu-2ea2932d860d8ff8fc816f9e45d6cbcd\">\n#top .av-special-heading.av-ms0qkbiu-2ea2932d860d8ff8fc816f9e45d6cbcd{\npadding-bottom:0;\n}\nbody .av-special-heading.av-ms0qkbiu-2ea2932d860d8ff8fc816f9e45d6cbcd .av-special-heading-tag .heading-char{\nfont-size:25px;\n}\n.av-special-heading.av-ms0qkbiu-2ea2932d860d8ff8fc816f9e45d6cbcd .av-subheading{\nfont-size:15px;\n}\n<\/style>\n<div  class='av-special-heading av-ms0qkbiu-2ea2932d860d8ff8fc816f9e45d6cbcd av-special-heading-h1 blockquote modern-quote  avia-builder-el-4  el_before_av_hr  avia-builder-el-first '><h1 class='av-special-heading-tag '  itemprop=\"headline\"  >Home Insurance for Students: What you really need<\/h1><div class=\"special-heading-border\"><div class=\"special-heading-inner-border\"><\/div><\/div><\/div><br \/>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-5xdf662r-246d27ecb8b5553cfed9b4d99f674546\">\n#top .hr.hr-invisible.av-5xdf662r-246d27ecb8b5553cfed9b4d99f674546{\nheight:5px;\n}\n<\/style>\n<div  class='hr av-5xdf662r-246d27ecb8b5553cfed9b4d99f674546 hr-invisible  avia-builder-el-5  el_after_av_heading  el_before_av_textblock '><span class='hr-inner '><span class=\"hr-inner-style\"><\/span><\/span><\/div><br \/>\n<section  class='av_textblock_section av-ms0qlesx-4d0c453f4444db1214e00f27e2570441 '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/BlogPosting\" itemprop=\"blogPost\" ><div class='avia_textblock'  itemprop=\"text\" ><p>Written by: <strong>Helene Ausserw\u00f6ger, 13.08.2026<\/strong><\/p>\n<\/div><\/section><br \/>\n<div class='flex_column_table av-l3r022r-8f3feaeb210180fc318137805758933d sc-av_one_full av-break-at-tablet-flextable av-equal-height-column-flextable'>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-l3r022r-8f3feaeb210180fc318137805758933d\">\n#top .flex_column_table.av-equal-height-column-flextable.av-l3r022r-8f3feaeb210180fc318137805758933d{\nmargin-top:15px;\nmargin-bottom:0px;\n}\n.flex_column.av-l3r022r-8f3feaeb210180fc318137805758933d{\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 0px 0px;\n}\n<\/style>\n<div  class='flex_column av-l3r022r-8f3feaeb210180fc318137805758933d av_one_full  avia-builder-el-7  el_after_av_textblock  avia-builder-el-last  first av-break-at-tablet flex_column_table_cell av-equal-height-column av-align-top av-zero-column-padding  column-top-margin'     ><p><section  class='av_textblock_section av-ms0qlvcm-91f7e64db33821a45f9cd7781163df24 '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/BlogPosting\" itemprop=\"blogPost\" ><div class='avia_textblock'  itemprop=\"text\" ><p><span style=\"font-weight: 400;\">Many students choose not to get home insurance \u2013 also called home contents insurance \u2013 because they think it&#8217;s too expensive or believe they can save the money. As long as nothing happens, that may not seem like a problem. But a fire, water damage, a burglary, or a storm can destroy furniture, a laptop, clothing, and other valuables within just a few minutes. Without insurance, you often have to cover the costs yourself, and those expenses can quickly add up to several thousand euros.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">In reality, home insurance for students is usually much more affordable than you would expect and can protect you from significant financial losses if the unexpected happens. In this guide, we&#8217;ll explain what student home insurance covers, how much it typically costs, whether you need your own insurance in a<\/span><a href=\"https:\/\/www.stuwo.at\/en\/blog\/shared-flat-or-student-accommodation\/\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\"> student residence or shared flat<\/span><\/a><span style=\"font-weight: 400;\">, and the key things to consider before choosing the right plan.<\/span><\/p>\n<\/div><\/section><br \/>\n<section  class='av_textblock_section av-ms0qn71q-5856fc6f554b3220a667ca8691c57c59 '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/BlogPosting\" itemprop=\"blogPost\" ><div class='avia_textblock'  itemprop=\"text\" ><p><b>Table of Contents:<\/b><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\"><a href=\"#Why do students need home insurance?\">Why do students need home insurance?<\/a>\u00a0<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><a href=\"#What does home insurance cover?\"><span style=\"font-weight: 400;\">What does home insurance cover?<\/span><\/a><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><a href=\"#Home insurance in student accommodations\"><span style=\"font-weight: 400;\">Home insurance in student accommodations<\/span><\/a><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><a href=\"#How much does home insurance for students cost?\"><span style=\"font-weight: 400;\">How much does home insurance for students cost?<\/span><\/a><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><a href=\"#Home insurance for students: a summary\"><span style=\"font-weight: 400;\">Home insurance for students: a summary<\/span><\/a><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><a href=\"#FAQs: Frequently asked questions about home insurance for students\"><span style=\"font-weight: 400;\">FAQs: Frequently asked questions about home insurance for students<\/span><\/a><\/li>\n<\/ul>\n<\/div><\/section><\/p><\/div><\/div><!--close column table wrapper. Autoclose: 1 --><\/p>\n<\/div><\/div>\n<\/div>\n<div id='av_section_1'  class='avia-section av-5pcvoepv-cd3babbc2283814c33da282bc683b365 main_color avia-section-default avia-shadow  avia-builder-el-10  el_after_av_layout_row  el_before_av_section  avia-bg-style-scroll container_wrap sidebar_right'  ><div class='container av-section-cont-open' ><div class='template-page content  av-content-small alpha units'><div class='post-entry post-entry-type-page post-entry-179926'><div class='entry-content-wrapper clearfix'>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-5jdcrf5v-582a848a668aa7a788219b8f7454c78c\">\n.flex_column.av-5jdcrf5v-582a848a668aa7a788219b8f7454c78c{\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 0px 0px;\n}\n<\/style>\n<div  class='flex_column av-5jdcrf5v-582a848a668aa7a788219b8f7454c78c av_one_full  avia-builder-el-11  el_before_av_hr  avia-builder-el-first  first flex_column_div av-zero-column-padding  '     ><section  class='av_textblock_section av-ms0qnunq-9bd969384c89cc896bf9d91acc567230 '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/BlogPosting\" itemprop=\"blogPost\" ><div class='avia_textblock'  itemprop=\"text\" ><h2 id=\"Why do students need home insurance?\"><span style=\"font-weight: 600;\">Why do students need home insurance?\u00a0<\/span><\/h2>\n<p><a href=\"https:\/\/www.stuwo.at\/en\/blog\/moving-out-of-home\/\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">Moving out of your parents&#8217; home<\/span><\/a><span style=\"font-weight: 400;\"> marks the beginning of a new chapter for many students, and with it comes new responsibilities. While your personal belongings are usually covered by your parents&#8217; home insurance as long as you live at home, this protection does not automatically extend to a student apartment or shared flat. If your primary residence continues to be registered at your parents&#8217; address, your second residence may also be covered under certain conditions. However, the exact terms vary depending on the insurance provider. If you change your primary residence to your student accommodation or move out permanently, you will generally need your own home insurance.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Home insurance protects you against the financial consequences of many everyday risks. These include burglary, fire damage, water damage, storm damage, and vandalism. For example, if your laptop or bicycle is stolen during a break-in, or your valuables are destroyed in a fire, replacing them can easily cost several thousand euros &#8211; an amount that is unaffordable for many students.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Many home insurance policies also include personal liability insurance. This covers damage that you accidentally cause to other people or their property. For example, if you accidentally damage a sink in your shared apartment or a water leak from your apartment causes damage to the flat below, liability insurance may cover the resulting costs. The exact scope of this coverage depends on the terms of your insurance policy.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Although home contents insurance is not legally required in Austria, it is highly recommended. While it cannot replace the sentimental value of your personal belongings, it ensures that you are not left to cover the full cost if something goes wrong. A single claim can easily end up costing more than many years&#8217; worth of insurance fee.<\/span><\/p>\n<\/div><\/section><\/div><div  class='hr av-5djvr30j-f97a27091aa8a1dfa6ea1f882fd6eca1 hr-short  avia-builder-el-13  el_after_av_one_full  el_before_av_one_full  hr-left'><span class='hr-inner '><span class=\"hr-inner-style\"><\/span><\/span><\/div>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-5bzc61qb-ac415d60914ad3f054146766cda8330d\">\n.flex_column.av-5bzc61qb-ac415d60914ad3f054146766cda8330d{\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 0px 0px;\n}\n<\/style>\n<div  class='flex_column av-5bzc61qb-ac415d60914ad3f054146766cda8330d av_one_full  avia-builder-el-14  el_after_av_hr  el_before_av_one_full  first flex_column_div av-zero-column-padding  '     ><section  class='av_textblock_section av-ms0qo9yl-3459fadbedbb3922bc71e8e126e036ff '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/BlogPosting\" itemprop=\"blogPost\" ><div class='avia_textblock'  itemprop=\"text\" ><h2 id=\"What does home insurance cover?\"><span style=\"font-weight: 600;\">What does home insurance cover?<\/span><\/h2>\n<p><span style=\"font-weight: 400;\">You&#8217;re spending the weekend at your parents&#8217; house, and when you return, you discover that your apartment has been broken into. Or a broken water pipe has flooded your room. While situations like these are uncommon, they can result in significant financial losses. Home insurance protects you against the financial consequences of many of these unexpected events.<\/span><\/p>\n<\/div><\/section><\/div>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-55wjyo03-87dd55428ab1c49cd5f128f24594e276\">\n.flex_column.av-55wjyo03-87dd55428ab1c49cd5f128f24594e276{\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 0px 0px;\n}\n<\/style>\n<div  class='flex_column av-55wjyo03-87dd55428ab1c49cd5f128f24594e276 av_one_full  avia-builder-el-16  el_after_av_one_full  el_before_av_one_full  first flex_column_div av-zero-column-padding  column-top-margin'     ><section  class='av_textblock_section av-ms0qouy0-99e86dd8822c20fae20c81b6a75753d5 '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/BlogPosting\" itemprop=\"blogPost\" ><div class='avia_textblock'  itemprop=\"text\" ><h3><b>Burglary &amp; Vandalism<\/b><\/h3>\n<p><span style=\"font-weight: 400;\">Someone breaks into your apartment and steals your laptop, headphones, and other valuables. In most cases, home insurance will cover the financial loss. Damage caused during the break-in, such as broken doors or windows, is also usually covered. However, if your bicycle is stolen outside your home, you&#8217;ll often need additional coverage.<\/span><\/p>\n<\/div><\/section><\/div>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-50vlz2df-b6fa6c196362e2682d921d9fa3d260ce\">\n.flex_column.av-50vlz2df-b6fa6c196362e2682d921d9fa3d260ce{\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 0px 0px;\n}\n<\/style>\n<div  class='flex_column av-50vlz2df-b6fa6c196362e2682d921d9fa3d260ce av_one_full  avia-builder-el-18  el_after_av_one_full  el_before_av_one_full  first flex_column_div av-zero-column-padding  column-top-margin'     ><section  class='av_textblock_section av-ms0qpaxl-2cdfaf76f7daabc737c03c83490711ce '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/BlogPosting\" itemprop=\"blogPost\" ><div class='avia_textblock'  itemprop=\"text\" ><h3><b>Water Damage &amp; Fire<\/b><\/h3>\n<p><span style=\"font-weight: 400;\">You come home to find that a broken pipe has flooded your apartment. Or a fire has damaged your bed, desk, laptop, and other belongings. In most cases, home insurance covers damage caused by broken pipes and fires.<\/span><\/p>\n<p><b>Please note:<\/b><span style=\"font-weight: 400;\"> If a fire is caused by gross negligence \u2013 for example, by leaving a candle burning unattended or a pan of hot oil on the stove \u2013 coverage will depend on the terms of your insurance policy.<\/span><\/p>\n<\/div><\/section><\/div>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-4v7a4jcz-84fa8f94ff779f020022262b337105a7\">\n.flex_column.av-4v7a4jcz-84fa8f94ff779f020022262b337105a7{\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 0px 0px;\n}\n<\/style>\n<div  class='flex_column av-4v7a4jcz-84fa8f94ff779f020022262b337105a7 av_one_full  avia-builder-el-20  el_after_av_one_full  el_before_av_one_full  first flex_column_div av-zero-column-padding  column-top-margin'     ><section  class='av_textblock_section av-ms0qpvhv-faa0eba85f4ba57473c90feb838c03a3 '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/BlogPosting\" itemprop=\"blogPost\" ><div class='avia_textblock'  itemprop=\"text\" ><h3><b>Personal Liability Insurance \u2013 Often Included<\/b><\/h3>\n<p><span style=\"font-weight: 400;\">When choosing a home contents insurance, make sure it also includes personal liability insurance. This covers damage you accidentally cause to other people or their property. For example, it may cover the cost if you damage a roommate&#8217;s belongings or cause damage to your rented apartment that you are legally responsible for. This type of coverage is especially important if you live in a shared apartment or student residence.<\/span><\/p>\n<\/div><\/section><\/div>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-4u8kfolf-2cbc6dfcff0aafad63f9ab5b38d8933b\">\n.flex_column.av-4u8kfolf-2cbc6dfcff0aafad63f9ab5b38d8933b{\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 0px 0px;\n}\n<\/style>\n<div  class='flex_column av-4u8kfolf-2cbc6dfcff0aafad63f9ab5b38d8933b av_one_full  avia-builder-el-22  el_after_av_one_full  el_before_av_hr  first flex_column_div av-zero-column-padding  column-top-margin'     ><section  class='av_textblock_section av-ms0qqf07-fb6e6d9dc94c5323258059a381218e3a '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/BlogPosting\" itemprop=\"blogPost\" ><div class='avia_textblock'  itemprop=\"text\" ><h3><b>What Isn&#8217;t Covered?<\/b><\/h3>\n<p><span style=\"font-weight: 400;\">Although home insurance covers many types of damage, not everything is automatically insured.<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Accidental damage to your own belongings:<\/b><span style=\"font-weight: 400;\"> For example, if you drop your smartphone or spill coffee on your laptop, these types of self-inflicted damage are generally not covered.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Wear and tear:<\/b><span style=\"font-weight: 400;\"> Normal wear and tear, such as an office chair breaking after years of regular use, is not covered by home insurance.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Gross negligence:<\/b><span style=\"font-weight: 400;\"> Depending on your policy, coverage may be limited or excluded if the damage was caused by gross negligence, for example by leaving a candle burning unattended or leaving a window open when you leave your apartment.<\/span><\/li>\n<\/ul>\n<\/div><\/section><\/div><div  class='hr av-4lutu0hv-805129ce92a30a6b9b7a94a56e8a805f hr-short  avia-builder-el-24  el_after_av_one_full  el_before_av_one_full  hr-left'><span class='hr-inner '><span class=\"hr-inner-style\"><\/span><\/span><\/div>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-4l0xzqdf-82a0ba979690565405fa4956c44fe79c\">\n.flex_column.av-4l0xzqdf-82a0ba979690565405fa4956c44fe79c{\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 0px 0px;\n}\n<\/style>\n<div  class='flex_column av-4l0xzqdf-82a0ba979690565405fa4956c44fe79c av_one_full  avia-builder-el-25  el_after_av_hr  el_before_av_hr  first flex_column_div av-zero-column-padding  '     ><section  class='av_textblock_section av-ms0qr96i-48dea816671793a7a7328e6b0ee2aefd '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/BlogPosting\" itemprop=\"blogPost\" ><div class='avia_textblock'  itemprop=\"text\" ><h2 id=\"Home insurance in student accommodations\"><span style=\"font-weight: 600;\">Home insurance in student accommodations<\/span><\/h2>\n<p><span style=\"font-weight: 400;\">Many students assume that their belongings are automatically insured when they live in student accommodation. However, this is a common misconception. While the residence manager is generally responsible for the building and its shared facilities, your personal belongings, such as your laptop, smartphone, bicycle, or other valuables, are usually not covered. If you are no longer insured under your parents&#8217; home insurance policy, you should consider taking out your own home insurance. Many insurers offer affordable policies specifically designed for students.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">If you rent your own apartment, you will generally need your own home insurance policy as well. In a shared apartment, there is an additional consideration: a home insurance policy usually only covers the people who are named in the policy. You can either take out a joint policy with your roommates or each arrange separate coverage for your own belongings. It&#8217;s important to update the policy whenever someone moves in or out.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Personal liability insurance is also recommended whether you live in a student residence, a shared apartment, or your own flat. It protects you in case you accidentally damage someone else&#8217;s property or are held legally liable for damage you have caused.<\/span><\/p>\n<\/div><\/section><\/div><div  class='hr av-4g604hc3-477b2fef02b750b61186993ac4c799b4 hr-short  avia-builder-el-27  el_after_av_one_full  el_before_av_one_half  hr-left'><span class='hr-inner '><span class=\"hr-inner-style\"><\/span><\/span><\/div>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-4brm84ub-806def0a63e6055af1a5d6e5ddacedd3\">\n.flex_column.av-4brm84ub-806def0a63e6055af1a5d6e5ddacedd3{\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 30px 0px;\n}\n<\/style>\n<div  class='flex_column av-4brm84ub-806def0a63e6055af1a5d6e5ddacedd3 av_one_half  avia-builder-el-28  el_after_av_hr  el_before_av_one_half  first flex_column_div  '     ><section  class='av_textblock_section av-ms0qrxgh-c27e2e988fcf1019423dd876b29db0fd '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/BlogPosting\" itemprop=\"blogPost\" ><div class='avia_textblock'  itemprop=\"text\" ><h2 id=\"How much does home insurance for students cost?\"><span style=\"font-weight: 600;\">How much does home insurance for students cost?<\/span><\/h2>\n<p><span style=\"font-weight: 400;\">The good news is that home insurance doesn&#8217;t have to be expensive. Many providers offer special student policies or plans designed for small apartments, shared flats, or student residences. This means you can often protect yourself against significant financial losses for just a few euros per month.<\/span><\/p>\n<\/div><\/section><br \/>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-ms0s5078-d16041e4fed096e6d4c1d361b509012a\">\n.avia-image-container.av-ms0s5078-d16041e4fed096e6d4c1d361b509012a img.avia_image{\nbox-shadow:none;\n}\n.avia-image-container.av-ms0s5078-d16041e4fed096e6d4c1d361b509012a .av-image-caption-overlay-center{\ncolor:#ffffff;\n}\n<\/style>\n<div  class='avia-image-container av-ms0s5078-d16041e4fed096e6d4c1d361b509012a av-styling- avia-align-center  avia-builder-el-30  el_after_av_textblock  avia-builder-el-last  av-desktop-hide av-medium-hide'   itemprop=\"image\" itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/ImageObject\" ><div class=\"avia-image-container-inner\"><div class=\"avia-image-overlay-wrap\"><img decoding=\"async\" fetchpriority=\"high\" class='wp-image-179919 avia-img-lazy-loading-not-179919 avia_image ' src=\"https:\/\/www.stuwo.at\/wp-content\/uploads\/2026\/08\/haushaltsversicherung_kosten-scaled.jpeg\" alt='' title='Teen student reviews notes while sitting at home with a piggy bank on the table'  height=\"1707\" width=\"2560\"  itemprop=\"thumbnailUrl\" srcset=\"https:\/\/www.stuwo.at\/wp-content\/uploads\/2026\/08\/haushaltsversicherung_kosten-scaled.jpeg 2560w, https:\/\/www.stuwo.at\/wp-content\/uploads\/2026\/08\/haushaltsversicherung_kosten-300x200.jpeg 300w, https:\/\/www.stuwo.at\/wp-content\/uploads\/2026\/08\/haushaltsversicherung_kosten-1030x687.jpeg 1030w, https:\/\/www.stuwo.at\/wp-content\/uploads\/2026\/08\/haushaltsversicherung_kosten-768x512.jpeg 768w, https:\/\/www.stuwo.at\/wp-content\/uploads\/2026\/08\/haushaltsversicherung_kosten-1536x1024.jpeg 1536w, https:\/\/www.stuwo.at\/wp-content\/uploads\/2026\/08\/haushaltsversicherung_kosten-2048x1365.jpeg 2048w, https:\/\/www.stuwo.at\/wp-content\/uploads\/2026\/08\/haushaltsversicherung_kosten-1500x1000.jpeg 1500w, https:\/\/www.stuwo.at\/wp-content\/uploads\/2026\/08\/haushaltsversicherung_kosten-705x470.jpeg 705w\" sizes=\"(max-width: 2560px) 100vw, 2560px\" \/><\/div><\/div><\/div><\/p><\/div>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-ms0s5vg8-cad52e40ed81a1cf888e3822a9387e9e\">\n.flex_column.av-ms0s5vg8-cad52e40ed81a1cf888e3822a9387e9e{\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 30px 0px;\n}\n<\/style>\n<div  class='flex_column av-ms0s5vg8-cad52e40ed81a1cf888e3822a9387e9e av_one_half  avia-builder-el-31  el_after_av_one_half  el_before_av_one_full  flex_column_div  '     ><style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-35h9fqo3-d591fbbabbc9eef25a589acde34fddd5\">\n.avia-image-container.av-35h9fqo3-d591fbbabbc9eef25a589acde34fddd5 img.avia_image{\nbox-shadow:none;\n}\n.avia-image-container.av-35h9fqo3-d591fbbabbc9eef25a589acde34fddd5 .av-image-caption-overlay-center{\ncolor:#ffffff;\n}\n<\/style>\n<div  class='avia-image-container av-35h9fqo3-d591fbbabbc9eef25a589acde34fddd5 av-styling- avia-align-center  avia-builder-el-32  avia-builder-el-no-sibling  av-small-hide av-mini-hide'   itemprop=\"image\" itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/ImageObject\" ><div class=\"avia-image-container-inner\"><div class=\"avia-image-overlay-wrap\"><img decoding=\"async\" fetchpriority=\"high\" class='wp-image-179919 avia-img-lazy-loading-not-179919 avia_image ' src=\"https:\/\/www.stuwo.at\/wp-content\/uploads\/2026\/08\/haushaltsversicherung_kosten-scaled.jpeg\" alt='' title='Teen student reviews notes while sitting at home with a piggy bank on the table'  height=\"1707\" width=\"2560\"  itemprop=\"thumbnailUrl\" srcset=\"https:\/\/www.stuwo.at\/wp-content\/uploads\/2026\/08\/haushaltsversicherung_kosten-scaled.jpeg 2560w, https:\/\/www.stuwo.at\/wp-content\/uploads\/2026\/08\/haushaltsversicherung_kosten-300x200.jpeg 300w, https:\/\/www.stuwo.at\/wp-content\/uploads\/2026\/08\/haushaltsversicherung_kosten-1030x687.jpeg 1030w, https:\/\/www.stuwo.at\/wp-content\/uploads\/2026\/08\/haushaltsversicherung_kosten-768x512.jpeg 768w, https:\/\/www.stuwo.at\/wp-content\/uploads\/2026\/08\/haushaltsversicherung_kosten-1536x1024.jpeg 1536w, https:\/\/www.stuwo.at\/wp-content\/uploads\/2026\/08\/haushaltsversicherung_kosten-2048x1365.jpeg 2048w, https:\/\/www.stuwo.at\/wp-content\/uploads\/2026\/08\/haushaltsversicherung_kosten-1500x1000.jpeg 1500w, https:\/\/www.stuwo.at\/wp-content\/uploads\/2026\/08\/haushaltsversicherung_kosten-705x470.jpeg 705w\" sizes=\"(max-width: 2560px) 100vw, 2560px\" \/><\/div><\/div><\/div><\/div>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-46vrm1j7-9dfa2be4333e8315d8b08fd54c2eceac\">\n.flex_column.av-46vrm1j7-9dfa2be4333e8315d8b08fd54c2eceac{\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 0px 0px;\n}\n<\/style>\n<div  class='flex_column av-46vrm1j7-9dfa2be4333e8315d8b08fd54c2eceac av_one_full  avia-builder-el-33  el_after_av_one_half  el_before_av_one_full  first flex_column_div av-zero-column-padding  column-top-margin'     ><section  class='av_textblock_section av-ms0qscse-a089643872260d6b0d1fb5aeba9c24de '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/BlogPosting\" itemprop=\"blogPost\" ><div class='avia_textblock'  itemprop=\"text\" ><h3><b>Typical Costs &amp; Factors That Affect the Price<\/b><\/h3>\n<p><span style=\"font-weight: 400;\">Basic student home insurance policies are available for around <\/span><b>\u20ac4\u201310 per month<\/b><span style=\"font-weight: 400;\">. However, the actual cost depends on several factors:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Type of accommodation:<\/b><span style=\"font-weight: 400;\"> A room in a student residence or shared apartment is usually cheaper to insure than a privately rented apartment.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Size of your home:<\/b><span style=\"font-weight: 400;\"> The larger your apartment, the higher your fee will generally be.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Sum insured:<\/b><span style=\"font-weight: 400;\"> The more valuable your belongings, such as your laptop, bicycle, and furniture, the higher your coverage amount should be. A higher sum insured may increase the fee.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Deductible (excess):<\/b><span style=\"font-weight: 400;\"> The deductible is the amount you pay yourself if you make a claim. A deductible of <\/span><b>\u20ac100\u2013200<\/b><span style=\"font-weight: 400;\"> is common. Choosing a deductible usually lowers your monthly fee, but you&#8217;ll have to cover part of the damage yourself if something happens.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Additional coverage:<\/b><span style=\"font-weight: 400;\"> Optional extras, such as bicycle theft outside your home, glass breakage, or a higher coverage limit, will also increase the cost of your plan.<\/span><\/li>\n<\/ul>\n<\/div><\/section><\/div>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-40z2i6f7-79bba26686bbe54fd066c870339cd053\">\n.flex_column.av-40z2i6f7-79bba26686bbe54fd066c870339cd053{\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 0px 0px;\n}\n<\/style>\n<div  class='flex_column av-40z2i6f7-79bba26686bbe54fd066c870339cd053 av_one_full  avia-builder-el-35  el_after_av_one_full  el_before_av_hr  first flex_column_div av-zero-column-padding  column-top-margin'     ><section  class='av_textblock_section av-ms0qt78p-f53838259a5fab5a019817d359a32019 '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/BlogPosting\" itemprop=\"blogPost\" ><div class='avia_textblock'  itemprop=\"text\" ><h3><b>What to Look for When Comparing Insurance Policies<\/b><\/h3>\n<p><span style=\"font-weight: 400;\">The cheapest insurance isn&#8217;t always the best choice. When comparing home insurance, don&#8217;t just look at the price. Pay close attention to what&#8217;s included in the coverage. Especially for small student apartments, it often makes sense to spend a little more. In many cases, an insurance policy with no deductible costs only a few euros more per year but could save you several hundred euros if you ever need to make a claim. That&#8217;s why it&#8217;s important to compare the price, the scope of coverage, and any deductible together.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">To find the right insurance, it&#8217;s best to compare offers from several providers. Online comparison websites such as <\/span><a href=\"http:\/\/durchblicker.at\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">durchblicker.at<\/span><\/a><span style=\"font-weight: 400;\"> or insurance calculators provided by the individual insurers can help you quickly and easily compare prices, coverage, and policy features.<\/span><\/p>\n<\/div><\/section><\/div><div  class='hr av-3voqxssj-7d75a0e17f7d24651569f98715ee94d6 hr-short  avia-builder-el-37  el_after_av_one_full  el_before_av_one_full  hr-left'><span class='hr-inner '><span class=\"hr-inner-style\"><\/span><\/span><\/div>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-3r9tzkxv-65a0bf22bd7c5a41a5bddb59ef926431\">\n.flex_column.av-3r9tzkxv-65a0bf22bd7c5a41a5bddb59ef926431{\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 0px 0px;\n}\n<\/style>\n<div  class='flex_column av-3r9tzkxv-65a0bf22bd7c5a41a5bddb59ef926431 av_one_full  avia-builder-el-38  el_after_av_hr  el_before_av_hr  first flex_column_div av-zero-column-padding  '     ><section  class='av_textblock_section av-ms0qtrkb-f62e54f39e023762a02c22342f1ea069 '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/BlogPosting\" itemprop=\"blogPost\" ><div class='avia_textblock'  itemprop=\"text\" ><h2 id=\"Home insurance for students: a summary\"><span style=\"font-weight: 600;\">Home insurance for students: a summary<\/span><\/h2>\n<p><a href=\"https:\/\/www.stuwo.at\/en\/blog\/moving-into-student-accommodation\/\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">Moving into student accommodation<\/span><\/a><span style=\"font-weight: 400;\">, a shared apartment, or your first home of your own is a big step towards independence. Along with furnishing your room, signing your lease, and packing moving boxes, insurance should also be high on your checklist. While you hope you&#8217;ll never need it, home insurance can save you a great deal of money and stress if the unexpected happens.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Before you move in, take a few minutes to check whether you&#8217;re still covered under your parents&#8217; home insurance or whether you need your own student home insurance and personal liability insurance. That way, you can enjoy student life with peace of mind.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Getting ready to move? Be sure to check out our <\/span><a href=\"https:\/\/www.stuwo.at\/en\/blog\/moving-into-student-accommodation\/\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">STUWO Move-In Checklist<\/span><\/a><span style=\"font-weight: 400;\">. You can also find plenty of useful advice in our articles on <\/span><a href=\"https:\/\/www.stuwo.at\/en\/blog\/living-in-student-accommodation\/\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">living in a student residence<\/span><\/a><span style=\"font-weight: 400;\"> and <\/span><a href=\"https:\/\/www.stuwo.at\/en\/blog\/tips-for-first-year-students\/\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">tips for first-year students<\/span><\/a><span style=\"font-weight: 400;\"> to help you start university well prepared.<\/span><\/p>\n<\/div><\/section><\/div><div  class='hr av-3lyv7apv-38ddd5ef9926c0c6ff2b11a402d6f80f hr-short  avia-builder-el-40  el_after_av_one_full  el_before_av_one_full  hr-left'><span class='hr-inner '><span class=\"hr-inner-style\"><\/span><\/span><\/div>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-3jme14oz-99fd3c34f4ed2ddfeaccc63221d9de11\">\n.flex_column.av-3jme14oz-99fd3c34f4ed2ddfeaccc63221d9de11{\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 0px 0px;\n}\n<\/style>\n<div  class='flex_column av-3jme14oz-99fd3c34f4ed2ddfeaccc63221d9de11 av_one_full  avia-builder-el-41  el_after_av_hr  avia-builder-el-last  first flex_column_div av-zero-column-padding  '     ><section  class='av_textblock_section av-ms0qu8x4-2e1fc401a168ebc89a2f955ab0b8366e '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/BlogPosting\" itemprop=\"blogPost\" ><div class='avia_textblock'  itemprop=\"text\" ><h2 id=\"FAQs: Frequently asked questions about home insurance for students\"><span style=\"font-weight: 600;\">FAQs: Frequently asked questions about home insurance for students<\/span><\/h2>\n<\/div><\/section><br \/>\n<div  class='togglecontainer av-ms0qwq6i-a88aeecea5f5e94bd04782e19a528fe8  avia-builder-el-43  el_after_av_textblock  avia-builder-el-last  toggle_close_all' >\n<section class='av_toggle_section av-ms0qve5r-18772b78004a69ce22143511529b35bd'  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/BlogPosting\" itemprop=\"blogPost\" ><div role=\"tablist\" class=\"single_toggle\" data-tags=\"{All} \"  ><p id='toggle-toggle-id-1' data-fake-id='#toggle-id-1' class='toggler  av-title-above '  itemprop=\"headline\"  role='tab' tabindex='0' aria-controls='toggle-id-1' data-slide-speed=\"200\" data-title=\"Do students need home insurance?\" data-title-open=\"\" data-aria_collapsed=\"Click to expand: Do students need home insurance?\" data-aria_expanded=\"Click to collapse: Do students need home insurance?\">Do students need home insurance?<span class=\"toggle_icon\"><span class=\"vert_icon\"><\/span><span class=\"hor_icon\"><\/span><\/span><\/p><div id='toggle-id-1' aria-labelledby='toggle-toggle-id-1' role='region' class='toggle_wrap  av-title-above'  ><div class='toggle_content invers-color '  itemprop=\"text\" ><p><span style=\"font-weight: 400;\">Not legally, but it is strongly recommended. Home insurance can protect you from significant financial losses in the event of a burglary, fire, or water damage.<\/span><\/p>\n<\/div><\/div><\/div><\/section>\n<section class='av_toggle_section av-ms0qvw2n-be93c6f57493db97e34f02616d26e435'  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/BlogPosting\" itemprop=\"blogPost\" ><div role=\"tablist\" class=\"single_toggle\" data-tags=\"{All} \"  ><p id='toggle-toggle-id-2' data-fake-id='#toggle-id-2' class='toggler  av-title-above '  itemprop=\"headline\"  role='tab' tabindex='0' aria-controls='toggle-id-2' data-slide-speed=\"200\" data-title=\"How much is home insurance for students?\" data-title-open=\"\" data-aria_collapsed=\"Click to expand: How much is home insurance for students?\" data-aria_expanded=\"Click to collapse: How much is home insurance for students?\">How much is home insurance for students?<span class=\"toggle_icon\"><span class=\"vert_icon\"><\/span><span class=\"hor_icon\"><\/span><\/span><\/p><div id='toggle-id-2' aria-labelledby='toggle-toggle-id-2' role='region' class='toggle_wrap  av-title-above'  ><div class='toggle_content invers-color '  itemprop=\"text\" ><p><span style=\"font-weight: 400;\">Depending on your accommodation and the policy you choose, basic student home insurance plans often start at around \u20ac4 per month.<\/span><\/p>\n<\/div><\/div><\/div><\/section>\n<section class='av_toggle_section av-ms0qwb9w-f528bfb5d47dc5d40e9f04f3461cb6ba'  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/BlogPosting\" itemprop=\"blogPost\" ><div role=\"tablist\" class=\"single_toggle\" data-tags=\"{All} \"  ><p id='toggle-toggle-id-3' data-fake-id='#toggle-id-3' class='toggler  av-title-above '  itemprop=\"headline\"  role='tab' tabindex='0' aria-controls='toggle-id-3' data-slide-speed=\"200\" data-title=\"What does home contents insurance cover?\" data-title-open=\"\" data-aria_collapsed=\"Click to expand: What does home contents insurance cover?\" data-aria_expanded=\"Click to collapse: What does home contents insurance cover?\">What does home contents insurance cover?<span class=\"toggle_icon\"><span class=\"vert_icon\"><\/span><span class=\"hor_icon\"><\/span><\/span><\/p><div id='toggle-id-3' aria-labelledby='toggle-toggle-id-3' role='region' class='toggle_wrap  av-title-above'  ><div class='toggle_content invers-color '  itemprop=\"text\" ><p><span style=\"font-weight: 400;\">Home contents insurance typically covers your personal belongings against risks such as burglary, fire, water damage, storm damage, and vandalism. Keep in mind that damage caused by gross negligence may not be covered unless your policy specifically includes this protection.<\/span><\/p>\n<\/div><\/div><\/div><\/section>\n<section class='av_toggle_section av-ms0qwpbm-0851f01698a1d732e9712624a5974217'  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/BlogPosting\" itemprop=\"blogPost\" ><div role=\"tablist\" class=\"single_toggle\" data-tags=\"{All} \"  ><p id='toggle-toggle-id-4' data-fake-id='#toggle-id-4' class='toggler  av-title-above '  itemprop=\"headline\"  role='tab' tabindex='0' aria-controls='toggle-id-4' data-slide-speed=\"200\" data-title=\"How long are students covered under their parents\u2019 insurance policy?\" data-title-open=\"\" data-aria_collapsed=\"Click to expand: How long are students covered under their parents\u2019 insurance policy?\" data-aria_expanded=\"Click to collapse: How long are students covered under their parents\u2019 insurance policy?\">How long are students covered under their parents\u2019 insurance policy?<span class=\"toggle_icon\"><span class=\"vert_icon\"><\/span><span class=\"hor_icon\"><\/span><\/span><\/p><div id='toggle-id-4' aria-labelledby='toggle-toggle-id-4' role='region' class='toggle_wrap  av-title-above'  ><div class='toggle_content invers-color '  itemprop=\"text\" ><p><span style=\"font-weight: 400;\">This depends on the insurance provider and the policy. Some insurers extend coverage until the age of 27, provided your primary residence remains registered at your parents&#8217; address. Under certain conditions, your second residence may also be covered. However, the exact terms vary between insurance providers.<\/span><\/p>\n<\/div><\/div><\/div><\/section>\n<\/div><\/p><\/div><\/div><\/div><\/div><!-- close content main div --><\/div><\/div>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-1hgj7dvn-1bf11fc37717cc855c029b3f328a4930\">\n.avia-section.av-1hgj7dvn-1bf11fc37717cc855c029b3f328a4930{\nbackground-repeat:no-repeat;\nbackground-image:url(https:\/\/www.stuwo.at\/wp-content\/uploads\/2019\/08\/2000x600px_2b-1500x430.jpg);\nbackground-position:50% 50%;\nbackground-attachment:fixed;\n}\n.avia-section.av-1hgj7dvn-1bf11fc37717cc855c029b3f328a4930 .av-section-color-overlay{\nopacity:0.4;\nbackground-color:#000000;\n}\n<\/style>\n<div id='kontakt-fullscreen'  class='avia-section av-1hgj7dvn-1bf11fc37717cc855c029b3f328a4930 alternate_color avia-section-huge avia-no-border-styling  avia-builder-el-44  el_after_av_section  avia-builder-el-last  avia-full-stretch avia-bg-style-fixed av-section-color-overlay-active container_wrap sidebar_right'  data-section-bg-repeat='stretch'><div class=\"av-section-color-overlay-wrap\"><div class=\"av-section-color-overlay\"><\/div><div class='container av-section-cont-open' ><div class='template-page content  av-content-small alpha units'><div class='post-entry post-entry-type-page post-entry-179926'><div class='entry-content-wrapper clearfix'>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-1az3hy6b-70e67a0e68482a27f6e9b2c39e67a1b0\">\n.flex_column.av-1az3hy6b-70e67a0e68482a27f6e9b2c39e67a1b0{\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 0px 0px;\n}\n<\/style>\n<div  class='flex_column av-1az3hy6b-70e67a0e68482a27f6e9b2c39e67a1b0 av_one_full  avia-builder-el-45  el_before_av_one_half  avia-builder-el-first  first flex_column_div av-zero-column-padding  '     ><p>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-18dn1eo3-37c5ae47fd280b6fee86cab21d0210af\">\n#top .av-special-heading.av-18dn1eo3-37c5ae47fd280b6fee86cab21d0210af{\npadding-bottom:20px;\ncolor:#ffffff;\nfont-size:40px;\n}\nbody .av-special-heading.av-18dn1eo3-37c5ae47fd280b6fee86cab21d0210af .av-special-heading-tag .heading-char{\nfont-size:25px;\n}\n#top #wrap_all .av-special-heading.av-18dn1eo3-37c5ae47fd280b6fee86cab21d0210af .av-special-heading-tag{\nfont-size:40px;\n}\n.av-special-heading.av-18dn1eo3-37c5ae47fd280b6fee86cab21d0210af .special-heading-inner-border{\nborder-color:#ffffff;\n}\n.av-special-heading.av-18dn1eo3-37c5ae47fd280b6fee86cab21d0210af .av-subheading{\nfont-size:15px;\n}\n\n@media only screen and (min-width: 480px) and (max-width: 767px){ \n#top #wrap_all .av-special-heading.av-18dn1eo3-37c5ae47fd280b6fee86cab21d0210af .av-special-heading-tag{\nfont-size:0.8em;\n}\n}\n\n@media only screen and (max-width: 479px){ \n#top #wrap_all 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